2 Best APIs for Account linking in Nigeria

We've analyzed and compared the top 2 API providers supporting Account linking for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 5th August, 2026

All APIs with Account linking

2 of 2 selected

Wema Bank (Sparkle) API

Pricing: Free Open Banking access for approved partners
Account linking: Available
Transaction access: Available
Open banking functionality: Available
Transaction history: Not available
Bank data access: Not available

View Details

FCMB Open Banking API

Pricing: Free Open Banking for registered developers
Account linking: Available
Transaction access: Not available
Open banking functionality: Not available
Transaction history: Available
Bank data access: Available

View Details

← Swipe to compare all 2 APIs →

Feature	Wema Bank (Sparkle) API	FCMB Open Banking API
Pricing	Free Open Banking access for approved partners	Free Open Banking for registered developers
Account linking	Available	Available
Transaction access	Available	Not available
Open banking functionality	Available	Not available
Transaction history	Not available	Available
Bank data access	Not available	Available
	View Details	View Details

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Wema Bank (Sparkle) API

Wema Bank provides Open Banking APIs through its Sparkle platform. The Wema Bank API enables account linking, transaction access, and open banking functionality. Wema Bank was an early open banking adopter in Nigeria. Nigerian fintech platforms use Wema Bank APIs for account connectivity.

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FCMB Open Banking API

FCMB (First City Monument Bank) provides Open Banking APIs enabling account linking, transaction history, and bank data access. FCMB was an early open banking participant in Nigeria. Nigerian fintechs use FCMB Open Banking APIs for account connectivity and data access.