Detailed technical benchmark and comparison between Prembly (IdentityPass) API and Kora Identity API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Verify BVN, NIN, CAC, FRSC & passport data in one API
Verify BVN, NIN & national IDs across four African countries
Prembly (IdentityPass) API is best for nigerian and pan-African fintechs, lenders, HR platforms, and regulated businesses needing a single API for BVN, NIN, CAC, FRSC, passport, plate number, and address verification across Nigeria, Kenya, Ghana, Uganda, South Africa, and 3 more African countries.
Kora Identity API is best for nigerian and pan-African fintechs, lending platforms, and neobanks using Kora for payments who also need multi-country KYC BVN/NIN for Nigeria, SSNIT/Voters Card for Ghana, National ID for Kenya through a single API.
| Highlight | P Prembly (IdentityPass) API | K Kora Identity API |
|---|---|---|
| Authentication | API Key issued via dashboard.prembly.com; passed as x-api-key header or Bearer token | Bearer Token (Secret Key same as Kora Payments API) |
| Rate Limit | Not publicly documented contact Prembly for production rate limit details | Not publicly specified |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | Not verified yet | Not verified yet |
| API Services | BVN VerificationNIN VerificationFacial Biometric / Liveness DetectionDocument Verification (Passport / ID) | BVN VerificationNIN VerificationFacial Biometric / Liveness DetectionBusiness / CAC Verification |
| Supported Regions |
| Fee Component | P Prembly (IdentityPass) API | K Kora Identity API |
|---|---|---|
| Free Tier / Trial Credits | Free sandbox for testing | Contact provider |
| Rates & Additional Terms |
|
|
| Feature / Capability | P Prembly (IdentityPass) API | K Kora Identity API |
|---|---|---|
| BVN Verification | ✓ | ✓ |
| NIN Verification | ✓ | ✓ |
| Facial Biometric / Liveness Detection | ✓ | ✓ |
| Document Verification (Passport / ID) | ✓ | ✗ |
| Business / CAC Verification | ✓ | ✓ |
| Driver's Licence Verification | ✓ | ✗ |
| AML & Sanctions Screening | ✓ | ✗ |
| Sandbox Testing Environment | ✓ | ✓ |
| API Key / Token Authentication | ✓ | ✓ |
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