We've analyzed and compared the top 4 API providers supporting qr-code for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.
Written by Editorial Staffs as at 12th June, 2026
| Compare | ||||
|---|---|---|---|---|
| Pricing | Completely free service | Per-transaction fees vary by payment method (exact rates available upon request) | Competitive merchant rates (exact pricing varies by volume), free wallet opening | Free setup + 1.5% per local transaction (capped at NGN 2,000) |
| API Access | Yes | No | No | No |
| JSON Responses | Yes | No | No | No |
| HTTPS Secure | Yes | No | No | No |
| Documentation | Yes | No | No | No |
| Sandbox | No | No | No | No |
| Free Tier | Yes | No | No | No |
| POS Terminal Payments (Android/NEXGO) | No | Yes | No | No |
| QR Code Payments | No | Yes | Yes | Yes |
| Virtual Account Collections (NUBAN) | No | Yes | No | No |
| Online Checkout | No | Yes | No | No |
| USSD Payments | No | Yes | No | Yes |
| Card Payments (Verve, Mastercard, Visa) | No | Yes | No | No |
| Bank Transfer Payments | No | Yes | No | Yes |
| Webhook Notifications | No | Yes | Yes | No |
| Unified Settlement Dashboard | No | Yes | No | No |
| Next-day Settlement | No | Yes | No | No |
| Digital Wallet | No | No | Yes | No |
| Bank Transfer Integration | No | No | Yes | No |
| Debit Card Payments | No | No | Yes | No |
| Merchant APIs | No | No | Yes | No |
| Payment Links | No | No | Yes | No |
| Multi-currency (select currencies) | No | No | Yes | No |
| POS Terminal Support | No | No | Yes | No |
| Direct Debit | No | No | No | No |
| Card Payments (Debit & Credit) | No | No | No | Yes |
| Virtual Account Collections | No | No | No | Yes |
| Mobile Money | No | No | No | Yes |
| Multi-currency (13 currencies) | No | No | No | Yes |
| White-label Infrastructure | No | No | No | Yes |
| Recurring Billing | No | No | No | No |
| International Card Processing | No | No | No | Yes |
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