Detailed technical benchmark and comparison between CarbonIVS API and Didit API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Issue virtual accounts, send payouts & verify BVN or NIN identities
Verify BVN & National ID with transparent pricing and 500 free checks
CarbonIVS API is best for nigerian fintechs and businesses needing a CBN-licensed BaaS partner for virtual accounts, payouts, and identity verification (BVN, NIN, Passport, Voter ID) via a regulated microfinance bank.
Didit API is best for nigerian fintech startups and developers who need native BVN and National ID verification with transparent public pricing, 500 free monthly checks, and CBN-compliant KYC in a single modular API.
| Highlight | C CarbonIVS API | D Didit API |
|---|---|---|
| Authentication | API Key (x-carbon-key header) | API Key (Bearer Token) + signed webhooks |
| Rate Limit | Contact Carbon support for current limits | Not publicly specified. 500 free verifications/month on free tier. |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | Not verified yet | Not verified yet |
| API Services | BVN VerificationNIN VerificationDocument Verification (Passport / ID) | BVN VerificationNIN VerificationFacial Biometric / Liveness DetectionDocument Verification (Passport / ID) |
| Supported Regions |
| Fee Component | C CarbonIVS API | D Didit API |
|---|---|---|
| Free Tier / Trial Credits | Free sandbox available | 500 free verifications/month (no credit card) |
| Rates & Additional Terms |
|
|
| Feature / Capability | C CarbonIVS API | D Didit API |
|---|---|---|
| BVN Verification | ✓ | ✓ |
| NIN Verification | ✓ | ✓ |
| Facial Biometric / Liveness Detection | ✗ | ✓ |
| Document Verification (Passport / ID) | ✓ | ✓ |
| Business / CAC Verification | ✗ | ✓ |
| Driver's Licence Verification | ✗ | ✓ |
| AML & Sanctions Screening | ✗ | ✓ |
| Sandbox Testing Environment | ✓ | ✓ |
| API Key / Token Authentication | ✓ | ✓ |
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