Detailed technical benchmark and comparison between RexPay (Global Accelerex) API and Unlimit (formerly CardPay) API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Accept card, internet banking transfer & USSD payments via a CBN-certified gateway
Accept international payments for e-commerce, gaming & travel platforms
RexPay (Global Accelerex) API is best for nigerian businesses and developers needing a CBN-certified PSSP and PTSP payment gateway with card, internet banking transfer, and USSD backed by Global Accelerex, one of Nigeria's established e-payment infrastructure companies.
Unlimit (formerly CardPay) API is best for nigerian and African businesses with international customer bases, global e-commerce merchants, gaming companies, travel platforms, and subscription services needing to accept 1,000+ payment methods across 150+ currencies with explicit support for Nigeria, Kenya, and Tanzania in Africa.
| Highlight | R RexPay (Global Accelerex) API | U Unlimit (formerly CardPay) API |
|---|---|---|
| Authentication | API Key (from RexPay merchant dashboard) | Terminal credentials (Terminal Code + Password) + SHA-512 signature server-to-server authentication for API gateway mode; OAuth 2.0 for some endpoints |
| Rate Limit | Not publicly specified | Not publicly documented enterprise SLA-based |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | ✗ Not supported | ✓ Supported |
| API Services | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsVirtual Account Numbers | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsInternational / Multi-Currency Payments |
| Supported Regions |
| Fee Component | R RexPay (Global Accelerex) API | U Unlimit (formerly CardPay) API |
|---|---|---|
| Free Tier / Trial Credits | Contact provider | No publicly listed free tier |
| Setup & Monthly Fees | No mandatory monthly platform fee | Contact provider |
| Rates & Additional Terms |
|
|
| Feature / Capability | R RexPay (Global Accelerex) API | U Unlimit (formerly CardPay) API |
|---|---|---|
| Card Payments (Verve/Visa/Mastercard) | ✓ | ✓ |
| Bank Transfer / Pay by Transfer | ✓ | ✓ |
| USSD Payments | ✓ | ✓ |
| Virtual Accounts | ✓ | ✗ |
| International / Multi-Currency Payments | ✓ | ✓ |
| Recurring Billing / Subscriptions | ✓ | ✓ |
| Payment Links & Hosted Checkout | ✓ | ✓ |
| Webhooks & Event Notifications | ✗ | ✓ |
| Sandbox Testing Environment | ✓ | ✓ |
| API Key / Token Authentication | ✓ | ✓ |
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