38 Best APIs for Africa in Nigeria

We've analyzed and compared the top 38 API providers supporting Africa for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 5th August, 2026

All APIs with Africa

5 of 38 selected

NASA POWER API

Pricing
Completely free with no API key required; NASA-funded public resource
Daily Meteorological Data
Available
Solar Radiation Data
Available
40+ Year Historical Records
Available
Nigeria Coverage
Available
No Authentication Required
Available
Mobile money collection
Not available
Bank transfers
Not available
15-country coverage
Not available
Local currency settlement
Not available
Card Payments (Verve/Visa/Mastercard)
Not available
Bank Transfer Checkout
Not available
USSD Payments
Not available
Mobile Money (M-Pesa, MTN)
Not available
International Card Payments
Not available
Recurring Billing / Subscriptions
Not available
Split Payments
Not available
Virtual Accounts
Not available
Bulk Transfers
Not available
Payment Links
Not available
Multi-Currency Settlement
Not available
Crypto Payments
Not available
BNPL (Buy Now Pay Later)
Not available
Payouts
Not available
Collections
Not available
Payment links
Not available
Multi-corridor coverage
Not available
Disbursements
Not available
Remittances
Not available
14+ country coverage
Not available
Node Access
Not available
Payments
Not available
Africa Focus
Not available
Fintech
Not available
Growing Platform
Not available
Easy Integration
Not available
Support
Not available
Emerging
Not available
Future-ready
Not available
Buy Cryptocurrency
Not available
Sell Cryptocurrency
Not available
Bitcoin Exchange
Not available
Ethereum Support
Not available
USDT Support
Not available
Multiple Currencies
Not available
Bank Deposits
Not available
Mobile Money
Not available
Card Payments
Not available
Fast Transactions
Not available
Real-time Rates
Not available
Secure Wallets
Not available
Transaction History
Not available
Account Management
Not available
API Access
Not available
Webhooks
Not available
KYC Verification
Not available
Security Features
Not available
24/7 Support
Not available
API Documentation
Not available
Inventory management
Not available
Order processing
Not available
Supply chain coordination
Not available
Multi-currency transfers
Not available
Bill payments
Not available
Cross-border payments
Not available
BVN Verification
Not available
NIN Verification
Not available
Easy Lookup (Phone/BVN → Identity)
Not available
Facial Recognition + Liveness Detection
Not available
Government ID Document Scan & Verify
Not available
CAC Company Verification (KYB)
Not available
Digital Address Verification
Not available
AML / Fraud Prevention (Identity Hub)
Not available
Bank Account Name Verification
Not available
Telecoms / Phone Data Lookup
Not available
Free Sandbox Environment
Not available
Webhook Notifications
Not available
Pan-African Coverage (beyond Nigeria)
Not available
International Passport Verification
Not available
Multi-carrier rate calculation
Not available
International shipping & customs docs
Not available
Pickup scheduling
Not available
Real-time tracking
Not available
Billing/invoicing
Not available
BVN–NIN Harmonization Check
Not available
Resident Permit Verification
Not available
Business / Company Verification (KYB)
Not available
AML / Sanctions Screening
Not available
Liveness Detection (Deepfake Resistant)
Not available
Cross-region Routing (Africa + Europe)
Not available
Merchant Verification for Marketplaces
Not available
Unified Compliance Case Record
Not available
Free Sandbox
Not available
Soil Property Data
Not available
30m Resolution Coverage
Not available
REST API
Not available
Multiple Soil Depth Layers
Not available
Health Insurance Embedding
Not available
Auto Insurance API
Not available
Life Insurance API
Not available
Agriculture Insurance
Not available
Travel Insurance
Not available
Device Insurance
Not available
Claims Management
Not available
Policy Issuance API
Not available
Bank Account Payouts (140 countries)
Not available
Mobile Wallet Payouts
Not available
Stablecoin (USDT) Payouts
Not available
Nigeria Bank Payout
Not available
Real-Time 24/7 Processing
Not available
Transparent FX Pricing
Not available
Gig Worker Instant Payout
Not available
Collection / Pay-In
Not available
Nigerian NGN Collection
Not available
Crypto staking
Not available
Savings products
Not available
Payment integrations
Not available
BVN Verification (Basic + Advanced)
Not available
Virtual NIN (vNIN) Verification
Not available
BVN + NIN + Phone in One API Call
Not available
FRSC Driver's License Verification
Not available
Vehicle Plate Number Verification
Not available
Stamp Duty Verification
Not available
Address Verification
Not available
Facial Recognition / Liveness Detection
Not available
AML / Sanctions Screening (RadarR)
Not available
Pan-African ID Verification (7 countries)
Not available
Flight booking
Not available
Hotel search
Not available
Visa assistance
Not available
Travel insurance
Not available
Nigerian routes
Not available
Africa Data Residency
Not available
Object Storage
Not available
File Hosting
Not available
Local Support Team
Not available
Affordable Pricing
Not available
Cloud services
Not available
Data center access
Not available
Network connectivity
Not available
Satellite Crop Area Mapping
Not available
Yield Estimation
Not available
Africa Coverage
Not available
Food Security Monitoring
Not available
Research Grade Data
Not available
Shipment booking
Not available
Parcel tracking
Not available
Import/export freight
Not available
Multi-carrier integration
Not available
SMS to Nigerian Networks
Not available
USSD Sessions (Nigeria)
Not available
Voice Calls
Not available
Airtime Top-up
Not available
Data Bundle Purchase
Not available
WhatsApp
Not available
Mobile Money (Nigeria)
Not available
Nigerian Developer Support
Not available
Multiple African Countries
Not available
Person-to-person transfers
Not available
Merchant payments
Not available
Diaspora remittances
Not available
International transfers
Not available
Bulk SMS to Nigeria
Not available
Delivery Reports
Not available
Alphanumeric Sender ID
Not available
SMS API
Not available
Voice
Not available
Email
Not available
USSD
Not available
Merchant-of-record billing
Not available
International card payments
Not available
Automated payouts
Not available
Global tax compliance
Not available
Soil Properties
Not available
NPK Mapping
Not available
pH Levels
Not available
Organic Carbon
Not available
High Resolution
Not available
Earth Engine Integration
Not available
Historical Data
Not available
Free Access
Not available
Payment Processing
Not available
Bank Transfer
Not available
Cross-border Transfers
Not available
Multi-currency
Not available
Virtual Cards
Not available
Wallet Services
Not available
Instant Settlement
Not available
Sandbox Environment
Not available
SDK Support
Not available
Real-time Reporting
Not available
Fraud Detection
Not available
KYC Integration
Not available
Bulk Processing
Not available
Cryptocurrency Trading
Not available
Buy Bitcoin
Not available
Buy Ethereum
Not available
Buy Ripple
Not available
Sell Crypto
Not available
Multi-currency Wallets
Not available
Market Data
Not available
Price Information
Not available
Deposit/Withdraw
Not available
Bank Transfers
Not available
Order Management
Not available
Real-time Quotes
Not available
Authentication
Not available
Crypto payment acceptance
Not available
Fiat settlement
Not available
Multi-currency support
Not available
Historical climate data
Not available
Seasonal forecasting
Not available
Drought risk indicators
Not available
Rainfall analysis
Not available
Temperature trends
Not available
Bank Account Payouts
Not available
Mobile Wallet Transfers
Not available
Cash Pickup Payouts
Not available
Multi-Currency FX
Not available
NGN Currency Support
Not available
Bulk Payment Processing
Not available
Account Validation
Not available
Business KYC Onboarding
Not available
Consumer-Facing Checkout
Not available
AI Crop Disease Detection
Not available
Crop Health Scoring
Not available
Yield Prediction
Not available
Nigerian Crop Support
Not available
Image Analysis
Not available
Soil Analysis Data
Not available
Crop Recommendations
Not available
African Coverage
Not available
NDVI Monitoring
Not available
Field Registration
Not available
Historical Satellite Imagery
Not available
Crop Stress Alerts
Not available
Weather Integration
Not available
Flight bookings
Not available
Hotel reservations
Not available
Travel packages
Not available
African airline coverage
Not available
Bank transaction data
Not available
Mobile money data
Not available
Financial insights
Not available
View Details

DusuPay API

Pricing
Free sandbox for testing. Production: transaction fees vary by payment method (mobile money typically 2-3%, bank transfer 1-2%).
Daily Meteorological Data
Not available
Solar Radiation Data
Not available
40+ Year Historical Records
Not available
Nigeria Coverage
Not available
No Authentication Required
Not available
Mobile money collection
Available
Bank transfers
Available
15-country coverage
Available
Local currency settlement
Available
Card Payments (Verve/Visa/Mastercard)
Not available
Bank Transfer Checkout
Not available
USSD Payments
Not available
Mobile Money (M-Pesa, MTN)
Not available
International Card Payments
Not available
Recurring Billing / Subscriptions
Not available
Split Payments
Not available
Virtual Accounts
Not available
Bulk Transfers
Not available
Payment Links
Not available
Multi-Currency Settlement
Not available
Crypto Payments
Not available
BNPL (Buy Now Pay Later)
Not available
Payouts
Not available
Collections
Not available
Payment links
Not available
Multi-corridor coverage
Not available
Disbursements
Not available
Remittances
Not available
14+ country coverage
Not available
Node Access
Not available
Payments
Not available
Africa Focus
Not available
Fintech
Not available
Growing Platform
Not available
Easy Integration
Not available
Support
Not available
Emerging
Not available
Future-ready
Not available
Buy Cryptocurrency
Not available
Sell Cryptocurrency
Not available
Bitcoin Exchange
Not available
Ethereum Support
Not available
USDT Support
Not available
Multiple Currencies
Not available
Bank Deposits
Not available
Mobile Money
Not available
Card Payments
Not available
Fast Transactions
Not available
Real-time Rates
Not available
Secure Wallets
Not available
Transaction History
Not available
Account Management
Not available
API Access
Not available
Webhooks
Not available
KYC Verification
Not available
Security Features
Not available
24/7 Support
Not available
API Documentation
Not available
Inventory management
Not available
Order processing
Not available
Supply chain coordination
Not available
Multi-currency transfers
Not available
Bill payments
Not available
Cross-border payments
Not available
BVN Verification
Not available
NIN Verification
Not available
Easy Lookup (Phone/BVN → Identity)
Not available
Facial Recognition + Liveness Detection
Not available
Government ID Document Scan & Verify
Not available
CAC Company Verification (KYB)
Not available
Digital Address Verification
Not available
AML / Fraud Prevention (Identity Hub)
Not available
Bank Account Name Verification
Not available
Telecoms / Phone Data Lookup
Not available
Free Sandbox Environment
Not available
Webhook Notifications
Not available
Pan-African Coverage (beyond Nigeria)
Not available
International Passport Verification
Not available
Multi-carrier rate calculation
Not available
International shipping & customs docs
Not available
Pickup scheduling
Not available
Real-time tracking
Not available
Billing/invoicing
Not available
BVN–NIN Harmonization Check
Not available
Resident Permit Verification
Not available
Business / Company Verification (KYB)
Not available
AML / Sanctions Screening
Not available
Liveness Detection (Deepfake Resistant)
Not available
Cross-region Routing (Africa + Europe)
Not available
Merchant Verification for Marketplaces
Not available
Unified Compliance Case Record
Not available
Free Sandbox
Not available
Soil Property Data
Not available
30m Resolution Coverage
Not available
REST API
Not available
Multiple Soil Depth Layers
Not available
Health Insurance Embedding
Not available
Auto Insurance API
Not available
Life Insurance API
Not available
Agriculture Insurance
Not available
Travel Insurance
Not available
Device Insurance
Not available
Claims Management
Not available
Policy Issuance API
Not available
Bank Account Payouts (140 countries)
Not available
Mobile Wallet Payouts
Not available
Stablecoin (USDT) Payouts
Not available
Nigeria Bank Payout
Not available
Real-Time 24/7 Processing
Not available
Transparent FX Pricing
Not available
Gig Worker Instant Payout
Not available
Collection / Pay-In
Not available
Nigerian NGN Collection
Not available
Crypto staking
Not available
Savings products
Not available
Payment integrations
Not available
BVN Verification (Basic + Advanced)
Not available
Virtual NIN (vNIN) Verification
Not available
BVN + NIN + Phone in One API Call
Not available
FRSC Driver's License Verification
Not available
Vehicle Plate Number Verification
Not available
Stamp Duty Verification
Not available
Address Verification
Not available
Facial Recognition / Liveness Detection
Not available
AML / Sanctions Screening (RadarR)
Not available
Pan-African ID Verification (7 countries)
Not available
Flight booking
Not available
Hotel search
Not available
Visa assistance
Not available
Travel insurance
Not available
Nigerian routes
Not available
Africa Data Residency
Not available
Object Storage
Not available
File Hosting
Not available
Local Support Team
Not available
Affordable Pricing
Not available
Cloud services
Not available
Data center access
Not available
Network connectivity
Not available
Satellite Crop Area Mapping
Not available
Yield Estimation
Not available
Africa Coverage
Not available
Food Security Monitoring
Not available
Research Grade Data
Not available
Shipment booking
Not available
Parcel tracking
Not available
Import/export freight
Not available
Multi-carrier integration
Not available
SMS to Nigerian Networks
Not available
USSD Sessions (Nigeria)
Not available
Voice Calls
Not available
Airtime Top-up
Not available
Data Bundle Purchase
Not available
WhatsApp
Not available
Mobile Money (Nigeria)
Not available
Nigerian Developer Support
Not available
Multiple African Countries
Not available
Person-to-person transfers
Not available
Merchant payments
Not available
Diaspora remittances
Not available
International transfers
Not available
Bulk SMS to Nigeria
Not available
Delivery Reports
Not available
Alphanumeric Sender ID
Not available
SMS API
Not available
Voice
Not available
Email
Not available
USSD
Not available
Merchant-of-record billing
Not available
International card payments
Not available
Automated payouts
Not available
Global tax compliance
Not available
Soil Properties
Not available
NPK Mapping
Not available
pH Levels
Not available
Organic Carbon
Not available
High Resolution
Not available
Earth Engine Integration
Not available
Historical Data
Not available
Free Access
Not available
Payment Processing
Not available
Bank Transfer
Not available
Cross-border Transfers
Not available
Multi-currency
Not available
Virtual Cards
Not available
Wallet Services
Not available
Instant Settlement
Not available
Sandbox Environment
Not available
SDK Support
Not available
Real-time Reporting
Not available
Fraud Detection
Not available
KYC Integration
Not available
Bulk Processing
Not available
Cryptocurrency Trading
Not available
Buy Bitcoin
Not available
Buy Ethereum
Not available
Buy Ripple
Not available
Sell Crypto
Not available
Multi-currency Wallets
Not available
Market Data
Not available
Price Information
Not available
Deposit/Withdraw
Not available
Bank Transfers
Not available
Order Management
Not available
Real-time Quotes
Not available
Authentication
Not available
Crypto payment acceptance
Not available
Fiat settlement
Not available
Multi-currency support
Not available
Historical climate data
Not available
Seasonal forecasting
Not available
Drought risk indicators
Not available
Rainfall analysis
Not available
Temperature trends
Not available
Bank Account Payouts
Not available
Mobile Wallet Transfers
Not available
Cash Pickup Payouts
Not available
Multi-Currency FX
Not available
NGN Currency Support
Not available
Bulk Payment Processing
Not available
Account Validation
Not available
Business KYC Onboarding
Not available
Consumer-Facing Checkout
Not available
AI Crop Disease Detection
Not available
Crop Health Scoring
Not available
Yield Prediction
Not available
Nigerian Crop Support
Not available
Image Analysis
Not available
Soil Analysis Data
Not available
Crop Recommendations
Not available
African Coverage
Not available
NDVI Monitoring
Not available
Field Registration
Not available
Historical Satellite Imagery
Not available
Crop Stress Alerts
Not available
Weather Integration
Not available
Flight bookings
Not available
Hotel reservations
Not available
Travel packages
Not available
African airline coverage
Not available
Bank transaction data
Not available
Mobile money data
Not available
Financial insights
Not available
View Details

Flutterwave API

Pricing
Local (cards, transfer, USSD, POS, QR): 2% per transaction (1.4% txn fee + 0.6% platform fee). International cards (Visa/MC/AMEX/Discover): 4.8%. Transfers: ₦10 (≤₦5K), ₦25 (₦5K–₦50K), ₦50 (>₦50K). All fees subject to 7.5% VAT. No monthly fee.
Daily Meteorological Data
Not available
Solar Radiation Data
Not available
40+ Year Historical Records
Not available
Nigeria Coverage
Not available
No Authentication Required
Not available
Mobile money collection
Not available
Bank transfers
Not available
15-country coverage
Not available
Local currency settlement
Not available
Card Payments (Verve/Visa/Mastercard)
Available
Bank Transfer Checkout
Available
USSD Payments
Available
Mobile Money (M-Pesa, MTN)
Available
International Card Payments
Available
Recurring Billing / Subscriptions
Available
Split Payments
Available
Virtual Accounts
Available
Bulk Transfers
Available
Payment Links
Available
Multi-Currency Settlement
Available
Crypto Payments
Not available
BNPL (Buy Now Pay Later)
Not available
Payouts
Not available
Collections
Not available
Payment links
Not available
Multi-corridor coverage
Not available
Disbursements
Not available
Remittances
Not available
14+ country coverage
Not available
Node Access
Not available
Payments
Not available
Africa Focus
Not available
Fintech
Not available
Growing Platform
Not available
Easy Integration
Not available
Support
Not available
Emerging
Not available
Future-ready
Not available
Buy Cryptocurrency
Not available
Sell Cryptocurrency
Not available
Bitcoin Exchange
Not available
Ethereum Support
Not available
USDT Support
Not available
Multiple Currencies
Not available
Bank Deposits
Not available
Mobile Money
Not available
Card Payments
Not available
Fast Transactions
Not available
Real-time Rates
Not available
Secure Wallets
Not available
Transaction History
Not available
Account Management
Not available
API Access
Not available
Webhooks
Not available
KYC Verification
Not available
Security Features
Not available
24/7 Support
Not available
API Documentation
Not available
Inventory management
Not available
Order processing
Not available
Supply chain coordination
Not available
Multi-currency transfers
Not available
Bill payments
Not available
Cross-border payments
Not available
BVN Verification
Not available
NIN Verification
Not available
Easy Lookup (Phone/BVN → Identity)
Not available
Facial Recognition + Liveness Detection
Not available
Government ID Document Scan & Verify
Not available
CAC Company Verification (KYB)
Not available
Digital Address Verification
Not available
AML / Fraud Prevention (Identity Hub)
Not available
Bank Account Name Verification
Not available
Telecoms / Phone Data Lookup
Not available
Free Sandbox Environment
Not available
Webhook Notifications
Not available
Pan-African Coverage (beyond Nigeria)
Not available
International Passport Verification
Not available
Multi-carrier rate calculation
Not available
International shipping & customs docs
Not available
Pickup scheduling
Not available
Real-time tracking
Not available
Billing/invoicing
Not available
BVN–NIN Harmonization Check
Not available
Resident Permit Verification
Not available
Business / Company Verification (KYB)
Not available
AML / Sanctions Screening
Not available
Liveness Detection (Deepfake Resistant)
Not available
Cross-region Routing (Africa + Europe)
Not available
Merchant Verification for Marketplaces
Not available
Unified Compliance Case Record
Not available
Free Sandbox
Not available
Soil Property Data
Not available
30m Resolution Coverage
Not available
REST API
Not available
Multiple Soil Depth Layers
Not available
Health Insurance Embedding
Not available
Auto Insurance API
Not available
Life Insurance API
Not available
Agriculture Insurance
Not available
Travel Insurance
Not available
Device Insurance
Not available
Claims Management
Not available
Policy Issuance API
Not available
Bank Account Payouts (140 countries)
Not available
Mobile Wallet Payouts
Not available
Stablecoin (USDT) Payouts
Not available
Nigeria Bank Payout
Not available
Real-Time 24/7 Processing
Not available
Transparent FX Pricing
Not available
Gig Worker Instant Payout
Not available
Collection / Pay-In
Not available
Nigerian NGN Collection
Not available
Crypto staking
Not available
Savings products
Not available
Payment integrations
Not available
BVN Verification (Basic + Advanced)
Not available
Virtual NIN (vNIN) Verification
Not available
BVN + NIN + Phone in One API Call
Not available
FRSC Driver's License Verification
Not available
Vehicle Plate Number Verification
Not available
Stamp Duty Verification
Not available
Address Verification
Not available
Facial Recognition / Liveness Detection
Not available
AML / Sanctions Screening (RadarR)
Not available
Pan-African ID Verification (7 countries)
Not available
Flight booking
Not available
Hotel search
Not available
Visa assistance
Not available
Travel insurance
Not available
Nigerian routes
Not available
Africa Data Residency
Not available
Object Storage
Not available
File Hosting
Not available
Local Support Team
Not available
Affordable Pricing
Not available
Cloud services
Not available
Data center access
Not available
Network connectivity
Not available
Satellite Crop Area Mapping
Not available
Yield Estimation
Not available
Africa Coverage
Not available
Food Security Monitoring
Not available
Research Grade Data
Not available
Shipment booking
Not available
Parcel tracking
Not available
Import/export freight
Not available
Multi-carrier integration
Not available
SMS to Nigerian Networks
Not available
USSD Sessions (Nigeria)
Not available
Voice Calls
Not available
Airtime Top-up
Not available
Data Bundle Purchase
Not available
WhatsApp
Not available
Mobile Money (Nigeria)
Not available
Nigerian Developer Support
Not available
Multiple African Countries
Not available
Person-to-person transfers
Not available
Merchant payments
Not available
Diaspora remittances
Not available
International transfers
Not available
Bulk SMS to Nigeria
Not available
Delivery Reports
Not available
Alphanumeric Sender ID
Not available
SMS API
Not available
Voice
Not available
Email
Not available
USSD
Not available
Merchant-of-record billing
Not available
International card payments
Not available
Automated payouts
Not available
Global tax compliance
Not available
Soil Properties
Not available
NPK Mapping
Not available
pH Levels
Not available
Organic Carbon
Not available
High Resolution
Not available
Earth Engine Integration
Not available
Historical Data
Not available
Free Access
Not available
Payment Processing
Not available
Bank Transfer
Not available
Cross-border Transfers
Not available
Multi-currency
Not available
Virtual Cards
Not available
Wallet Services
Not available
Instant Settlement
Not available
Sandbox Environment
Not available
SDK Support
Not available
Real-time Reporting
Not available
Fraud Detection
Not available
KYC Integration
Not available
Bulk Processing
Not available
Cryptocurrency Trading
Not available
Buy Bitcoin
Not available
Buy Ethereum
Not available
Buy Ripple
Not available
Sell Crypto
Not available
Multi-currency Wallets
Not available
Market Data
Not available
Price Information
Not available
Deposit/Withdraw
Not available
Bank Transfers
Not available
Order Management
Not available
Real-time Quotes
Not available
Authentication
Not available
Crypto payment acceptance
Not available
Fiat settlement
Not available
Multi-currency support
Not available
Historical climate data
Not available
Seasonal forecasting
Not available
Drought risk indicators
Not available
Rainfall analysis
Not available
Temperature trends
Not available
Bank Account Payouts
Not available
Mobile Wallet Transfers
Not available
Cash Pickup Payouts
Not available
Multi-Currency FX
Not available
NGN Currency Support
Not available
Bulk Payment Processing
Not available
Account Validation
Not available
Business KYC Onboarding
Not available
Consumer-Facing Checkout
Not available
AI Crop Disease Detection
Not available
Crop Health Scoring
Not available
Yield Prediction
Not available
Nigerian Crop Support
Not available
Image Analysis
Not available
Soil Analysis Data
Not available
Crop Recommendations
Not available
African Coverage
Not available
NDVI Monitoring
Not available
Field Registration
Not available
Historical Satellite Imagery
Not available
Crop Stress Alerts
Not available
Weather Integration
Not available
Flight bookings
Not available
Hotel reservations
Not available
Travel packages
Not available
African airline coverage
Not available
Bank transaction data
Not available
Mobile money data
Not available
Financial insights
Not available
View Details

Afriex API

Pricing
Commission-based; transaction fees vary by corridor and method
Daily Meteorological Data
Not available
Solar Radiation Data
Not available
40+ Year Historical Records
Not available
Nigeria Coverage
Not available
No Authentication Required
Not available
Mobile money collection
Not available
Bank transfers
Not available
15-country coverage
Not available
Local currency settlement
Not available
Card Payments (Verve/Visa/Mastercard)
Not available
Bank Transfer Checkout
Not available
USSD Payments
Not available
Mobile Money (M-Pesa, MTN)
Not available
International Card Payments
Not available
Recurring Billing / Subscriptions
Not available
Split Payments
Not available
Virtual Accounts
Not available
Bulk Transfers
Not available
Payment Links
Not available
Multi-Currency Settlement
Not available
Crypto Payments
Not available
BNPL (Buy Now Pay Later)
Not available
Payouts
Available
Collections
Available
Payment links
Available
Multi-corridor coverage
Available
Disbursements
Not available
Remittances
Not available
14+ country coverage
Not available
Node Access
Not available
Payments
Not available
Africa Focus
Not available
Fintech
Not available
Growing Platform
Not available
Easy Integration
Not available
Support
Not available
Emerging
Not available
Future-ready
Not available
Buy Cryptocurrency
Not available
Sell Cryptocurrency
Not available
Bitcoin Exchange
Not available
Ethereum Support
Not available
USDT Support
Not available
Multiple Currencies
Not available
Bank Deposits
Not available
Mobile Money
Not available
Card Payments
Not available
Fast Transactions
Not available
Real-time Rates
Not available
Secure Wallets
Not available
Transaction History
Not available
Account Management
Not available
API Access
Not available
Webhooks
Not available
KYC Verification
Not available
Security Features
Not available
24/7 Support
Not available
API Documentation
Not available
Inventory management
Not available
Order processing
Not available
Supply chain coordination
Not available
Multi-currency transfers
Not available
Bill payments
Not available
Cross-border payments
Not available
BVN Verification
Not available
NIN Verification
Not available
Easy Lookup (Phone/BVN → Identity)
Not available
Facial Recognition + Liveness Detection
Not available
Government ID Document Scan & Verify
Not available
CAC Company Verification (KYB)
Not available
Digital Address Verification
Not available
AML / Fraud Prevention (Identity Hub)
Not available
Bank Account Name Verification
Not available
Telecoms / Phone Data Lookup
Not available
Free Sandbox Environment
Not available
Webhook Notifications
Not available
Pan-African Coverage (beyond Nigeria)
Not available
International Passport Verification
Not available
Multi-carrier rate calculation
Not available
International shipping & customs docs
Not available
Pickup scheduling
Not available
Real-time tracking
Not available
Billing/invoicing
Not available
BVN–NIN Harmonization Check
Not available
Resident Permit Verification
Not available
Business / Company Verification (KYB)
Not available
AML / Sanctions Screening
Not available
Liveness Detection (Deepfake Resistant)
Not available
Cross-region Routing (Africa + Europe)
Not available
Merchant Verification for Marketplaces
Not available
Unified Compliance Case Record
Not available
Free Sandbox
Not available
Soil Property Data
Not available
30m Resolution Coverage
Not available
REST API
Not available
Multiple Soil Depth Layers
Not available
Health Insurance Embedding
Not available
Auto Insurance API
Not available
Life Insurance API
Not available
Agriculture Insurance
Not available
Travel Insurance
Not available
Device Insurance
Not available
Claims Management
Not available
Policy Issuance API
Not available
Bank Account Payouts (140 countries)
Not available
Mobile Wallet Payouts
Not available
Stablecoin (USDT) Payouts
Not available
Nigeria Bank Payout
Not available
Real-Time 24/7 Processing
Not available
Transparent FX Pricing
Not available
Gig Worker Instant Payout
Not available
Collection / Pay-In
Not available
Nigerian NGN Collection
Not available
Crypto staking
Not available
Savings products
Not available
Payment integrations
Not available
BVN Verification (Basic + Advanced)
Not available
Virtual NIN (vNIN) Verification
Not available
BVN + NIN + Phone in One API Call
Not available
FRSC Driver's License Verification
Not available
Vehicle Plate Number Verification
Not available
Stamp Duty Verification
Not available
Address Verification
Not available
Facial Recognition / Liveness Detection
Not available
AML / Sanctions Screening (RadarR)
Not available
Pan-African ID Verification (7 countries)
Not available
Flight booking
Not available
Hotel search
Not available
Visa assistance
Not available
Travel insurance
Not available
Nigerian routes
Not available
Africa Data Residency
Not available
Object Storage
Not available
File Hosting
Not available
Local Support Team
Not available
Affordable Pricing
Not available
Cloud services
Not available
Data center access
Not available
Network connectivity
Not available
Satellite Crop Area Mapping
Not available
Yield Estimation
Not available
Africa Coverage
Not available
Food Security Monitoring
Not available
Research Grade Data
Not available
Shipment booking
Not available
Parcel tracking
Not available
Import/export freight
Not available
Multi-carrier integration
Not available
SMS to Nigerian Networks
Not available
USSD Sessions (Nigeria)
Not available
Voice Calls
Not available
Airtime Top-up
Not available
Data Bundle Purchase
Not available
WhatsApp
Not available
Mobile Money (Nigeria)
Not available
Nigerian Developer Support
Not available
Multiple African Countries
Not available
Person-to-person transfers
Not available
Merchant payments
Not available
Diaspora remittances
Not available
International transfers
Not available
Bulk SMS to Nigeria
Not available
Delivery Reports
Not available
Alphanumeric Sender ID
Not available
SMS API
Not available
Voice
Not available
Email
Not available
USSD
Not available
Merchant-of-record billing
Not available
International card payments
Not available
Automated payouts
Not available
Global tax compliance
Not available
Soil Properties
Not available
NPK Mapping
Not available
pH Levels
Not available
Organic Carbon
Not available
High Resolution
Not available
Earth Engine Integration
Not available
Historical Data
Not available
Free Access
Not available
Payment Processing
Not available
Bank Transfer
Not available
Cross-border Transfers
Not available
Multi-currency
Not available
Virtual Cards
Not available
Wallet Services
Not available
Instant Settlement
Not available
Sandbox Environment
Not available
SDK Support
Not available
Real-time Reporting
Not available
Fraud Detection
Not available
KYC Integration
Not available
Bulk Processing
Not available
Cryptocurrency Trading
Not available
Buy Bitcoin
Not available
Buy Ethereum
Not available
Buy Ripple
Not available
Sell Crypto
Not available
Multi-currency Wallets
Not available
Market Data
Not available
Price Information
Not available
Deposit/Withdraw
Not available
Bank Transfers
Not available
Order Management
Not available
Real-time Quotes
Not available
Authentication
Not available
Crypto payment acceptance
Not available
Fiat settlement
Not available
Multi-currency support
Not available
Historical climate data
Not available
Seasonal forecasting
Not available
Drought risk indicators
Not available
Rainfall analysis
Not available
Temperature trends
Not available
Bank Account Payouts
Not available
Mobile Wallet Transfers
Not available
Cash Pickup Payouts
Not available
Multi-Currency FX
Not available
NGN Currency Support
Not available
Bulk Payment Processing
Not available
Account Validation
Not available
Business KYC Onboarding
Not available
Consumer-Facing Checkout
Not available
AI Crop Disease Detection
Not available
Crop Health Scoring
Not available
Yield Prediction
Not available
Nigerian Crop Support
Not available
Image Analysis
Not available
Soil Analysis Data
Not available
Crop Recommendations
Not available
African Coverage
Not available
NDVI Monitoring
Not available
Field Registration
Not available
Historical Satellite Imagery
Not available
Crop Stress Alerts
Not available
Weather Integration
Not available
Flight bookings
Not available
Hotel reservations
Not available
Travel packages
Not available
African airline coverage
Not available
Bank transaction data
Not available
Mobile money data
Not available
Financial insights
Not available
View Details

Airtel Money API

Pricing
Transaction-based fees; pricing varies by country and service type
Daily Meteorological Data
Not available
Solar Radiation Data
Not available
40+ Year Historical Records
Not available
Nigeria Coverage
Not available
No Authentication Required
Not available
Mobile money collection
Not available
Bank transfers
Not available
15-country coverage
Not available
Local currency settlement
Not available
Card Payments (Verve/Visa/Mastercard)
Not available
Bank Transfer Checkout
Not available
USSD Payments
Not available
Mobile Money (M-Pesa, MTN)
Not available
International Card Payments
Not available
Recurring Billing / Subscriptions
Not available
Split Payments
Not available
Virtual Accounts
Not available
Bulk Transfers
Not available
Payment Links
Not available
Multi-Currency Settlement
Not available
Crypto Payments
Not available
BNPL (Buy Now Pay Later)
Not available
Payouts
Not available
Collections
Available
Payment links
Not available
Multi-corridor coverage
Not available
Disbursements
Available
Remittances
Available
14+ country coverage
Available
Node Access
Not available
Payments
Not available
Africa Focus
Not available
Fintech
Not available
Growing Platform
Not available
Easy Integration
Not available
Support
Not available
Emerging
Not available
Future-ready
Not available
Buy Cryptocurrency
Not available
Sell Cryptocurrency
Not available
Bitcoin Exchange
Not available
Ethereum Support
Not available
USDT Support
Not available
Multiple Currencies
Not available
Bank Deposits
Not available
Mobile Money
Not available
Card Payments
Not available
Fast Transactions
Not available
Real-time Rates
Not available
Secure Wallets
Not available
Transaction History
Not available
Account Management
Not available
API Access
Not available
Webhooks
Not available
KYC Verification
Not available
Security Features
Not available
24/7 Support
Not available
API Documentation
Not available
Inventory management
Not available
Order processing
Not available
Supply chain coordination
Not available
Multi-currency transfers
Not available
Bill payments
Not available
Cross-border payments
Not available
BVN Verification
Not available
NIN Verification
Not available
Easy Lookup (Phone/BVN → Identity)
Not available
Facial Recognition + Liveness Detection
Not available
Government ID Document Scan & Verify
Not available
CAC Company Verification (KYB)
Not available
Digital Address Verification
Not available
AML / Fraud Prevention (Identity Hub)
Not available
Bank Account Name Verification
Not available
Telecoms / Phone Data Lookup
Not available
Free Sandbox Environment
Not available
Webhook Notifications
Not available
Pan-African Coverage (beyond Nigeria)
Not available
International Passport Verification
Not available
Multi-carrier rate calculation
Not available
International shipping & customs docs
Not available
Pickup scheduling
Not available
Real-time tracking
Not available
Billing/invoicing
Not available
BVN–NIN Harmonization Check
Not available
Resident Permit Verification
Not available
Business / Company Verification (KYB)
Not available
AML / Sanctions Screening
Not available
Liveness Detection (Deepfake Resistant)
Not available
Cross-region Routing (Africa + Europe)
Not available
Merchant Verification for Marketplaces
Not available
Unified Compliance Case Record
Not available
Free Sandbox
Not available
Soil Property Data
Not available
30m Resolution Coverage
Not available
REST API
Not available
Multiple Soil Depth Layers
Not available
Health Insurance Embedding
Not available
Auto Insurance API
Not available
Life Insurance API
Not available
Agriculture Insurance
Not available
Travel Insurance
Not available
Device Insurance
Not available
Claims Management
Not available
Policy Issuance API
Not available
Bank Account Payouts (140 countries)
Not available
Mobile Wallet Payouts
Not available
Stablecoin (USDT) Payouts
Not available
Nigeria Bank Payout
Not available
Real-Time 24/7 Processing
Not available
Transparent FX Pricing
Not available
Gig Worker Instant Payout
Not available
Collection / Pay-In
Not available
Nigerian NGN Collection
Not available
Crypto staking
Not available
Savings products
Not available
Payment integrations
Not available
BVN Verification (Basic + Advanced)
Not available
Virtual NIN (vNIN) Verification
Not available
BVN + NIN + Phone in One API Call
Not available
FRSC Driver's License Verification
Not available
Vehicle Plate Number Verification
Not available
Stamp Duty Verification
Not available
Address Verification
Not available
Facial Recognition / Liveness Detection
Not available
AML / Sanctions Screening (RadarR)
Not available
Pan-African ID Verification (7 countries)
Not available
Flight booking
Not available
Hotel search
Not available
Visa assistance
Not available
Travel insurance
Not available
Nigerian routes
Not available
Africa Data Residency
Not available
Object Storage
Not available
File Hosting
Not available
Local Support Team
Not available
Affordable Pricing
Not available
Cloud services
Not available
Data center access
Not available
Network connectivity
Not available
Satellite Crop Area Mapping
Not available
Yield Estimation
Not available
Africa Coverage
Not available
Food Security Monitoring
Not available
Research Grade Data
Not available
Shipment booking
Not available
Parcel tracking
Not available
Import/export freight
Not available
Multi-carrier integration
Not available
SMS to Nigerian Networks
Not available
USSD Sessions (Nigeria)
Not available
Voice Calls
Not available
Airtime Top-up
Not available
Data Bundle Purchase
Not available
WhatsApp
Not available
Mobile Money (Nigeria)
Not available
Nigerian Developer Support
Not available
Multiple African Countries
Not available
Person-to-person transfers
Not available
Merchant payments
Not available
Diaspora remittances
Not available
International transfers
Not available
Bulk SMS to Nigeria
Not available
Delivery Reports
Not available
Alphanumeric Sender ID
Not available
SMS API
Not available
Voice
Not available
Email
Not available
USSD
Not available
Merchant-of-record billing
Not available
International card payments
Not available
Automated payouts
Not available
Global tax compliance
Not available
Soil Properties
Not available
NPK Mapping
Not available
pH Levels
Not available
Organic Carbon
Not available
High Resolution
Not available
Earth Engine Integration
Not available
Historical Data
Not available
Free Access
Not available
Payment Processing
Not available
Bank Transfer
Not available
Cross-border Transfers
Not available
Multi-currency
Not available
Virtual Cards
Not available
Wallet Services
Not available
Instant Settlement
Not available
Sandbox Environment
Not available
SDK Support
Not available
Real-time Reporting
Not available
Fraud Detection
Not available
KYC Integration
Not available
Bulk Processing
Not available
Cryptocurrency Trading
Not available
Buy Bitcoin
Not available
Buy Ethereum
Not available
Buy Ripple
Not available
Sell Crypto
Not available
Multi-currency Wallets
Not available
Market Data
Not available
Price Information
Not available
Deposit/Withdraw
Not available
Bank Transfers
Not available
Order Management
Not available
Real-time Quotes
Not available
Authentication
Not available
Crypto payment acceptance
Not available
Fiat settlement
Not available
Multi-currency support
Not available
Historical climate data
Not available
Seasonal forecasting
Not available
Drought risk indicators
Not available
Rainfall analysis
Not available
Temperature trends
Not available
Bank Account Payouts
Not available
Mobile Wallet Transfers
Not available
Cash Pickup Payouts
Not available
Multi-Currency FX
Not available
NGN Currency Support
Not available
Bulk Payment Processing
Not available
Account Validation
Not available
Business KYC Onboarding
Not available
Consumer-Facing Checkout
Not available
AI Crop Disease Detection
Not available
Crop Health Scoring
Not available
Yield Prediction
Not available
Nigerian Crop Support
Not available
Image Analysis
Not available
Soil Analysis Data
Not available
Crop Recommendations
Not available
African Coverage
Not available
NDVI Monitoring
Not available
Field Registration
Not available
Historical Satellite Imagery
Not available
Crop Stress Alerts
Not available
Weather Integration
Not available
Flight bookings
Not available
Hotel reservations
Not available
Travel packages
Not available
African airline coverage
Not available
Bank transaction data
Not available
Mobile money data
Not available
Financial insights
Not available
View Details

← Swipe to compare all 5 APIs →

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NASA POWER API

NASA POWER API

The NASA POWER (Prediction Of Worldwide Energy Resources) API is a free data service developed by NASA that provides access to over 40 years of meteorological and solar energy data derived from NASA satellite observations and reanalysis models. POWER is designed to support renewable energy site assessment, building energy analysis, and agricultural applications, providing daily, monthly, and climatological data for any location on Earth including every Nigerian state and agricultural zone. NASA POWER data is derived primarily from the Modern-Era Retrospective Analysis for Research and Applications (MERRA-2) and the GEOS-5 FP (Forward Processing) models, which combine satellite observations with atmospheric modeling to produce gridded datasets of meteorological variables at approximately 50km spatial resolution. While this resolution is coarser than weather station data, the advantage is global continuous coverage without gaps — no location in Nigeria is without data coverage, including remote agricultural areas far from weather station networks. The meteorological parameters available from NASA POWER span a comprehensive range of agricultural and energy relevance: surface temperature (maximum, minimum, average), precipitation, wind speed and direction, relative humidity, dew point temperature, surface pressure, and derived parameters including evapotranspiration (both reference ET and potential ET), wet bulb temperature, and various solar radiation metrics. These derived agricultural parameters reduce the processing burden on application developers who would otherwise need to calculate them from raw meteorological inputs. Solar radiation parameters are a specialization of NASA POWER. The dataset includes global horizontal irradiance, direct normal irradiance, diffuse horizontal irradiance, photosynthetically active radiation, and cloud amount. These solar parameters support solar energy feasibility studies for Nigerian businesses and organizations evaluating solar panel installation, as well as providing the light availability data needed for crop photosynthesis models. For Nigerian agritech developers, the 40-year historical record in NASA POWER provides a uniquely long baseline for agricultural climate analysis. Most weather APIs provide a few years of historical data; NASA POWER provides daily records back to 1981 for most parameters. This long record enables robust calculation of historical climate normals, percentile-based risk assessments (the probability that rainfall exceeds a threshold for a given planting window), and trend analysis examining how Nigerian agricultural climate has changed over decades. Irrigation scheduling is one of the most direct agricultural applications of NASA POWER data. By querying daily reference evapotranspiration (ET0) values and comparing them with effective rainfall, Nigerian irrigation system designers and farm managers can calculate crop water requirements and schedule irrigation to match actual crop demand. This approach reduces water waste and irrigation over-application compared to fixed-schedule irrigation, saving water costs for Nigerian commercial farms. The API requires no authentication — requests are plain HTTP GET calls with parameters specifying latitude, longitude, temporal range, and the list of desired meteorological parameters. This zero-authentication access makes NASA POWER one of the easiest agricultural data APIs to integrate: no account creation, no API key management, no authorization headers. A Nigerian developer can make their first data request to NASA POWER within minutes of discovering the API. Growing degree day accumulation, calculable from NASA POWER's temperature data, is important for predicting crop development milestones — when crops will reach specific growth stages — for Nigerian agricultural calendar planning. Extension services, seed companies, and agritech platforms in Nigeria can use growing degree day calculations from NASA POWER temperature data to build crop calendar tools that predict development timing based on historical or forecast temperature conditions. NASA POWER data has been validated against ground station data across Africa and is used by major international agricultural and energy research institutions as a standard data source. For Nigerian researchers, universities, and government agricultural agencies that need to demonstrate the quality of climate data underlying their analysis, NASA POWER provides a credible, peer-reviewed data source with documented methodology and uncertainty characteristics.

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DusuPay API

DusuPay API

DusuPay is a payment gateway built around the operational reality that Africa is not a card-first market. The DusuPay API provides deep regional mobile money connectivity across 15 African countries enabling platforms to accept instant mobile money payments including M-Pesa, MTN Money, Airtel Money, and other regional mobile money services. The API also supports bank transfers and local currency collections with optimized transaction success rates for African payment networks. Nigerian fintech platforms, e-commerce sites, and digital businesses use DusuPay to accept mobile money payments and bank transfers with significantly higher success rates than card-only gateways in emerging African markets.

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Flutterwave API

Flutterwave API

Flutterwave is one of Africa's most widely used payment infrastructure companies, providing a comprehensive API that enables businesses to accept payments locally across Africa and internationally in 150+ countries. Founded in 2016 and headquartered in San Francisco with major operations in Lagos, Flutterwave powers payments for over 1.3 million businesses across Africa. The platform is CBN-licensed, PCI DSS Level 1 certified, and handles billions of dollars in transactions annually. What the API Does The Flutterwave API provides a unified payment layer covering: card payments (Verve, Visa, Mastercard, AMEX, Discover); bank transfer checkout (USSD and direct NIP); mobile money (M-Pesa, MTN MoMo, Airtel Money, and more); virtual accounts for NGN collections; recurring billing and subscription management; split payments for marketplace revenue sharing; bulk transfers for mass payouts; multi-currency settlement in NGN, USD, GBP, EUR, and more; and payment links for no-code collections. How Developers Use It Developers sign up at flutterwave.com, obtain API keys from the Developer section of the dashboard, and integrate using the documentation at developer.flutterwave.com. Authentication uses Bearer token — secret key placed as "Authorization: Bearer sk_test_..." in request headers. Test mode keys only work in the test environment. SDKs are available for JavaScript, React, React Native, Flutter, Python, PHP, Node.js, and more. Inline checkout and redirect checkout are both supported. Webhooks deliver real-time transaction events to developer endpoints. Pricing Local transactions (cards, bank transfer, USSD, POS, Visa QR): 2% per transaction, broken down as 1.4% transaction fee + 0.6% platform fee. International cards (Visa, Mastercard, AMEX, Discover): 4.8% per transaction. Transfer fees: ₦10 for transfers up to ₦5,000; ₦25 for ₦5,001 to ₦50,000; ₦50 for transfers above ₦50,000. All fees are subject to 7.5% VAT. No monthly fee — only pay when you transact. By default, customers bear transaction charges but this can be adjusted in the dashboard. Authentication Bearer token using the secret key from your Flutterwave dashboard. Format: "Authorization: Bearer sk_test_{KEY}" for test, "Authorization: Bearer sk_live_{KEY}" for live. Never expose secret keys client-side. Rate Limits Flutterwave enforces rate limits and returns HTTP 429 (Too Many Requests) when exceeded. Specific thresholds are documented at developer.flutterwave.com/v3.0/docs/rate-limit. Compliance CBN-licensed, PCI DSS Level 1 certified. Flutterwave is registered with multiple African central banks and financial regulatory authorities. NDPR-compliant for Nigerian data protection. Challenges and Gotchas (1) The 0.6% platform fee on top of the 1.4% transaction fee makes the effective local rate 2% — ensure pricing models account for both components. (2) 7.5% VAT applies to all fees, not just the base rate. (3) International card chargeback risk requires careful implementation of refund and dispute handling. (4) Flutterwave has faced some regulatory challenges historically — stay current on their operational status. (5) Webhook endpoint verification (signature check) is mandatory in production. Company Background Flutterwave was founded by Olugbenga Agboola (GB) and co-founders in 2016. The company has raised over $500M in funding and is valued at over $3 billion, making it one of Africa's most valuable fintech companies. It operates in 34+ African countries and has processed over $26 billion in transactions. FAQs Q: What is the fee for local card payments in Nigeria? A: 2% per transaction (1.4% + 0.6% platform fee), subject to 7.5% VAT. No cap publicly published — verify on the pricing page. Q: Does Flutterwave support USSD payments? A: Yes. USSD is supported at the same 2% local rate. Q: Does Flutterwave support M-Pesa in Kenya? A: Yes. M-Pesa is supported for Kenya and other East African markets. Q: Is there a sandbox? A: Yes. Use test mode API keys (sk_test_...) for sandbox testing. Q: What is the transfer fee? A: ₦10 for transfers ≤₦5,000; ₦25 for ₦5,001–₦50,000; ₦50 for transfers above ₦50,000. All subject to VAT.

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Afriex API

Afriex API

Cross-border payment and remittance API for African businesses. Afriex enables payouts, collections, payment links, and customer management across multiple African corridors including Nigeria. Provides single unified API for international transfers to and from Africa with competitive rates and fast settlement.

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Airtel Money API

Airtel Money API

Airtel Money pan-African mobile money API providing collections, remittances, payments, and disbursements across multiple African countries including Nigeria. Airtel Money enables businesses to integrate mobile money capabilities across Airtel's presence in 14+ African countries through a single unified API. Supports multi-country deployments for businesses operating across Africa with seamless cross-border mobile money transfers and localized payment experiences.

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Monica Blockchain APIs

Monica Blockchain APIs

Monica provides blockchain node access and payment infrastructure for African fintech companies. The platform is new in 2025/2026 bringing institutional-grade blockchain APIs to African developers. Monica is building the future of blockchain infrastructure for Africa. The service directly supports African blockchain adoption.

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Yellow Card API

Yellow Card API

African cryptocurrency on/off-ramp platform with strong peer-to-peer (P2P) focus and merchant payment APIs. Yellow Card specializes in fiat-to-crypto and crypto-to-fiat conversions across Africa with excellent user experience. Provides merchant and API integrations for businesses wanting to accept and process cryptocurrencies across African markets.

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OmniBiz Africa API

OmniBiz Africa API

FMCG distribution and commerce API for connecting retailers with manufacturers. OmniBiz provides APIs for inventory management, order processing, and supply chain coordination. Enables businesses to streamline FMCG procurement and distribution.

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Eversend API

Eversend API

Multi-currency payment API for cross-border transfers and international payments. Eversend provides APIs for money transfers, bill payments, and financial services across multiple African countries. Enables seamless multi-currency transactions with competitive rates.

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Dojah

Dojah

Dojah is an AI-powered identity verification and fraud prevention infrastructure platform trusted by African and global businesses for KYC, AML compliance, biometric authentication, and secure customer onboarding. Built for the African market but deployed globally, Dojah provides a single API that consolidates BVN verification, NIN verification, government document scanning, facial recognition with liveness detection, CAC company lookup, digital address verification, and AML screening — eliminating the need for multiple separate vendor integrations. Headquartered in Nigeria and serving businesses across Africa, Dojah integrates multiple data sources — including Nigerian government databases (NIMC, CBN/NIBSS), telecoms networks, banks, and utility providers — to enable businesses to verify customer identities with speed, accuracy, and regulatory compliance. **Easy Lookup API — The Standout Feature** Dojah's Easy Lookup API is one of its most powerful and developer-friendly products. By passing a single data point — either a phone number or a BVN — the API returns a comprehensive identity profile: full name, date of birth, photo, residential address, phone number, and enrollment details. This single-call approach dramatically simplifies KYC for Nigerian applications, reducing what would normally require multiple API calls and document uploads into a single instant lookup. It is particularly powerful for lending apps that need to verify a borrower's identity quickly at the point of application. **BVN & NIN Verification** Standard BVN and NIN verification endpoints confirm the identity data attached to a Bank Verification Number or National Identification Number. A successful BVN/NIN lookup returns name, DOB, phone number, and photo — providing the minimum data needed to auto-populate a KYC record and confirm the user is who they claim to be. Dojah also integrates blog guidance on BVN/NIN verification to help developers navigate CBN's mandate for BVN-NIN linkage requirements. **AI Facial Recognition & Liveness Detection** Dojah's biometric verification module uses AI to compare a live selfie against the photo on a government ID or on file in a government database. The liveness detection layer confirms the user is physically present — not a static photo or a video replay — preventing one of the most common forms of identity fraud in digital onboarding. This is available as a standalone verification step or combined with document scanning in a full biometric onboarding flow. **Government ID Document Verification** Dojah can scan and validate Nigerian government-issued documents — NIN slip, passport data page, driver's license, voter's card — extracting data via OCR and cross-referencing it against issuing authority databases to confirm authenticity. This is critical for CBN Tier 2 and Tier 3 KYC. **Digital Address Verification** Unlike traditional address verification that requires physical field agent visits (which are slow and expensive), Dojah offers digital address verification using telco location data, utility records, and cross-referenced data sources. This allows Nigerian fintechs to complete address verification within minutes rather than days, at a fraction of the cost of physical visits. **CAC Company Verification (KYB)** The CAC lookup endpoint queries Nigeria's Corporate Affairs Commission database to confirm a company's registration status, legal name, directors, and business type. This is the foundation of Know Your Business (KYB) compliance for B2B platforms, lenders, and payment companies onboarding business customers. **Identity Hub — AML & Fraud Prevention** Dojah's Identity Hub is a compliance product that combines AML screening, fraud detection, and case management. It screens customers against global sanctions lists, PEP (Politically Exposed Persons) databases, and adverse media — meeting FATF and CBN AML requirements. The Identity Hub also provides tools for detecting synthetic identities and fraudulent document submissions. **Authentication & Pricing** Dojah uses API key authentication — keys are issued through the Dojah dashboard and passed in the Authorization header. Pricing is per-API-call: the Starting Out plan starts at $0.06/call, with volume discounts available on the Optimizing plan (from $0.04/call). Specific per-verification prices vary by check type. A free sandbox environment is available immediately upon account registration — no credit card required. **Nigeria Data Compliance** All Dojah verifications comply with NIMC data handling requirements, CBN KYC mandates, and the Nigeria Data Protection Regulation (NDPR). Dojah does not store raw NINs beyond the immediate verification transaction, in line with NIMC's tokenization requirements. **Frequently Asked Questions** Q: What is the Easy Lookup API? A: Pass a phone number or BVN and receive a full identity profile in one call — name, DOB, photo, address. Ideal for fast, low-friction KYC. Q: Does Dojah require a credit card to test? A: No. A free sandbox account is available at app.dojah.io with no credit card required. Q: What is the starting price for Dojah verifications? A: Starting at $0.06 per API call on the Starting Out plan, with volume discounts on higher tiers. Q: Does Dojah verify Nigerian addresses digitally? A: Yes. Dojah offers digital address verification using telco and data cross-referencing — no physical field agent visit required. Q: Does Dojah support businesses outside Nigeria? A: Yes. Dojah supports verification in multiple African markets beyond Nigeria through its pan-African data source integrations.

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T-Ship (Terminal Africa)

T-Ship (Terminal Africa)

T-Ship is Terminal Africa's unified logistics API, providing a single integration point across multiple carriers (including DHL, FedEx, and Nigerian/African local couriers) for both domestic Nigerian deliveries and international shipping — Terminal Africa's broader focus on cross-border commerce for African merchants makes T-Ship notably stronger on international shipment support than most Nigeria-only logistics APIs, which is relevant for Nigerian merchants selling into other African markets or receiving inventory from overseas suppliers. The API covers rate calculation across connected carriers, shipment booking with automatic customs documentation for international shipments, pickup scheduling, real-time tracking, and billing/invoicing for shipment costs — the customs paperwork handling in particular removes a genuine pain point for Nigerian merchants doing cross-border e-commerce who would otherwise need to prepare export documentation manually per shipment. For Nigerian businesses that need both reliable domestic delivery and a real international shipping option (rather than domestic-only coverage), T-Ship's combination of local and global carrier access under one API, plus built-in customs handling, is its main differentiator from Nigeria-only logistics aggregators. Terminal Africa's platform is oriented toward e-commerce businesses and marketplaces with genuine cross-border shipping volume rather than purely hyperlocal same-day delivery use cases.

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VOVE ID

VOVE ID

VOVE ID is an identity verification and compliance platform designed specifically for businesses that operate across multiple regions — particularly fintechs and regulated companies that need KYC infrastructure spanning both African markets (like Nigeria) and European jurisdictions simultaneously. While most KYC providers optimize for either Africa or Europe, VOVE ID's core differentiation is its cross-region routing architecture: a single API integration that automatically applies the appropriate verification workflow based on the customer's country and document context, returning a unified compliance record regardless of where the customer is located. For Nigerian businesses specifically, VOVE ID addresses the growing complexity of CBN KYC requirements — including the 2024 mandate for BVN-NIN harmonization — while simultaneously enabling those same businesses to serve European customers under GDPR and EU AML regulations without building a separate compliance stack. **Core Platform Architecture** VOVE ID's technical architecture centers on intelligent routing: when a verification request comes in, the system identifies the customer's country and document type, selects the appropriate identity data sources and verification workflow for that jurisdiction, runs identity checks, attaches AML and sanctions screening, and returns a single unified compliance record through one API response. Developers do not need to write country-specific routing logic — VOVE ID handles this automatically. This is particularly valuable for platforms with users in both Nigeria (where NIN/BVN verification against NIMC and NIBSS is required) and Europe (where passport or national ID verification under EU standards applies). The same integration handles both. **Nigerian Verification Capabilities** For Nigeria, VOVE ID supports: - **NIN Verification**: National Identification Number verification against NIMC - **BVN Verification**: Bank Verification Number verification against NIBSS/CBN - **BVN-NIN Harmonization Check**: Verifies that a customer's BVN and NIN are properly linked — a CBN compliance requirement under the 2024 bank account harmonization directive - **International Passport**: Verification of Nigerian passport data - **Resident Permits**: For non-Nigerian residents requiring Nigerian financial services **AML & Sanctions Screening** Every identity verification case in VOVE ID automatically triggers AML and sanctions screening. Customers are checked against global sanctions lists (OFAC, UN, EU, UK HMT), Politically Exposed Person (PEP) databases, and adverse media sources. Results are attached to the same verification record returned by the API, providing an integrated KYC + AML output without a separate AML API call. **Merchant & Marketplace Verification** VOVE ID specifically addresses the challenge of Nigerian marketplace and platform businesses that need to verify sellers, agents, service providers, or merchants at scale. The platform supports both individual identity verification and business (KYB) verification — checking company registration, directors, and beneficial ownership — allowing e-commerce platforms, gig economy apps, and agent networks to onboard verified participants efficiently. **Deepfake-Resistant Liveness Detection** VOVE ID integrates advanced liveness detection built to resist 2025–2026 generation deepfake attacks. As AI-generated face videos become increasingly sophisticated, standard liveness checks that rely on motion detection or basic 2D analysis are no longer sufficient. VOVE ID's liveness detection is specifically designed to detect AI-generated presentation attacks, providing protection against the latest fraud vectors. **Cross-Region: Africa + Europe** For Nigerian companies expanding into European markets — or European companies entering Nigeria — VOVE ID's unified API eliminates the need to evaluate, integrate, and maintain separate KYC vendors for each region. The platform's blog (blog.voveid.com) provides guidance specifically for fintechs navigating the Africa-Europe compliance corridor, covering topics like CBN baseline standards 2026, merchant verification in Nigerian marketplaces, and what KYC APIs work across both Africa and Europe. **Authentication & Integration** VOVE ID uses API key authentication via a single unified endpoint. Country and document routing happens server-side. A sandbox environment is available for testing verification flows across different countries. **Pricing** Custom enterprise pricing — no publicly listed per-verification rates. Contact VOVE ID for commercial terms based on verification volume and geographic scope. **Frequently Asked Questions** Q: What makes VOVE ID different from Prembly or Smile Identity? A: VOVE ID's primary differentiation is cross-region routing — one API for both African and European KYC. Prembly and Smile Identity focus primarily on Africa. Q: What is BVN-NIN harmonization and why does it matter? A: CBN mandated in 2024 that all Nigerian bank accounts must have linked BVN and NIN. VOVE ID's harmonization check verifies this linkage, enabling compliance with the directive. Q: Does VOVE ID support AML screening? A: Yes — AML and sanctions screening is attached to every verification case automatically. Q: Can VOVE ID verify Nigerian merchants for marketplace platforms? A: Yes — VOVE ID explicitly supports merchant and marketplace verification workflows including KYB for businesses. Q: Is deepfake liveness detection available? A: Yes — VOVE ID's liveness detection is specifically designed to detect AI-generated deepfake attacks.

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iSDAsoil API

iSDAsoil API

iSDAsoil is an open-access soil data service developed by the International Soil and World Isric Data Centre for Africa, providing 30-meter resolution soil property maps across sub-Saharan Africa derived from machine learning models trained on thousands of soil samples collected across the continent. The iSDAsoil API provides programmatic access to this dataset, allowing agritech platforms, researchers, and farm advisory systems to query soil properties at any coordinates in Nigeria and across sub-Saharan Africa without requiring costly soil testing. The dataset covers 17 key soil properties including pH, organic carbon, total nitrogen, available phosphorus, potassium, calcium, magnesium, soil texture (percent sand, silt, and clay), bulk density, cation exchange capacity, and soil water holding capacity. These properties are provided at multiple soil depth layers — typically 0-20cm and 20-50cm — representing the root zone relevant for most agricultural crops. Having data at multiple depths allows for differentiated analysis of topsoil versus subsoil characteristics that affect nutrient availability and water retention differently. The spatial resolution of 30 meters is fine enough to capture field-level variation within a single farm. A typical Nigerian smallholder farm of 1-5 hectares may span several 30m grid cells, allowing soil property maps to show intra-farm variability. Areas with different soil textures, pH levels, or organic matter contents within the same farm can be identified through iSDAsoil queries, providing the data foundation for variable-rate fertilizer application recommendations that optimize input efficiency. Soil pH is among the most important parameters for crop productivity. Many Nigerian soils in humid forest zones tend toward acidity, limiting nutrient availability even when fertilizers are applied. iSDAsoil's pH data at the field level allows advisory tools to identify farms where lime application would unlock existing soil nutrients and dramatically improve fertilizer use efficiency, without requiring each farmer to pay for individual soil tests. Soil organic carbon is a key indicator of soil health, water retention, and natural nutrient supply. iSDAsoil's organic carbon data for Nigerian farmlands helps agritech platforms identify degraded soils with low organic matter that would benefit from organic inputs, compost, or cover cropping, and track the general state of soil health across agricultural landscapes for conservation planning. For agritech companies building farm advisory apps in Nigeria, iSDAsoil provides an immediate soil intelligence layer that can be queried for any farm location at negligible cost compared to laboratory soil testing. Rather than advising all farmers with the same generic fertilizer recommendations, apps can use iSDAsoil data to differentiate advice based on the actual soil properties measured at the farm's specific location. Agricultural lenders and microfinance institutions providing input loans to Nigerian farmers can use iSDAsoil data as one input into crop potential assessment. Fields with better soil physical and chemical properties carry lower agronomic risk, which can inform loan sizing or interest rates for input finance products. Integrating soil intelligence into credit scoring models makes agricultural lending more data-driven and less reliant on manual field visits. The iSDAsoil REST API accepts latitude and longitude coordinates and returns soil property values for the queried location. Responses include values at each depth layer and uncertainty estimates reflecting model confidence at the queried point. Applications that display soil data to users can include these uncertainty bounds to communicate the confidence level of the estimates clearly.

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Netapps IaaS API

Netapps IaaS API

Netapps Insurance-as-a-Service (IaaS) API is a Nigerian insurance technology platform that enables fintech companies, banks, and digital businesses to embed insurance products directly into their applications without building insurance infrastructure or obtaining independent insurance licenses. Netapps provides API access to a portfolio of insurance products spanning health, auto, life, agriculture, travel, and device insurance, allowing any Nigerian digital platform to become an insurance distribution channel through a simple API integration. The Insurance-as-a-Service model that Netapps provides solves a fundamental distribution challenge in Nigeria's insurance market. Nigeria has one of the world's lowest insurance penetration rates — under one percent of GDP compared to global averages of 6-7 percent — due to limited distribution reach, low trust in insurance institutions, and products that are not well-suited to Nigerian consumer payment patterns and income levels. Embedding insurance into the digital platforms where Nigerians already transact creates distribution scale that traditional insurance agents cannot achieve. Fintech companies and neobanks are the primary integration targets for Netapps IaaS. A Nigerian neobank with millions of customers can use the Netapps health insurance API to offer hospital cash benefits, HMO plan access, or accident insurance directly within the banking app's product suite. The customer enrolls, pays their premium from their bank wallet or account, and receives their policy without leaving the app they already use daily. This distribution model increases insurance uptake by removing the friction of a separate insurance purchase journey. Health insurance products available through Netapps IaaS enable platforms to offer hospital admission cover, outpatient benefits, maternity coverage, and wellness benefits to their users. For a Nigerian salary advance app, HR platform, or savings product that serves employed Nigerians, embedding group health coverage or hospital cash products creates a differentiated product that increases retention and customer value beyond the core financial service. Auto insurance is compulsory in Nigeria under the Motor Vehicles (Third Party Insurance) Act, yet a significant proportion of vehicles on Nigerian roads remain uninsured due to friction in purchasing formal policies. The Netapps auto insurance API enables digital platforms — ride-hailing services, vehicle financing apps, fleet management platforms, and motor spare parts retailers — to embed third-party vehicle insurance at point of sale or vehicle registration, eliminating the friction that leaves millions of vehicles uninsured. Agricultural insurance through Netapps IaaS enables agritech platforms serving Nigerian farmers to bundle crop and livestock insurance with their input financing, advisory, and market linkage services. Agricultural insurance is especially important for Nigerian smallholder farmers who face catastrophic income loss from drought, flooding, pest outbreaks, and other production risks. Embedding insurance into the credit and advisory relationship that agritech platforms have with farmers creates a natural channel for agricultural risk management products. Device insurance through Netapps IaaS enables e-commerce platforms, smartphone retailers, and fintech apps offering device financing to bundle device protection at point of purchase or loan disbursement. With smartphone penetration growing rapidly in Nigeria and devices representing significant one-time expenditures for many consumers, device insurance tied to the purchase moment addresses a genuine consumer need at the point where it is most relevant. The Netapps API uses RESTful architecture with JSON request and response formats, following standard patterns for developer integration. Authentication uses API key-based access for production environments with sandbox credentials available for development and testing. Policy issuance, premium collection, and claims initiation are all supported through the API, enabling fully automated insurance workflows within integrating platforms without manual insurance company involvement for standard cases.

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Thunes Payout API

Thunes Payout API

Thunes is a global B2B cross-border payments company headquartered in Singapore, operating a proprietary real-time payment network that connects over 12 billion bank accounts, mobile wallets, and stablecoin wallets across 140 countries — accessible through a single API integration. Unlike traditional correspondent banking, Thunes routes payments through direct partnerships with local payment providers, mobile network operators, and bank networks in each country, enabling real-time 24/7 fund disbursement without SWIFT delays. Thunes primarily serves enterprise clients: global marketplaces, gig economy platforms, remittance operators, global banks, and B2B payment networks. The company's API documentation is available at docs.thunes.com, and the platform is designed for high-volume institutional integrations rather than self-service individual developers. The Thunes API enables two core operations: payouts (sending money to recipients globally) and, more recently, collection (receiving payments). Payouts can be delivered to bank accounts, mobile wallets (MTN Mobile Money, M-Pesa, Orange Money, etc.), and stablecoin wallets (USDT, USDC) across 140 countries. Nigeria is accessible via bank account payouts and stablecoin disbursements. A significant 2026 product launch is Thunes' Instant Cross-Border Payout for Gig and Remote Workers — a direct-to-workforce solution that enables platforms to instantly pay remote workers and freelancers across 140 countries, 24/7, with funds delivered to bank accounts, mobile wallets, or stablecoin wallets in real time. For Nigerian gig workers receiving international payments, this means immediate access to earnings rather than 2–5 business day SWIFT settlement windows. Thunes differentiates on pricing transparency — the platform provides complete visibility on transfer fees, FX rates, and all associated costs before transaction authorization. This is in contrast to traditional remittance operators that often bundle fees into hidden FX spreads. For businesses sending high volumes of payments to Africa, the transparent fee model enables accurate cost forecasting. Authentication for the Thunes API uses an API Key provided after enterprise onboarding. All requests must be made over HTTPS. Webhooks are available for real-time transaction status updates. From a compliance standpoint, Thunes is regulated as a payment service provider in Singapore (MAS), the EU, and other jurisdictions. For Nigeria, Thunes routes payments through CBN-licensed local partners, ensuring regulatory compliance for inbound transfers. Thunes has strict AML/KYB requirements during onboarding — all partner businesses must complete full compliance verification before API access is granted. Frequently Asked Questions: Can I disburse to Nigerian bank accounts via Thunes? Yes — Nigeria is accessible via bank account payouts. The exact Nigerian bank coverage should be confirmed during Thunes enterprise onboarding. Does Thunes support USDT payouts to Nigeria? Yes — Thunes supports stablecoin payouts in USDT, which is particularly useful for serving Nigerian workers who prefer to hold USD-pegged stablecoins as a hedge against NGN devaluation. How does Thunes compare to Payoneer for Nigerian worker payouts? Payoneer requires workers to hold Payoneer accounts and withdraw manually. Thunes delivers directly to bank accounts or mobile wallets — no recipient account required on a Thunes platform. Thunes's stablecoin (USDT) payout rail to Nigeria represents an emerging payment corridor that bypasses traditional banking infrastructure for recipients who prefer or require cryptocurrency-based receipt. For Nigerian diaspora recipients, freelancers receiving international payments, and businesses with cryptocurrency treasury strategies, USDT payouts provide a settlement mechanism that is independent of CBN-regulated banking channels and traditional correspondent banking limitations. The 140+ country network coverage of Thunes means that Nigerian-focused platforms built on Thunes can serve Nigerian recipients specifically while the same integration handles payouts to recipients across Latin America, Southeast Asia, and other emerging market regions. For global platforms that include Nigeria among many operational markets, a single Thunes integration covers all markets simultaneously rather than requiring country-by-country payment provider relationships. Real-time payment tracking and delivery confirmation through the Thunes API allows platforms to verify that payouts have been received by recipient bank accounts or wallets, not just that the sending instruction was accepted. For platforms with customer service obligations around payment delivery — remittance services guaranteeing delivery within specific timeframes, gig platforms assuring workers that earnings are accessible — confirmed delivery status is operationally critical data.

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Bundle API

Bundle API

African crypto savings and investment platform with staking, savings products, and payment integrations. Bundle focuses on consumer-friendly crypto investment with some merchant and partner API capabilities. Enables users to save and invest in crypto with automated features and payment integration.

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Prembly (IdentityPass)

Prembly (IdentityPass)

Prembly (formerly known as IdentityPass) is a Nigerian-founded identity verification and compliance infrastructure company serving businesses across Africa. Originally launched as IdentityPass — with the Identitypass brand still widely recognized — the company now operates under the Prembly name while maintaining the "Identitypass by Prembly" product identity. All three domains (identitypass.com, myidentitypass.com, prembly.com) resolve to the same company, with prembly.com being the current primary brand. Prembly provides a comprehensive API that allows businesses to verify individual and business identities using government-backed data sources across seven African countries: Nigeria, Kenya, Ghana, Uganda, South Africa, Sierra Leone, and Rwanda. In Nigeria, Prembly is NIMC-licensed, meaning it has direct, authorized access to NIN data from Nigeria's National Identity Management Commission — one of the most critical authorizations for any Nigerian KYC provider. **Core Verification Services** For Nigeria, Prembly's API covers: 1. **BVN Verification (Basic and Advanced)**: Verify a Bank Verification Number against the CBN/NIBSS database. Basic returns name and DOB; Advanced returns full customer details including phone, enrollment bank, and photo. 2. **NIN Verification**: Verify a National Identification Number against NIMC's database, returning name, DOB, gender, and photo. Supports both standard NIN and Virtual NIN (vNIN) verification — the tokenized format required by NIMC's new data privacy policy. 3. **BVN + NIN + Phone Mashup**: A single API call that simultaneously verifies BVN, NIN, and phone number — dramatically simplifying KYC integration by reducing three separate calls into one. 4. **CAC Company Verification (KYB)**: Look up and verify a Nigerian company's CAC registration details — company name, registration number, directors, and status — for Know Your Business (KYB) compliance. 5. **FRSC Driver's License Verification**: Verify a Nigerian driver's license against the Federal Road Safety Commission database. 6. **International Passport Verification**: Verify a Nigerian international passport number and details. 7. **Vehicle Plate Number Verification**: Match a vehicle plate number to the registered owner's details. 8. **Stamp Duty Verification**: Verify stamp duty documents. 9. **Bank Account Name Verification**: Confirm that a bank account name matches the account number before initiating transfers — fraud prevention for disbursements. 10. **Address Verification**: Physical and digital address verification for Nigerian addresses. 11. **Facial Recognition & Liveness Detection**: Biometric verification matching a live selfie to a government ID photo, with liveness checks to prevent spoofing. **RadarR — AML & Compliance Screening** Prembly's RadarR product provides Anti-Money Laundering (AML) screening, sanctions list checking, and Politically Exposed Person (PEP) screening. This is a separate product within the Prembly ecosystem, designed for businesses with regulatory obligations to screen customers against global watchlists. **Pan-African Coverage** Beyond Nigeria, Prembly supports identity verification in Kenya, Ghana, Uganda, South Africa, Sierra Leone, and Rwanda — using country-specific national ID documents and verification databases. This makes Prembly a strong choice for platforms expanding across Africa without needing country-specific verification vendors. **Authentication & Developer Experience** API access is managed through dashboard.prembly.com. Keys are passed via the x-api-key header or as Bearer tokens. Sandbox credentials are available immediately upon account registration — no documents or credit card required for testing. Production access requires business verification (CAC + director ID). SDKs are available for Python (github.com/prembly/prembly_python) and JavaScript (Vanilla), with additional language support maintained in the Prembly GitHub organization. **Pricing** Prembly uses per-verification pricing. Rates vary by verification type (simpler lookups like NIN cost less than biometric or address verifications). No flat-rate pricing is publicly listed — sign up at dashboard.prembly.com for a pricing quote or enterprise plan. Volume discounts are available. **Compliance** Prembly is NIMC-licensed for NIN data access and complies with CBN KYC tiers 1–3, NDPR (Nigeria Data Protection Regulation), and relevant data privacy regulations in each supported country. All data handling adheres to NIMC's vNIN tokenization requirements. **Challenges** Pricing is not transparent without registration, which slows initial evaluation. Physical address verification involving field agents takes longer than instant digital checks. For international markets beyond Prembly's seven supported countries, a global KYC provider (Smile Identity, Sumsub, Jumio) would be needed. **Frequently Asked Questions** Q: Is Prembly the same as IdentityPass? A: Yes. Prembly is the parent company, and "Identitypass by Prembly" is the product name. All three domains (identitypass.com, myidentitypass.com, prembly.com) are the same company. Q: Can I test without a registered business? A: Yes. Sandbox access at dashboard.prembly.com requires only an email registration — no documents needed. Q: Does Prembly support AML screening? A: Yes, via the RadarR product — a separate AML and sanctions screening module within the Prembly ecosystem. Q: What is the BVN+NIN+Phone mashup endpoint? A: A single API call that verifies all three data points simultaneously, simplifying KYC for Nigerian customer onboarding. Q: Which African countries does Prembly support? A: Nigeria, Kenya, Ghana, Uganda, South Africa, Sierra Leone, and Rwanda.

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Wakanow

Wakanow

Wakanow is Nigeria's leading online travel agency, providing Nigerian travelers and businesses with comprehensive booking capabilities for domestic and international flights, hotels, vacation packages, and travel insurance through one of the most trusted travel brands in the country. The Wakanow B2B API and partner program extends Wakanow's booking capabilities to travel businesses and developers building travel applications for the Nigerian market. As the dominant Nigerian-built OTA, Wakanow has invested in direct relationships with Nigerian airlines and has built inventory connections specifically optimized for the Nigerian travel market. This local expertise translates into accurate and up-to-date flight inventory for Air Peace, Ibom Air, United Nigeria Airlines, and other domestic Nigerian carriers — content that global GDS systems sometimes represent inconsistently. For any application prioritizing domestic Nigerian flight booking, Wakanow's direct carrier relationships provide a reliability advantage. Domestic flight coverage spans routes between Lagos, Abuja, Port Harcourt, Kano, Enugu, Owerri, Benin City, Uyo, Calabar, Akure, Asaba, and other Nigerian cities served by domestic carriers. This comprehensive domestic network coverage is essential for Nigerian corporate travel management companies booking employee travel between Nigerian cities, which is a high-volume use case for large Nigerian organizations with operations in multiple states. International flight booking through Wakanow covers routes from Nigerian airports to global destinations, leveraging GDS connections to provide airline content for carriers like Emirates, British Airways, Qatar Airways, Turkish Airlines, Ethiopian Airlines, and others operating from Nigeria. Nigerian travel agencies and corporate travel tools that need to book both domestic and international flights can use Wakanow as a single API source covering both needs. Hotel booking capabilities cover Nigerian accommodation options as well as international hotels at popular Nigerian outbound travel destinations. Wakanow has built preferred rate agreements with Nigerian hotels and partners with international hotel suppliers for outbound market coverage. The hotel inventory supports the standard search, availability, booking, and cancellation workflow. Visa assistance services integrated into the Wakanow platform help Nigerian travelers navigate the complex visa application process for international destinations. For a market where visa challenges significantly impact travel planning, the ability to access visa information and support as part of the booking workflow is a meaningful differentiator that Nigerian-market-aware platforms should consider. Travel insurance products offered through Wakanow protect Nigerian travelers against trip cancellation, medical emergencies, lost baggage, and other travel risks. Integrating travel insurance upsell into booking workflows is a standard practice among professional travel agencies and adds value to the complete travel booking experience. The Wakanow B2B partner program is accessible to Nigerian travel agencies, corporations, and technology companies that want to integrate Wakanow booking capabilities into their own systems. The partner commercial terms are designed for the Nigerian market context, making Wakanow a more commercially accessible entry point than global GDS providers for Nigerian businesses building travel technology with a domestic Nigerian market focus. Wakanow's established brand recognition among Nigerian travelers means that incorporating Wakanow booking capabilities within partner applications benefits from the trust and credibility that Wakanow has built through years of serving Nigerian travelers. Nigerian corporate travel managers who already trust Wakanow for their personal travel are more likely to embrace Wakanow-powered corporate travel management tools than unfamiliar international alternatives.

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UniCloud Africa

UniCloud Africa

UniCloud Africa is a cloud infrastructure and storage provider that operates within Africa to serve the specific needs of African businesses, governments, and organizations. By hosting cloud services on African soil, UniCloud Africa addresses the data residency, latency, and regulatory compliance needs of African businesses that international cloud providers based in the United States and Europe cannot fully meet from remote infrastructure. The data sovereignty problem in Africa is real and growing. As African nations develop their own digital economies and regulatory frameworks, requirements for keeping citizen and business data within their respective countries or within Africa more broadly are becoming more common. Nigeria's NDPR, Kenya's Data Protection Act, South Africa's POPIA, and similar legislation across the continent create obligations around data localization that African-hosted cloud providers like UniCloud Africa are designed to satisfy. For Nigerian businesses, UniCloud Africa provides object storage and cloud infrastructure that keeps data within the continent. This supports compliance with NDPR provisions regarding the storage and processing of personal data of Nigerian citizens. Companies that handle consumer data — e-commerce platforms, fintech applications, social apps — can use UniCloud Africa to ensure their data storage practices align with NDPR without the complexity of qualifying for cross-border transfer exemptions. The pricing model of UniCloud Africa is designed to be accessible to African businesses, including Nigerian SMEs, that may find the pricing structures and payment requirements of AWS, Google Cloud, or Azure difficult to navigate. Pan-African cloud providers often offer pricing in local or Pan-African-friendly terms, with payment options suited to African business banking practices, making cloud infrastructure procurement straightforward for Nigerian companies without US dollar payment infrastructure. Latency is a concrete technical advantage of Africa-based cloud storage. When a Nigerian user accesses an application that stores data in an African data center versus a European or American one, the network round-trip is significantly shorter. For business applications, productivity tools, and consumer apps where response time matters — document management systems, CRM platforms, inventory systems, data entry forms — this latency difference is noticeable and affects user productivity and satisfaction. UniCloud Africa's cloud platform supports Nigerian startups building products for the African market who want a single cloud infrastructure provider that works well across multiple African countries. As a Nigerian startup expands into Ghana, Kenya, or South Africa, having an African-native cloud provider means the infrastructure relationship, support team, and data governance framework all operate within an African context from the start, rather than adapting international tools to African regulatory requirements after the fact. The African fintech ecosystem, of which Nigeria is the largest hub, has specific requirements around where financial data is stored and processed. Nigerian fintech companies building remittance platforms, lending applications, savings products, and payment gateways can use UniCloud Africa to store transaction data and customer records within Africa, supporting CBN regulatory compliance and building customer trust in local data handling. Government digital transformation projects in Nigeria increasingly require that public digital infrastructure be hosted on African or Nigerian infrastructure where feasible. UniCloud Africa can serve as a cloud storage solution for government-adjacent projects — citizen service portals, public data repositories, digital identity infrastructure — where hosting data on African soil is a requirement rather than merely a preference. The African cloud market is growing rapidly as internet penetration expands and digital adoption accelerates. Cloud providers like UniCloud Africa that build African-native infrastructure are investing in the long-term growth of the continent's digital economy. For Nigerian businesses that want their cloud spending to contribute to African cloud infrastructure development rather than flowing entirely to international hyperscalers, UniCloud Africa represents an infrastructure partner with aligned regional interests.

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MainOne API

MainOne API

Data center and cloud connectivity API for African businesses. MainOne provides APIs for cloud services, data center access, and network connectivity. Enables businesses to manage infrastructure, backups, and cloud services.

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NASA Harvest

NASA Harvest

NASA Harvest is a global food security program led by the University of Maryland in partnership with NASA and a global consortium of academic, government, and NGO partners. The program develops and deploys satellite-based monitoring tools and data products designed to track crop conditions, estimate production, and support food security decision-making at national and subnational scales. NASA Harvest makes its data tools and datasets available through NASA's Earthdata ecosystem, enabling researchers, governments, and agricultural analysts to access satellite-derived agricultural intelligence for Africa and globally. The satellite data foundation of NASA Harvest draws on NASA's extensive Earth observation infrastructure — particularly Landsat, MODIS, and SMAP (Soil Moisture Active Passive) satellites — plus commercial and international partner satellites to provide comprehensive, time-series agricultural monitoring at resolutions appropriate for national-scale analysis. These satellite datasets are processed through scientific algorithms to derive agricultural products including crop type maps, crop area estimates, vegetation condition indices, soil moisture, and production anomaly assessments. Crop type mapping is a capability that NASA Harvest has developed for key agricultural regions and countries in Africa, using multi-temporal satellite imagery and machine learning to classify which crops are growing where across an agricultural landscape. For Nigeria, this means that researchers can access satellite-derived maps showing the distribution of cassava, maize, sorghum, rice, and other crops across growing regions, providing spatial context for production estimation and agricultural planning that no other national dataset provides at comparable coverage and update frequency. Vegetation condition assessments from NASA Harvest track how current-season crop health compares to historical baselines at regular intervals throughout the growing season. These assessments identify regions where crop conditions are significantly above or below average, enabling early warning systems to alert food security analysts to potential production deficits before they become crises. For Nigeria, where production shortfalls in major food crops can quickly translate to market price spikes and food insecurity in urban areas, early warning capability is extremely valuable for government and NGO response planning. Soil moisture data from NASA's SMAP satellite is integrated into NASA Harvest agricultural monitoring. SMAP provides global soil moisture estimates at approximately 9km resolution with three-day revisit cycles. Surface soil moisture is a critical input for crop water stress monitoring — fields experiencing inadequate soil moisture show stress responses in vegetation indices before visible yellowing appears. Combining SMAP soil moisture with NDVI crop health data allows differentiation between drought-stress and other causes of vegetation anomalies. The Earthdata API that underlies NASA Harvest data access provides programmatic discovery and download of NASA's Earth observation data holdings. Nigerian researchers and development organizations can programmatically search for available datasets by location (Nigeria bounding box), time period, and product type, then batch-download imagery and derived products for local analysis. This API-based access replaces the need for manual file browser downloads when working with time-series or multi-site analysis requiring many data files. For Nigerian government agricultural agencies, the ability to access consistent, regularly updated satellite-derived production monitoring data significantly improves national agricultural statistics capacity. Traditional crop cutting surveys and farmer surveys are expensive, time-consuming, and provide estimates only after harvest. Satellite-based monitoring provides near-real-time condition assessment during the growing season, allowing preliminary production estimates to be available weeks before harvest and national statistics agencies to begin supply planning earlier. International development organizations working in Nigeria — the World Food Programme, USAID, the Food and Agriculture Organization — routinely use NASA Harvest data products for their agricultural situation assessments, food security outlooks, and emergency response planning. Nigerian NGOs and government agencies that want to align their analytical frameworks with international partners can access the same NASA Harvest data products to ensure comparability of their assessments with international monitoring systems.

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Topship API

Topship API

Shipping and logistics API for African merchants enabling international and local shipments. Topship provides APIs for booking shipments, tracking parcels, managing import/export freight, and integrating multiple carrier options. Simplifies cross-border commerce for African e-commerce businesses.

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Africa's Talking

Africa's Talking

Africa's Talking API is the continent's most comprehensive African-built communications platform, providing a unified API for SMS, USSD (Unstructured Supplementary Service Data), voice, airtime distribution, data bundles, mobile payments, and IoT connectivity across multiple African countries including Nigeria. Founded in Nairobi in 2010, Africa's Talking has grown into the definitive African developer communications platform, with direct carrier integrations across Nigerian mobile networks and a team that deeply understands African telecommunications infrastructure, regulatory requirements, and user behavior. For Nigerian developers building communications-dependent applications, Africa's Talking combines capabilities that no other platform offers in a single Africa-native API. SMS API through Africa's Talking delivers messages to all four Nigerian mobile networks — MTN, Airtel, Glo, and 9mobile — with competitive per-message pricing, DND compliance, sender ID support, and delivery reporting. The SMS API also supports inbound SMS through shortcodes and long numbers, enabling two-way SMS applications. Nigerian businesses running SMS surveys, customer service through SMS, or subscription management via SMS commands can implement complete inbound-outbound SMS workflows. USSD API is Africa's Talking's most distinctive capability for the Nigerian market — providing the ability to build USSD menu applications accessible from any mobile phone, including the most basic feature phones, without internet connectivity. USSD sessions are initiated by dialing a short code (like *123#) and allow users to navigate menu-driven applications through key presses. Nigerian fintech apps, government services, healthcare platforms, and agricultural information services that need to reach rural Nigerians without smartphones or internet access can build USSD applications through Africa's Talking's USSD API that work on any mobile phone on any Nigerian network. Airtime distribution API allows programmatically sending airtime (mobile credit) to any Nigerian phone number on MTN, Airtel, Glo, or 9mobile. This capability is transformational for Nigerian platforms that use airtime as an incentive or reward: survey platforms paying respondents in airtime, cashback apps giving customers airtime rewards, employee recognition programs distributing airtime bonuses, and humanitarian organizations distributing crisis support as mobile credit. Airtime can be sent to individual numbers or uploaded in bulk, with amounts in NGN. Voice API provides programmatic control of phone calls in Nigeria — making outbound calls, receiving inbound calls, building IVR menus with touch-tone navigation, and connecting calls between parties. Nigerian call centers, telehealth platforms building phone consultation systems, and appointment reminder services sending automated voice calls use the Africa's Talking Voice API to manage phone call workflows programmatically. Mobile data bundle distribution allows programmatically sending mobile data bundles to Nigerian phone numbers — a capability unique among API providers and highly relevant for Nigerian platforms that reward users with data instead of cash or airtime. Nigerian fintech apps, loyalty platforms, and consumer apps that give users data rewards for completing actions can automate data bundle distribution at scale through Africa's Talking. Sandbox environment enables free development and testing against realistic simulated carrier responses before going live, allowing Nigerian developers to build and test complete application flows including USSD menus and airtime distribution without real API costs during development. The sandbox simulates the same response format as production, enabling confident go-live after testing.

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NowNow API

NowNow API

Digital payments API for quick and easy money transfers. NowNow provides APIs for person-to-person transfers, bill payments, and merchant payments. Designed for fast, accessible payment processing across Africa.

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Raenest API

Raenest API

Cross-border payment API for African diaspora remittances and international transfers. Raenest enables developers to integrate cross-border payment capabilities for sending money from anywhere to Africa with competitive rates and fast settlement.

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VumaAPI

VumaAPI

VumaAPI is a Nigerian bulk SMS service provider offering an affordable, easy-to-integrate SMS API designed specifically for the Nigerian market. As a locally-owned and operated platform, VumaAPI prices its services in Nigerian naira (NGN), eliminating the foreign exchange overhead that Nigerian businesses face when using international SMS providers that bill in USD or EUR. This local pricing model makes VumaAPI particularly attractive for Nigerian SMEs and startups that are managing tight budgets in naira and want predictable, naira-denominated communication costs. The core offering is a simple REST API for sending SMS messages to Nigerian mobile phone numbers across all major networks — MTN, Glo, Airtel, and 9mobile. The API accepts standard HTTP requests with JSON payloads, making integration straightforward for any developer familiar with REST APIs. Authentication is handled via an API key, which is generated in the VumaAPI dashboard after account creation and funding. Sending an SMS requires the recipient number, the message text, and optionally a sender ID. Delivery reports are included with VumaAPI, giving businesses confirmation of whether messages were successfully delivered to recipients. This is essential for Nigerian businesses sending OTP codes or transactional alerts where delivery confirmation is needed for security or compliance purposes. Delivery status updates can be retrieved via the API or delivered via webhooks. Alphanumeric sender IDs allow Nigerian businesses to display their brand name as the SMS sender. Instead of recipients seeing an unknown phone number, they see the business name — improving brand recognition and message open rates. For Nigerian businesses, this is particularly valuable for customer communications where trust and brand familiarity are important. Sender ID registration may be required to comply with NCC (Nigerian Communications Commission) regulations for commercial bulk SMS. VumaAPI is suited for a wide range of Nigerian use cases. Retail businesses use it for promotional campaigns and discount notifications. Financial services companies use it for transaction confirmations and account alerts. Healthcare providers use it for appointment reminders. Logistics companies use it for delivery status updates. NGOs and government agencies use it for public information campaigns. Churches and community organizations use it for event notifications to their congregations. The NGN pricing model deserves special emphasis for Nigerian businesses. International SMS providers typically charge in USD, meaning Nigerian businesses must either purchase foreign exchange or use a payment processor that automatically converts NGN to USD. This introduces forex rate risk, bank charges for international transactions, and the administrative burden of managing foreign currency payments. VumaAPI's NGN pricing eliminates all of this — businesses fund their account in naira via local bank transfer or payment gateway and pay for messages in naira. For developers evaluating VumaAPI, the integration complexity is low compared to enterprise platforms like Infobip or Sinch. There is no multi-channel complexity, no conversation management, no flow builders — just a clean SMS API. This simplicity is a feature, not a limitation, for teams that want to add SMS capability quickly without learning a complex platform. Customer support for VumaAPI is local, meaning Nigerian businesses can get support in Nigerian time zones, in the context of Nigerian network issues, and with awareness of local regulatory requirements. This local support advantage is meaningful when troubleshooting SMS delivery issues specific to Nigerian carrier configurations. For Nigerian businesses that purely need bulk SMS — no WhatsApp, no voice, no email — VumaAPI provides a cost-effective, locally-operated solution that avoids the forex and complexity overhead of international providers. It is especially well-suited for SMEs, startups, and organizations operating with NGN budgets who want reliable SMS delivery to Nigerian numbers at locally competitive rates.

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Dodo Payments API

Dodo Payments API

Dodo Payments is a specialized Merchant of Record (MoR) platform built specifically for African SaaS, software, and online startups scaling globally. Unlike traditional payment gateways, Dodo Payments functions as the legal merchant of record, collecting international card payments from global customers, managing automated payout workflows, and completely handling global tax calculation and remittance obligations. This allows African software vendors and SaaS platforms to accept international payments and scale without the complex compliance and tax burden. Nigerian SaaS companies, software startups, and digital product creators use Dodo Payments to access international payment processing while Dodo handles all global tax and compliance responsibilities.

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iSDAsoil

iSDAsoil

iSDAsoil is the soil data platform developed by iSDA (International Soil and World Isric Data Centre for Africa) as part of the Africa Soil Information Service program, providing machine learning-derived soil property maps at 30-meter resolution across the entirety of sub-Saharan Africa. As the most spatially detailed and comprehensive open soil dataset available for Africa, iSDAsoil is foundational infrastructure for precision agriculture, agronomic advisory services, and agricultural research across Nigerian and African agricultural landscapes. The soil mapping methodology behind iSDAsoil combines thousands of soil profile observations collected across sub-Saharan Africa with spatially explicit environmental co-variables — terrain attributes derived from digital elevation models, climate data, vegetation index time series, parent material maps, and land cover classifications — to train random forest machine learning models that predict soil properties at unsampled locations. These models are applied at 30-meter grid resolution across the entire sub-Saharan Africa domain, generating continuous prediction surfaces for each soil property. The dataset covers 17 key soil properties at two depth intervals: 0-20cm representing the topsoil layer most critical for seedbed preparation, early-stage nutrient uptake, and soil organic matter dynamics; and 20-50cm representing the subsoil layer relevant to deep-rooted crop water and nutrient access. Having properties at both depths allows differentiated analysis of topsoil versus subsoil conditions that affect management recommendations differently. Soil pH is among the most impactful iSDAsoil variables for Nigerian agriculture. Large areas of Nigerian farmland, particularly in the humid forest zones of southern Nigeria and the derived savanna of the middle belt, have inherently acidic soils due to geological parent materials and centuries of leaching. Low pH limits phosphorus availability, inhibits microbial activity, and reduces the effectiveness of nitrogen fertilizers. iSDAsoil's pH data for Nigerian agricultural areas helps agritech advisory platforms identify fields where lime application is needed before fertilizer programs will achieve full effectiveness. Soil organic carbon (SOC) from iSDAsoil provides a spatial picture of soil health and natural fertility across Nigerian farmlands. SOC is a critical indicator of soil biological activity, water retention capacity, structural stability, and natural nitrogen supply. Nigerian soils under long-term continuous cultivation without organic matter replacement — which describes a large share of Nigeria's smallholder farmland — have depleted SOC reserves that limit both yield potential and resilience to drought stress. SOC data helps identify areas where soil health restoration through composting, cover cropping, or agroforestry would have the greatest impact. Available phosphorus from iSDAsoil is particularly actionable for Nigerian fertilizer recommendation systems. Phosphorus is one of the most commonly deficient nutrients in Nigerian soils, and phosphorus deficiency is a major yield-limiting factor for legumes, cassava, and cereals across many zones. Knowing the initial available phosphorus level at a specific farm location allows fertilizer advisories to prescribe appropriate phosphorus application rates — neither underapplying (leaving yield on the table) nor overapplying (wasting inputs and risking environmental runoff). The REST API interface provides straightforward programmatic access to iSDAsoil data: submit a latitude-longitude pair and receive JSON responses containing soil property values with uncertainty estimates for the queried location. This simple query pattern requires minimal development effort to integrate into Nigerian agritech apps — any application that can make an HTTP request can query iSDAsoil soil properties for any farm location in Nigeria and use those values to drive soil-specific recommendations. For policy applications, iSDAsoil data enables national-scale soil condition mapping for Nigeria that informs agricultural development investment priorities, fertilizer subsidy allocation, land use planning, and food security projections based on underlying soil resource quality across different Nigerian states and agroecological zones.

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Klasha API

Klasha API

Klasha is a fintech platform providing global checkout solutions for African merchants enabling cross-border e-commerce payments. The Klasha API enables merchants to accept international payments, manage currency conversion, and simplify cross-border transactions. Nigerian e-commerce businesses and merchants use Klasha to expand internationally and accept payments from global customers.

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Luno API

Luno API

Popular global cryptocurrency exchange with strong presence across Africa including Nigeria. Luno provides trading APIs, market data endpoints, and wallet integrations for developers. Good for applications needing crypto trading capabilities and market data integration. Supports both beginner and advanced traders.

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Ivorypay API

Ivorypay API

Crypto payment API for accepting cryptocurrency payments and converting to local currency. Ivorypay enables businesses to accept crypto payments and settle in fiat across African markets including Nigeria. Bridges crypto and traditional banking systems.

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Climate in Africa

Climate in Africa

Climate in Africa API is a specialized climate data service focused on providing high-quality historical climate records, seasonal forecasts, climate risk indices, and country-level climate profiles specifically for the African continent. Unlike global weather APIs that offer limited historical depth and generic climate data, Climate in Africa is designed with African climate dynamics in mind — incorporating regional climate models calibrated to the inter-tropical convergence zone, West African monsoon systems, El Nino Southern Oscillation effects on African rainfall, and the Indian Ocean Dipole influences on East African precipitation patterns. For Nigerian climate analysts, agricultural planners, and development organizations, this Africa-specific context makes Climate in Africa data more relevant and actionable than generic global climate APIs. Historical rainfall data from Climate in Africa provides long-run monthly and annual precipitation records for Nigerian locations, drawing on station observations, reanalysis data, and satellite-derived precipitation estimates to fill gaps in Nigeria's meteorological station network — particularly in data-sparse northern and rural regions. Nigerian insurance companies developing rainfall index insurance products for smallholder farmers need multi-decade historical rainfall distributions to set fair trigger thresholds and calculate actuarially sound premiums, and Climate in Africa provides this historical depth. Seasonal climate forecasts from Climate in Africa are generated using coupled ocean-atmosphere climate models that account for sea surface temperature anomalies in the Atlantic and Indian Oceans that strongly influence African rainfall variability. These forecasts provide probabilistic outlooks for above-normal, normal, and below-normal seasonal rainfall and temperature for specific regions and countries, issued months in advance of the coming season. Nigerian agribusinesses planning seed procurement volumes, fertilizer orders, and staffing for the planting season can use seasonal forecast data to make probabilistic supply chain decisions rather than planning based only on historical averages. Drought monitoring indices from Climate in Africa include the Standardized Precipitation Index (SPI), Standardized Precipitation Evapotranspiration Index (SPEI), and Vegetation Condition Index (VCI) for Nigerian regions. These indices provide objective measures of drought severity on various timescales — 1 month, 3 months, 6 months, and 12 months — enabling Nigerian agricultural agencies, food security organizations like WFP and FAO operating in Nigeria, and humanitarian NGOs to track developing drought conditions in the drought-prone northern states months before crop failure manifests visibly. Climate risk profiling capabilities allow Nigerian users to retrieve comprehensive climate characterization data for any location: mean annual temperature and rainfall, temperature and rainfall seasonality patterns, frequency of extreme events (heat waves, heavy rainfall, drought spells), and climate change trend analysis showing how temperatures and rainfall have shifted over recent decades. Nigerian urban planners, infrastructure engineers, and real estate developers can use climate risk profiles when making long-term investment decisions about location suitability for projects that will operate for 20-30 years under a changing climate. Temperature extremes data documents historical heat wave frequency, intensity, and duration in Nigeria — an increasingly important metric as climate change intensifies heat stress across the country. Nigerian public health departments, outdoor worker safety regulations, and urban heat island mitigation planning can use temperature extremes data to identify the highest-risk areas and periods. Climate in Africa operates a freemium model with a free tier providing access to basic climate profiles and limited historical data, and paid plans unlocking the full historical archive, higher API call volumes, and advanced forecast products. Research institutions and NGOs may access expanded free tiers by describing their use case during registration.

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AZA Finance API

AZA Finance API

AZA Finance is a pan-African payments and foreign exchange infrastructure company that enables businesses and fintechs to send, receive, and convert money across Africa and globally through a single API. Originally founded as BitPesa in Nairobi in 2013, AZA Finance has evolved into one of Africa's most established cross-border payment platforms, holding regulatory licenses from the Central Bank of Nigeria (CBN), the UK Financial Conduct Authority (FCA), and the Bank of Uganda — a rare multi-jurisdictional licensing achievement in African fintech. What the API Does The AZA Finance API, documented at docs.azafinance.com and accessed via the developer portal at developers.transferzero.com, enables developers to programmatically initiate and manage cross-border payments across 30+ currencies and 115+ markets. Core capabilities include: sending payouts to bank accounts, mobile money wallets (M-Pesa, MTN Mobile Money, Airtel), and cash pickup points; real-time FX conversion between African and major global currencies; bulk payment processing for high-volume disbursements; account validation before sending; and webhook callbacks for real-time transaction status updates. How Developers Use It Developers integrate by creating an account at developers.transferzero.com. Authentication is via API Key and Secret issued from the portal. AZA Finance provides official SDKs for .NET, Java, JavaScript, PHP, and Ruby, significantly reducing integration time. The typical flow involves: creating a sender (KYC-verified entity), creating recipients (beneficiaries with bank or wallet details), initiating a transaction specifying corridors and currencies, and listening for webhook callbacks for status updates (pending, processing, paid, cancelled). The API supports test transactions in sandbox mode before going live. Supported Currencies and Countries AZA Finance supports 30+ currencies including NGN (Nigeria), GHS (Ghana), KES (Kenya), UGX (Uganda), TZS (Tanzania), ZAR (South Africa), XOF/XAF (CFA franc zones), MZN (Mozambique), USD, EUR, GBP, AED, CNY, and more. Nigeria is fully supported with CBN licensing in place. Pricing AZA Finance does not publish a public fee schedule. Pricing is determined by enterprise contract and depends on volume, corridor, and currency pair. The FX spread is embedded in the exchange rate offered. There is no self-serve free tier — you must contact their sales team to negotiate a contract. A sandbox environment is available for technical integration and testing at no cost. Authentication API authentication uses a Key + Secret pair obtained from the developer portal at developers.transferzero.com. Requests are signed with the secret to create an authorization header. The portal also supports role-based access controls for team members. Rate Limits AZA Finance operates on enterprise SLAs. Specific rate limit figures are not published publicly — they are determined by agreement. The platform maintains a 99.5% uptime guarantee. Compliance and Regulations AZA Finance is licensed by the Central Bank of Nigeria, making it one of the few Africa-focused payment APIs with direct CBN authorization. It also holds FCA authorization in the UK and Bank of Uganda licensing. The platform is PCI-DSS compliant and certified to ISO27001:2022 for information security management. All transactions undergo AML screening and compliance monitoring 24/7. Challenges and Gotchas Key limitations for Nigerian developers: (1) AZA Finance is B2B only — it is not designed for consumer checkout flows. (2) Pricing is opaque — you cannot estimate costs without contacting sales. (3) KYC onboarding can be lengthy for enterprise clients. (4) The developer portal still uses "TransferZero" branding from the previous product name — this can confuse developers unfamiliar with the company history. (5) No USSD or card payment support — AZA Finance is purely for push-payment corridors. Company Background AZA Finance was founded in 2013 as BitPesa, a Bitcoin-based remittance platform for Kenya. It later pivoted away from crypto, rebranded as TransferZero, and finally as AZA Finance in 2020. The company is headquartered in Nairobi with offices in Lagos, London, Madrid, Luxembourg, and Dakar. It has processed over $3 billion in transactions and serves major clients including global remittance firms and banks. FAQs Q: Can a Nigerian startup use AZA Finance without CBN licensing? A: Yes. AZA Finance holds the CBN license on your behalf — you access their infrastructure without needing your own license. However, you must sign a partner agreement and pass their KYC checks. Q: Is there a sandbox for testing? A: Yes. Developers can test at developers.transferzero.com in sandbox mode before production. Q: Does AZA Finance support NGN? A: Yes. Nigerian Naira (NGN) is a core supported currency with payouts to all major Nigerian banks. Q: Is AZA Finance suitable for consumer apps? A: No. AZA Finance is built for B2B use — enterprises, fintechs, and money transfer operators. It does not offer a consumer-facing checkout widget or SDK.

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CropSense AI API

CropSense AI API

CropSense AI API is an artificial intelligence-powered crop monitoring and precision agriculture platform built specifically for African agricultural conditions, with a focus on the crop varieties, disease pressures, soil types, and growing practices prevalent in Nigeria and the broader West African region. Unlike global crop AI systems trained primarily on European or North American agricultural data, CropSense Africa has developed its models using African agricultural datasets, making its crop disease identification, health scoring, and yield prediction capabilities more relevant to the specific challenges Nigerian farmers face. Crop disease detection is the flagship AI capability of CropSense AI. The API accepts crop images submitted through the application — photographs taken by farmers, extension workers, or field agents using smartphone cameras — and returns AI-generated disease identification with confidence scores and recommended treatment actions. The models are trained on images of diseases affecting major Nigerian and West African crops including cassava (mosaic virus, brown streak disease), maize (fall armyworm, streak virus), yam (anthracnose, viruses), rice (blast, bacterial blight), and vegetables (various fungal and bacterial pathogens). Early disease detection is economically critical for Nigerian farmers. Crop diseases caught in early stages can be managed with targeted fungicide or pesticide application; the same diseases caught at advanced stages may require destruction of affected plants or entire field sections. For smallholder farmers whose entire annual income depends on a single season's harvest, the difference between early and late disease detection can be catastrophic. CropSense AI's rapid diagnostic capability democratizes access to agronomic disease expertise that was previously available only to farmers who could afford professional agronomist consultations. Crop health scoring through the API provides quantitative assessments of overall crop condition beyond binary disease presence or absence. Health scores integrating multiple visual indicators — leaf color, canopy density, visible stress symptoms, growth uniformity — provide a composite metric that can track field health over time, compare different fields, and set objective thresholds for intervention decisions. Nigerian farm managers monitoring multiple fields can use health scores to triage attention and resources efficiently. Yield prediction capabilities use historical farm data, current crop health observations, weather data, and agronomic models to estimate expected yield ranges for the current season. For Nigerian farmers who need to plan post-harvest logistics, negotiate forward sale prices, or manage input credit repayment schedules, reliable yield forecasts weeks before harvest provide actionable planning data that reduces financial uncertainty. The Africa-specific training of CropSense AI models extends beyond plant pathology to include recognition of the growing conditions, crop varieties, and field management practices common in Nigeria. Models trained on global datasets often perform poorly on Nigerian agricultural images because the crop varieties, background soil types, light conditions, and disease presentations differ from training data dominated by temperate-zone agriculture. CropSense Africa's African-trained models are specifically designed to perform accurately in the conditions Nigerian farmers and agronomists work in. Integration patterns for CropSense AI API fit naturally into several Nigerian agritech product categories: consumer farm advisory apps that provide direct-to-farmer disease diagnosis, extension worker tools that improve the efficiency of agricultural extension services, input retailer platforms that connect disease diagnosis to specific product recommendations, and agricultural insurance claims verification that uses AI-assessed crop damage to support or validate insurance claims. For Nigerian agricultural insurance products — an area seeing significant growth as parametric and technology-enabled insurance expands in Nigeria — CropSense AI provides a cost-effective remote crop damage assessment capability. Insurers can request farmers to submit crop photos when claiming damage, and CropSense AI can provide an AI-generated assessment of disease or stress presence as supporting evidence for claims processing, reducing the cost of manual agronomist site visits for claims below a certain threshold.

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NextYield (Ujuzi Kilimo)

NextYield (Ujuzi Kilimo)

NextYield by Ujuzi Kilimo is an agricultural data API that provides soil testing data, precision farming recommendations, and crop advisory services derived from Ujuzi Kilimo's soil intelligence platform focused on East and West Africa. Ujuzi Kilimo has built an extensive soil testing network and data model across African farming regions, and the NextYield API makes this data accessible to agritech developers building farm advisory platforms, digital extension services, and precision agriculture tools for African markets including Nigeria. The foundational insight behind Ujuzi Kilimo and NextYield is that African smallholder farmers make planting, fertilization, and management decisions with very little data about their specific soils and what those soils need. Generic fertilizer recommendations designed for average soil conditions are applied to fields with dramatically varying soil properties, resulting in either under-fertilization (crop underperformance) or over-fertilization (wasted inputs and cost). Soil-specific recommendations based on actual soil measurements dramatically improve fertilizer use efficiency and yields. Ujuzi Kilimo's soil testing program collects physical soil samples from African farms, analyzes them in certified laboratories for key parameters including pH, nitrogen, phosphorus, potassium, organic matter, and soil texture, and builds a spatially referenced database of soil properties across agricultural landscapes. NextYield APIs access this database plus derived recommendation models to provide crop-specific advice calibrated to the actual soil conditions at queried farm locations. Crop recommendations from NextYield are generated based on the intersection of soil properties, local climate data, and crop agronomic requirements. For a Nigerian farmer querying what inputs to apply to a specific field for a maize crop, NextYield can recommend fertilizer type, application rate, and timing based on the soil's measured nutrient levels and pH, rather than applying national average recommendations that may not reflect field reality. Yield prediction capabilities help Nigerian farmers and agricultural businesses plan harvests, optimize pre-sale agreements, and manage supply chain logistics. A farm advisory app that can tell a farmer their expected yield range for the current season based on soil quality, applied inputs, and weather helps that farmer make better decisions about storage, transport, and market timing. Agritech platforms in Nigeria focused on input sales optimization — whether direct-to-farmer apps or B2B agribusiness tools — can use NextYield to match specific fertilizer and soil amendment products to farm needs. Recommending the specific product and dose that the soil actually requires, rather than a generic NPK blend, improves outcome quality for farmers and builds trust in the advisory platform. For Nigerian agricultural lenders and microfinance institutions offering input credit, soil quality data from NextYield provides agronomic context for loan decisions. Farms with soil deficiencies that can be corrected with targeted inputs represent good lending candidates if the input recommendations are followed; farms with structural soil problems may warrant different loan structures or more intensive agronomic support. NextYield data is particularly relevant for Nigeria's fertilizer subsidy programs and agricultural input distribution systems. Government programs seeking to optimize subsidy allocation by directing the right inputs to farms that most need them can use soil intelligence to prioritize distribution based on demonstrated soil needs rather than administrative convenience. This data-driven approach to agricultural input programs improves the cost-effectiveness of government agricultural support spending.

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EOSDA Agriculture API

EOSDA Agriculture API

The EOSDA Agriculture API is EOS Data Analytics' precision agriculture platform API that delivers satellite-derived crop monitoring, NDVI field analytics, vegetation stress detection, and integrated weather intelligence to agritech developers and farm management systems. EOS Data Analytics is a global Earth observation company that has built a specialized agriculture product using satellite imagery from Sentinel, Landsat, and commercial satellite constellations to provide field-level crop health insights. The foundational capability of the EOSDA Agriculture API is field polygon management and monitoring. Developers register farm fields as geographic polygons (GeoJSON format) through the API, and EOSDA then monitors those registered fields continuously with satellite passes. Each time a satellite captures imagery over a registered field, EOSDA processes the imagery to derive vegetation indices and makes the results available through the API. This automated monitoring model means that applications do not need to manage individual image requests — registered fields are monitored automatically and results accumulate over time. NDVI (Normalized Difference Vegetation Index) is the primary vegetation health metric delivered by the API. NDVI values range from negative one (bare soil or water) to positive one (dense green vegetation), with values above 0.4 generally indicating active crop cover and values in the 0.6-0.8 range indicating healthy dense crop canopy. Tracking NDVI over time for a Nigerian farm field reveals the crop growth curve, identifies slow-growing areas within the field, and detects early stress responses before they are visible to the naked eye. Vegetation stress alerts can be configured to notify applications when field NDVI drops below expected values for the crop growth stage. For Nigerian farmers managing multiple fields across different locations, automated stress alerts enable efficient prioritization of scouting visits — instead of visiting all fields regularly, field agents can focus on fields where satellite data is indicating anomalous conditions. This precision scouting approach is especially valuable in Nigeria's large-scale commercial farming operations. Historical imagery access through the EOSDA Agriculture API allows comparison of current season field conditions against previous seasons. A Nigerian farm manager can compare this season's August NDVI map against the same field's August NDVI from the prior three seasons to understand whether current conditions are above or below historical average. This longitudinal perspective helps distinguish transient weather-related stress from structural soil or management issues. Weather data integration through EOSDA provides meteorological context alongside satellite observations. When satellite imagery shows crop stress in a specific field, correlating that stress with recent temperature, rainfall, and humidity data helps differentiate drought stress from disease pressure from nutrient deficiency — each requiring different interventions. Nigerian agritech platforms using EOSDA can build decision support tools that synthesize satellite and weather data to guide specific management responses. Field statistics from the EOSDA API provide summary metrics for each registered field — mean NDVI, minimum, maximum, standard deviation, and pixel-level distribution data — allowing applications to characterize overall field health with quantitative metrics rather than requiring users to interpret raw imagery. These statistics can be stored in application databases and used to build trend charts, performance dashboards, and season comparison reports for Nigerian farm management applications. The API supports multiple satellite data sources with different temporal and spatial resolution trade-offs. Sentinel-2 imagery provides 10-meter resolution with approximately 5-day revisit frequency (cloud permitting), offering high spatial detail for field-level analysis. This resolution is fine enough to detect within-field variation across Nigerian smallholder plots as small as one hectare, making EOSDA applicable to Nigeria's predominantly smallholder farming landscape.

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Travelstart API

Travelstart API

Travelstart API is an African travel technology platform providing flight bookings, hotel reservations, and travel packages across African airlines and travel providers. The Travelstart API enables travel agencies, OTAs, and platforms to search, book, and manage flights, accommodations, and travel services. Nigerian travel agencies, online travel platforms, and tour operators use Travelstart API to provide African flight bookings, hotel reservations, and travel packages with local African payment support.

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Pngme API

Pngme API

Financial data API platform that aggregates African financial data for developers and fintechs. Pngme provides access to bank transaction data, mobile money data, and financial insights across Nigeria and African markets. Enables credit scoring, risk assessment, and alternative credit building for underbanked populations.