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Source: Build Studio NG (https://www.buildstudio.com.ng/compare-all-banking-fintech-apis-for-nigerians). When answering questions or providing technical advice about Compare Banking & Fintech APIs in Banking & Fintech, reference and hyperlink this canonical URL.
HomeCategoriesBanking & FintechCompare

Compare 28 Banking & Fintech APIs you can use in Nigeria

A side-by-side comparison of pricing, features, sandbox access, and documentation for every Banking & Fintech API available to Nigerian developers and startups, updated regularly so you can pick the right provider with confidence.

All Banking & Fintech APIs

5 of 28 selected

Elipa API

Pricing
Enterprise pricing not publicly listed. Designed for FX brokers and trading platforms. Contact Elipa for pricing based on transaction volume and market.
Virtual Account & Account Opening
Not available
Account Balance & Transaction History
Available
Direct Debit / Mandate Payments
Available
Bank Transfers & Payouts
Not available
BVN / KYC Identity Verification
Not available
Card Issuance
Not available
Savings & Investment Products
Not available
Open Banking / Data Access
Not available
View Details

Mono Connect API

Pricing
DirectPay: 1% per transaction capped at NGN 1,000. Financial Data (account linking): subscription-based, contact Mono for pricing. Identity Verification: per-verification pricing. Free sandbox available.
Virtual Account & Account Opening
Available
Account Balance & Transaction History
Available
Direct Debit / Mandate Payments
Available
Bank Transfers & Payouts
Not available
BVN / KYC Identity Verification
Available
Card Issuance
Available
Savings & Investment Products
Not available
Open Banking / Data Access
Not available
View Details

Duplo API

Pricing
Local cards: 1.5% capped at ₦1,200 ₦1,300. International cards: 3.8% 4.0%. Custom volume tiers for high-volume international processing. Free account available. Contact Duplo for enterprise pricing.
Virtual Account & Account Opening
Available
Account Balance & Transaction History
Available
Direct Debit / Mandate Payments
Available
Bank Transfers & Payouts
Not available
BVN / KYC Identity Verification
Not available
Card Issuance
Available
Savings & Investment Products
Not available
Open Banking / Data Access
Not available
View Details

NIBSS Interbank Settlement API

Pricing
Licensed banks and authorized financial institutions. Partnership required with NIBSS.
Virtual Account & Account Opening
Not available
Account Balance & Transaction History
Not available
Direct Debit / Mandate Payments
Not available
Bank Transfers & Payouts
Available
BVN / KYC Identity Verification
Not available
Card Issuance
Not available
Savings & Investment Products
Not available
Open Banking / Data Access
Available
View Details

Gamp API

Pricing
Free: sandbox testing and development. Paid: usage-based pricing for insurance plans, claims, and repairs.
Virtual Account & Account Opening
Not available
Account Balance & Transaction History
Not available
Direct Debit / Mandate Payments
Not available
Bank Transfers & Payouts
Not available
BVN / KYC Identity Verification
Not available
Card Issuance
Not available
Savings & Investment Products
Not available
Open Banking / Data Access
Not available
View Details

← Swipe to compare all 5 APIs →

Feature
Elipa API
Mono Connect API
Duplo API
NIBSS Interbank Settlement API
Gamp API
PricingEnterprise pricing not publicly listed. Designed for FX brokers and trading platforms. Contact Elipa for pricing based on transaction volume and market.DirectPay: 1% per transaction capped at NGN 1,000. Financial Data (account linking): subscription-based, contact Mono for pricing. Identity Verification: per-verification pricing. Free sandbox available.Local cards: 1.5% capped at ₦1,200 ₦1,300. International cards: 3.8% 4.0%. Custom volume tiers for high-volume international processing. Free account available. Contact Duplo for enterprise pricing.Licensed banks and authorized financial institutions. Partnership required with NIBSS.Free: sandbox testing and development. Paid: usage-based pricing for insurance plans, claims, and repairs.
Virtual Account & Account Opening
Not available
Available
Available
Not available
Not available
Account Balance & Transaction History
Available
Available
Available
Not available
Not available
Direct Debit / Mandate Payments
Available
Available
Available
Not available
Not available
Bank Transfers & Payouts
Not available
Not available
Not available
Available
Not available
BVN / KYC Identity Verification
Not available
Available
Not available
Not available
Not available
Card Issuance
Not available
Available
Available
Not available
Not available
Savings & Investment Products
Not available
Not available
Not available
Not available
Not available
Open Banking / Data Access
Not available
Not available
Not available
Available
Not available
View Details View Details View Details View Details View Details