Detailed technical benchmark and comparison between Paystack API and RexPay (Global Accelerex) API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Accept payments with Nigeria's most widely adopted gateway
Accept card, internet banking transfer & USSD payments via a CBN-certified gateway
Paystack API is best for nigerian businesses of all sizes from solo developers to enterprises needing Nigeria's best-documented payment API with the widest developer ecosystem, comprehensive payment methods, and full-feature parity between test and live environments.
RexPay (Global Accelerex) API is best for nigerian businesses and developers needing a CBN-certified PSSP and PTSP payment gateway with card, internet banking transfer, and USSD backed by Global Accelerex, one of Nigeria's established e-payment infrastructure companies.
| Highlight | P Paystack API | R RexPay (Global Accelerex) API |
|---|---|---|
| Authentication | Bearer Token (Secret Key from Paystack Dashboard) | API Key (from RexPay merchant dashboard) |
| Rate Limit | Rate limited contact Paystack for exact limits | Not publicly specified |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | ✗ Not supported | ✗ Not supported |
| API Services | Payment GatewayRecurring BillingSplit PaymentsTransfers & PayoutsTerminal POS | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsVirtual Account Numbers |
| Supported Regions |
| Fee Component | P Paystack API | R RexPay (Global Accelerex) API |
|---|---|---|
| Local Transactions / Cards | Local cards:1.5% + ₦100, capped at ₦2,000 (waived for ≤₦2,500) | Contact provider |
| International / FX Cards | International cards:3.9% + ₦100 | Contact provider |
| Transfers & Payouts | Transfers:₦10 (≤₦5K), ₦25 (₦5K ₦50K), ₦50 (>₦50K) | Contact provider |
| Setup & Monthly Fees | No setup/monthly fees | No mandatory monthly platform fee |
| Rates & Additional Terms | Volume discounts >₦10M/month |
|
| Feature / Capability | P Paystack API | R RexPay (Global Accelerex) API |
|---|---|---|
| Card Payments (Verve/Visa/Mastercard) | ✓ | ✓ |
| Bank Transfer / Pay by Transfer | ✓ | ✓ |
| USSD Payments | ✓ | ✓ |
| Virtual Accounts | ✓ | ✓ |
| International / Multi-Currency Payments | ✓ | ✓ |
| Recurring Billing / Subscriptions | ✓ | ✓ |
| Payment Links & Hosted Checkout | ✓ | ✓ |
| Webhooks & Event Notifications | ✗ | ✗ |
| Sandbox Testing Environment | ✓ | ✓ |
| API Key / Token Authentication | ✓ | ✓ |
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