Detailed technical benchmark and comparison between Youverify API and Kora Identity API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Run KYC, AML & video KYC checks via direct NIMC and CAC integration
Verify BVN, NIN & national IDs across four African countries
Youverify API is best for nigerian and pan-African fintechs, banks, and regulated businesses needing a unified KYC + AML + video KYC platform with direct NIMC/NIBSS/CAC integration, ISO-certified biometrics, and CBN-compliant audit trails across 30+ African countries.
Kora Identity API is best for nigerian and pan-African fintechs, lending platforms, and neobanks using Kora for payments who also need multi-country KYC BVN/NIN for Nigeria, SSNIT/Voters Card for Ghana, National ID for Kenya through a single API.
| Highlight | Y Youverify API | K Kora Identity API |
|---|---|---|
| Authentication | API Key issued after business onboarding; TLS 1.2 minimum for data in transit, AES-256 at rest | Bearer Token (Secret Key same as Kora Payments API) |
| Rate Limit | Not publicly documented 99.9% uptime SLA; enterprise-grade infrastructure | Not publicly specified |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | Not verified yet | Not verified yet |
| API Services | Address VerificationIdentity VerificationAML ComplianceBusiness VerificationKYC Checks | BVN VerificationNIN VerificationFacial Biometric / Liveness DetectionBusiness / CAC Verification |
| Supported Regions |
| Fee Component | Y Youverify API | K Kora Identity API |
|---|---|---|
| Rates & Additional Terms |
|
|
| Feature / Capability | Y Youverify API | K Kora Identity API |
|---|---|---|
| BVN Verification | ✓ | ✓ |
| NIN Verification | ✓ | ✓ |
| Facial Biometric / Liveness Detection | ✓ | ✓ |
| Document Verification (Passport / ID) | ✓ | ✗ |
| Business / CAC Verification | ✓ | ✓ |
| Driver's Licence Verification | ✓ | ✗ |
| AML & Sanctions Screening | ✓ | ✗ |
| Sandbox Testing Environment | ✓ | ✓ |
| API Key / Token Authentication | ✓ | ✓ |
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