5 Best APIs with pos in Nigeria
We've analyzed and compared the top 5 API providers supporting pos for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.
Written by Editorial Staffs as at 11th June, 2026
All APIs with pos
| Compare | |||||
|---|---|---|---|---|---|
| Pricing | Competitive merchant rates with transparent fee structure (exact pricing varies by use case) | Per-transaction fees vary by payment method (exact rates available upon request) | 2.6% + 10¢ in-person, 2.9% + 30¢ online. No monthly fees on basic plan. | Free setup + 1.5% per card/USSD (zero fees on bank transfers) | Free for basic features; paid plans for advanced features |
| Online Payment Gateway (RexPay) | Yes | No | No | No | No |
| POS Terminal Solutions (Accelerex) | Yes | No | No | No | No |
| Mobile POS App (RexRetail) | Yes | No | No | No | No |
| Card Payments | Yes | No | Yes | Yes | Yes |
| Bank Transfer Payments | Yes | Yes | No | Yes | No |
| USSD Payments | Yes | Yes | No | Yes | No |
| QR Code Payments | Yes | Yes | No | No | No |
| Payment Links | Yes | No | No | Yes | Yes |
| Bulk Payouts | Yes | No | No | No | No |
| Real-time Reporting Dashboard | Yes | No | No | No | No |
| POS Terminal Payments (Android/NEXGO) | No | Yes | No | No | No |
| Virtual Account Collections (NUBAN) | No | Yes | No | No | No |
| Online Checkout | No | Yes | No | No | No |
| Card Payments (Verve, Mastercard, Visa) | No | Yes | No | No | No |
| Webhook Notifications | No | Yes | No | No | No |
| Unified Settlement Dashboard | No | Yes | No | No | No |
| Next-day Settlement | No | Yes | No | No | No |
| In-person POS | No | No | Yes | No | No |
| Invoicing | No | No | Yes | No | No |
| Inventory Management | No | No | Yes | No | No |
| Subscriptions | No | No | Yes | No | No |
| Loyalty Programs | No | No | Yes | No | No |
| Employee Management | No | No | Yes | No | No |
| Webhooks | No | No | Yes | No | No |
| Sandbox Environment | No | No | Yes | No | No |
| NGN Support | No | No | No | No | No |
| Virtual Account Collections | No | No | No | Yes | No |
| GTBank Direct Debit | No | No | No | Yes | No |
| Merchant Mobile POS App | No | No | No | Yes | No |
| Outbound Transfers | No | No | No | Yes | No |
| Recurring Billing | No | No | No | No | No |
| Transaction Splitting | No | No | No | No | No |
| Virtual Accounts | No | No | No | No | Yes |
| Mobile Money | No | No | No | No | Yes |
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