3 Best APIs with International Card Processing in Nigeria

We've analyzed and compared the top 3 API providers supporting International Card Processing for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 11th June, 2026

All APIs with International Card Processing

Compare
Unlimint (formerly Cardpay)
SeerBit
Interswitch
PricingCompetitive global rates based on payment method and corridor (request pricing for specific needs)Free setup + 1.5% per local transaction (capped at NGN 2,000)NGN 150,000 one-time setup fee; 1.5% per local transaction (capped NGN 2,000); 3.8% per international transaction
Global Payment Acceptance (1,000+ methods)
Yes
No
No
Multi-currency Processing
Yes
No
No
International Card Processing
Yes
Yes
Yes
Digital Wallet Payments
Yes
No
No
Mobile Money Integration
Yes
No
No
Bank Transfer Processing
Yes
No
No
Global Payouts
Yes
No
No
Cross-border Settlement
Yes
No
No
Transaction Monitoring & Fraud Detection
Yes
No
No
Multi-currency Accounts
Yes
No
No
Card Payments (Debit & Credit)
No
Yes
No
USSD Payments
No
Yes
Yes
Bank Transfer Payments
No
Yes
No
QR Code Payments
No
Yes
No
Virtual Account Collections
No
Yes
No
Mobile Money
No
Yes
No
Multi-currency (13 currencies)
No
Yes
No
White-label Infrastructure
No
Yes
No
Recurring Billing
No
No
No
Verve, Visa, Mastercard, Amex
No
No
Yes
3D Secure Card Authentication
No
No
Yes
Split Payments & Revenue Allocation
No
No
Yes
Bank Transfer Collections
No
No
Yes
BVN & Identity Verification
No
No
Yes
Real-time Dashboard
No
No
Yes
Multi-currency Settlement
No
No
Yes
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