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HomeCategoriesPayouts & DisbursementsComparisonsAfriex API vs Bloc API
Back to Afriex API Alternatives

Afriex API vs Bloc API Comparison: Discover the best for Payouts & Disbursements in Nigeria

Detailed technical benchmark and comparison between Afriex API and Bloc API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.

VS
AAfriex API

Afriex API

Send cross-border payouts & collections across Africa

Learn More
BBloc API

Bloc API

Embed virtual accounts, transfers & bills payment via a CBN-licensed bank

Learn More

Afriex API is best for Nigerian businesses and developers looking for reliable payouts & disbursements solutions.

Bloc API is best for nigerian developers and startups that want to embed banking features virtual accounts, transfers, bills payment into their apps using a fully CBN-licensed Nigerian BaaS that owns its own banking infrastructure via Banc Corp MFB.

Afriex API VS Bloc API Key Highlights

Highlight
AAfriex API
Afriex API
BBloc API
Bloc API
AuthenticationAPI KeyAPI Key (Secret Key from Bloc Dashboard)
Rate LimitContact supportNot publicly specified contact Bloc for limits
Sandbox Mode✓ Available✓ Available
Webhooks✓ Supported✗ Not supported
API Services
Nigerian Bank Account PayoutsMobile Money PayoutsBulk / Batch Payout ProcessingWebhook Payment Status Notifications
Virtual Card IssuancePhysical Card IssuanceNaira (NGN) CardDollar (USD) Virtual Card
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
NigeriaNigeriaGhanaGhanaKenyaKenya

Pricing & Fee Structure

Fee Component
AAfriex API
Afriex API
BBloc API
Bloc API
Transfers & PayoutsContact providerVirtual Accounts and Transfers pricing varies contact Bloc for enterprise rates
Free Tier / Trial CreditsContact providerFree to integrate
Rates & Additional Terms
  • Commission-based
  • transaction fees vary by corridor and method
  • Bills Payment API pays commissions to developers per successful transaction
  • No upfront fees to start testing

Afriex API & Bloc API Feature by Feature Comparison

Feature / Capability
AAfriex API
Afriex API
BBloc API
Bloc API
Nigerian Bank Account Payouts✓✗
Mobile Money (M-Pesa, MTN)✓✗
Bulk / Batch Payout Processing✓✗
International Remittances✗✗
Naira (NGN) Settlements✗✗
Real-time / Instant Settlement✗✗
Webhooks & Event Notifications✓✗
Account Name Pre-verification✗✗
Virtual Card Issuance✗✓
Physical Card Issuance✗✓
Naira (NGN) Card✗✓
Dollar (USD) Virtual Card✗✓
Spend Controls & Limits✗✗
Card Balance Top-up✗✓
Card Freeze & Unfreeze✗✓
Sandbox Testing Environment✓✓
API Key / Token Authentication✓✓

Frequently Asked Questions

Which is better between Afriex API and Bloc API in Nigeria?
Afriex API is best for: Nigerian businesses looking for reliable payouts & disbursements solutions. Meanwhile, Bloc API is best for: Nigerian developers and startups that want to embed banking features virtual accounts, transfers, bills payment into their apps using a fully CBN-licensed Nigerian BaaS that owns its own banking infrastructure via Banc Corp MFB.. Your choice should align with whether your team prioritizes Afriex API's developer ecosystem or Bloc API's specific capability set.
Does Afriex API or Bloc API support webhooks and sandbox testing?
Afriex API provides a dedicated sandbox testing environment and supports real-time webhooks. Bloc API offers sandbox testing and has webhook status unverified.
What are the fees and pricing models for Afriex API vs Bloc API?
Afriex API pricing: Commission-based; transaction fees vary by corridor and method. Bloc API pricing: Free to integrate. Bills Payment API pays commissions to developers per successful transaction. Virtual Accounts and Transfers pricing varies contact Bloc for enterprise rates. No upfront fees to start testing.. Both platforms offer tailored pricing structures for Nigerian transactions.
What authentication methods do Afriex API and Bloc API use?
Afriex API uses API Key authentication with Contact support. Bloc API uses API Key (Secret Key from Bloc Dashboard) authentication with Not publicly specified contact Bloc for limits.

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