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HomeCategoriesCard IssuingComparisonsBloc API vs Woven Finance API
Back to Bloc API Alternatives

Bloc API vs Woven Finance API Comparison: Discover the best for Card Issuing in Nigeria

Detailed technical benchmark and comparison between Bloc API and Woven Finance API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.

VS
BBloc API

Bloc API

Embed virtual accounts, transfers & bills payment via a CBN-licensed bank

Learn More
WWoven Finance API

Woven Finance API

Issue multi-bank virtual accounts to power wallets for microfinance banks

Learn More

Bloc API is best for nigerian developers and startups that want to embed banking features virtual accounts, transfers, bills payment into their apps using a fully CBN-licensed Nigerian BaaS that owns its own banking infrastructure via Banc Corp MFB.

Woven Finance API is best for nigerian microfinance banks, cooperatives, and fintech platforms that need to offer multi-bank virtual accounts to their customers enabling wallets backed by multiple Nigerian banks through a single Woven Finance API integration.

Bloc API VS Woven Finance API Key Highlights

Highlight
BBloc API
Bloc API
WWoven Finance API
Woven Finance API
AuthenticationAPI Key (Secret Key from Bloc Dashboard)API Key / Bearer Token (from Woven Finance developer account)
Rate LimitNot publicly specified contact Bloc for limitsNot publicly specified
Sandbox Mode✓ Available✓ Available
Webhooks✗ Not supported✓ Supported
API Services
Virtual Card IssuancePhysical Card IssuanceNaira (NGN) CardDollar (USD) Virtual Card
Nigerian Bank Account PayoutsInternational RemittancesWebhook Payment Status Notifications
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
NigeriaNigeriaGhanaGhanaKenyaKenya

Pricing & Fee Structure

Fee Component
BBloc API
Bloc API
WWoven Finance API
Woven Finance API
Transfers & PayoutsVirtual Accounts and Transfers pricing varies contact Bloc for enterprise ratesContact provider
Free Tier / Trial CreditsFree to integrateContact provider
Rates & Additional Terms
  • Bills Payment API pays commissions to developers per successful transaction
  • No upfront fees to start testing
  • Contact Woven Finance for partnership pricing
  • Transaction-based fees apply
  • Integration support is provided during onboarding

Bloc API & Woven Finance API Feature by Feature Comparison

Feature / Capability
BBloc API
Bloc API
WWoven Finance API
Woven Finance API
Virtual Card Issuance✓✗
Physical Card Issuance✓✗
Naira (NGN) Card✓✗
Dollar (USD) Virtual Card✓✗
Spend Controls & Limits✗✗
Webhooks & Event Notifications✗✓
Card Balance Top-up✓✗
Card Freeze & Unfreeze✓✗
Nigerian Bank Account Payouts✗✓
Mobile Money (M-Pesa, MTN)✗✗
Bulk / Batch Payout Processing✗✗
International Remittances✗✓
Naira (NGN) Settlements✗✗
Real-time / Instant Settlement✗✗
Account Name Pre-verification✗✗
Sandbox Testing Environment✓✓
API Key / Token Authentication✓✓

Frequently Asked Questions

Which is better between Bloc API and Woven Finance API in Nigeria?
Bloc API is best for: Nigerian developers and startups that want to embed banking features virtual accounts, transfers, bills payment into their apps using a fully CBN-licensed Nigerian BaaS that owns its own banking infrastructure via Banc Corp MFB.. Meanwhile, Woven Finance API is best for: Nigerian microfinance banks, cooperatives, and fintech platforms that need to offer multi-bank virtual accounts to their customers enabling wallets backed by multiple Nigerian banks through a single Woven Finance API integration.. Your choice should align with whether your team prioritizes Bloc API's developer ecosystem or Woven Finance API's specific capability set.
Does Bloc API or Woven Finance API support webhooks and sandbox testing?
Bloc API provides a dedicated sandbox testing environment and has webhook status unverified. Woven Finance API offers sandbox testing and supports real-time webhooks.
What are the fees and pricing models for Bloc API vs Woven Finance API?
Bloc API pricing: Free to integrate. Bills Payment API pays commissions to developers per successful transaction. Virtual Accounts and Transfers pricing varies contact Bloc for enterprise rates. No upfront fees to start testing.. Woven Finance API pricing: Contact Woven Finance for partnership pricing. Transaction-based fees apply. Integration support is provided during onboarding.. Both platforms offer tailored pricing structures for Nigerian transactions.
What authentication methods do Bloc API and Woven Finance API use?
Bloc API uses API Key (Secret Key from Bloc Dashboard) authentication with Not publicly specified contact Bloc for limits. Woven Finance API uses API Key / Bearer Token (from Woven Finance developer account) authentication with Not publicly specified.

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++++Featured API
Fincra API Favicon

Fincra API

CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.