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HomeCategoriesIdentity Verification & KYCComparisonsSumsub API vs Onfido (Entrust) API
Back to Sumsub API Alternatives

Sumsub API vs Onfido (Entrust) API Comparison: Discover the best for Identity Verification & KYC in Nigeria

Detailed technical benchmark and comparison between Sumsub API and Onfido (Entrust) API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.

VS
SSumsub API

Sumsub API

Verify users, screen AML risk & monitor transactions for compliance

Learn More
OOnfido (Entrust) API

Onfido (Entrust) API

Verify documents, faces & AML watchlists through a single API

Learn More

Sumsub API is best for nigerian fintech startups, neobanks, crypto exchanges, and lending platforms that need enterprise-grade KYC, KYB, and AML screening with global document coverage including Nigerian NIN, BVN, and CAC verification.

Onfido (Entrust) API is best for nigerian fintechs, regulated digital banks, and compliance teams that need enterprise document verification and biometric KYC with a no-code workflow builder (Onfido Studio) and global document coverage.

Sumsub API VS Onfido (Entrust) API Key Highlights

Highlight
SSumsub API
Sumsub API
OOnfido (Entrust) API
Onfido (Entrust) API
AuthenticationApp Token + Secret Key (HMAC SHA-256 signed requests via X-App-Token and X-App-Access-Sig headers)JWT (JSON Web Token) server-side API token for backend requests; short-lived SDK token for client-side SDK sessions
Rate LimitVaries by plan; enterprise plans support high-volume throughput. Contact Sumsub for specifics.Enterprise-negotiated. No public rate limit documentation. Contact Onfido/Entrust sales for specifics.
Sandbox Mode✓ Available✓ Available
Webhooks✓ SupportedNot verified yet
API Services
BVN VerificationNIN VerificationFacial Biometric / Liveness DetectionDocument Verification (Passport / ID)
BVN VerificationNIN VerificationFacial Biometric / Liveness DetectionDocument Verification (Passport / ID)
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
NigeriaNigeriaGhanaGhanaKenyaKenya

Pricing & Fee Structure

Fee Component
SSumsub API
Sumsub API
OOnfido (Entrust) API
Onfido (Entrust) API
Setup & Monthly FeesContact providerMedian annual spend ~$60,475 (range $6,156 $945,900)
Rates & Additional Terms
  • Starts at $149/month (non-regulated) or $299/month (regulated)
  • Per-verification:$1.35 (non-regulated) or $1.85 (regulated)
  • Custom enterprise pricing available for high volume
  • Custom quote-based pricing
  • Per-check fees for document verification, biometric checks, and fraud add-ons
  • Acquired by Entrust in April 2024

Sumsub API & Onfido (Entrust) API Feature by Feature Comparison

Feature / Capability
SSumsub API
Sumsub API
OOnfido (Entrust) API
Onfido (Entrust) API
BVN Verification✓✓
NIN Verification✓✓
Facial Biometric / Liveness Detection✓✓
Document Verification (Passport / ID)✓✓
Business / CAC Verification✓✓
Driver's Licence Verification✓✓
AML & Sanctions Screening✓✓
Sandbox Testing Environment✓✓
Webhooks & Event Notifications✓✗
API Key / Token Authentication✓✓

Frequently Asked Questions

Which is better between Sumsub API and Onfido (Entrust) API in Nigeria?
Sumsub API is best for: Nigerian fintech startups, neobanks, crypto exchanges, and lending platforms that need enterprise-grade KYC, KYB, and AML screening with global document coverage including Nigerian NIN, BVN, and CAC verification.. Meanwhile, Onfido (Entrust) API is best for: Nigerian fintechs, regulated digital banks, and compliance teams that need enterprise document verification and biometric KYC with a no-code workflow builder (Onfido Studio) and global document coverage.. Your choice should align with whether your team prioritizes Sumsub API's developer ecosystem or Onfido (Entrust) API's specific capability set.
Does Sumsub API or Onfido (Entrust) API support webhooks and sandbox testing?
Sumsub API provides a dedicated sandbox testing environment and supports real-time webhooks. Onfido (Entrust) API offers sandbox testing and has webhook status unverified.
What are the fees and pricing models for Sumsub API vs Onfido (Entrust) API?
Sumsub API pricing: Starts at $149/month (non-regulated) or $299/month (regulated). Per-verification: $1.35 (non-regulated) or $1.85 (regulated). Custom enterprise pricing available for high volume.. Onfido (Entrust) API pricing: Custom quote-based pricing. Median annual spend ~$60,475 (range $6,156 $945,900). Per-check fees for document verification, biometric checks, and fraud add-ons. Acquired by Entrust in April 2024.. Both platforms offer tailored pricing structures for Nigerian transactions.
What authentication methods do Sumsub API and Onfido (Entrust) API use?
Sumsub API uses App Token + Secret Key (HMAC SHA-256 signed requests via X-App-Token and X-App-Access-Sig headers) authentication with Varies by plan; enterprise plans support high-volume throughput. Contact Sumsub for specifics.. Onfido (Entrust) API uses JWT (JSON Web Token) server-side API token for backend requests; short-lived SDK token for client-side SDK sessions authentication with Enterprise-negotiated. No public rate limit documentation. Contact Onfido/Entrust sales for specifics..

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