Detailed technical benchmark and comparison between RexPay (Global Accelerex) API and Paga API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Accept card, internet banking transfer & USSD payments via a CBN-certified gateway
Send money, pay bills & top up airtime at scale for agents
RexPay (Global Accelerex) API is best for nigerian businesses and developers needing a CBN-certified PSSP and PTSP payment gateway with card, internet banking transfer, and USSD backed by Global Accelerex, one of Nigeria's established e-payment infrastructure companies.
Paga API is best for nigerian businesses and aggregators that need to send money, pay bills, and top up airtime at scale particularly agents, agent banking software providers, enterprise HR platforms, and mobile money aggregators wanting programmatic access to Paga's 20M+ user network.
| Highlight | R RexPay (Global Accelerex) API | P Paga API |
|---|---|---|
| Authentication | API Key (from RexPay merchant dashboard) | Custom HMAC headers: principal (public ID), credentials (password), and hash (SHA-512 of request params + secret key) |
| Rate Limit | Not publicly specified | Not publicly specified |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | ✗ Not supported | ✗ Not supported |
| API Services | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsVirtual Account Numbers | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsVirtual Account Numbers |
| Supported Regions |
| Fee Component | R RexPay (Global Accelerex) API | P Paga API |
|---|---|---|
| Transfers & Payouts | Contact provider |
|
| Setup & Monthly Fees | No mandatory monthly platform fee | Contact provider |
| Rates & Additional Terms |
|
|
| Feature / Capability | R RexPay (Global Accelerex) API | P Paga API |
|---|---|---|
| Card Payments (Verve/Visa/Mastercard) | ✓ | ✓ |
| Bank Transfer / Pay by Transfer | ✓ | ✓ |
| USSD Payments | ✓ | ✓ |
| Virtual Accounts | ✓ | ✓ |
| International / Multi-Currency Payments | ✓ | ✓ |
| Recurring Billing / Subscriptions | ✓ | ✗ |
| Payment Links & Hosted Checkout | ✓ | ✓ |
| Webhooks & Event Notifications | ✗ | ✗ |
| Sandbox Testing Environment | ✓ | ✓ |
| API Key / Token Authentication | ✓ | ✓ |
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