Bitmama API

Cryptocurrency & Blockchain · Card Issuing · Payment Gateways & Processors

Bitmama is a blockchain payments and financial technology platform providing crypto-fiat checkout rails and multi-currency card issuing infrastructure across Africa. Founded by Ruth Iselema, Bitmama powers the popular consumer app Changera and provides enterprise developer APIs for cryptocurrency payments, automated crypto-to-fiat settlements, and virtual/physical card issuance.

Bitmama API Highlights

Bitmama API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

API Key + Secret (Authorization Bearer)

Rate Limit

60 requests per minute on standard tier

Sandbox Mode
✓ Available
Webhooks
✓ Supported
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
Bitmama API Services
Card Payments (Visa / Mastercard / Verve)Virtual Account NumbersInternational / Multi-Currency PaymentsWebhooks & Real-time Notifications
Alternative African Company to
MarqetaStripe IssuingLithicGalileo

Bitmama API is best for:

Fintech startups, cross-border payment platforms, and digital merchants wanting virtual card issuing and cryptocurrency payment gateway rails.

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API Pricing Model
  • Free sandbox access
  • Card issuance fees start from $2 $3 per card
  • Crypto-fiat exchange fees range from 1% 2% depending on volume

Bitmama API Core Features & Capabilities

Bitmama API Supported Webhook Events

Webhooks supported (Webhooks & Real-time Notifications). Check official documentation for endpoint setup.

Required Access Documents for Bitmama API

  • Corporate Registration (CAC)Required
    Certificate of Incorporation and director government-issued IDs.
  • AML Compliance CertificationRequired
    Compliance onboarding verifying legitimate business activity.

Different Bitmama API use cases

  • Fintech Virtual Dollar Cards:Enable digital banks and consumer fintechs to offer their users virtual dollar cards for international online payments.
  • Merchant Crypto Payments:Allow African online businesses to accept USDT and Bitcoin payments with instant settlement in Naira to their local bank.

Bitmama API Alternatives