Binlist API
Payment Gateways & Processors · Data Validation
Free public REST API for Bank Identification Number (BIN) lookup, card brand, and bank issuer detection
Binlist API Highlights
Binlist API is best for e-commerce stores, payment gateway developers, and fintech checkouts needing quick card brand detection
No Authentication Required
Public rate limits: 5 requests per minute for unauthenticated requests
Nigeria
Ghana
KenyaBinlist is a free public web service and REST API for searching Bank Identification Numbers (BIN / IIN the leading 6 to 8 digits of credit and debit cards). net/{bin}` returns the card brand (Visa, Mastercard, American Express, Verve), card tier (debit, credit, prepaid), issuing financial institution name, and ISO issuing country.
In Nigerian e-commerce checkouts and payment forms, Binlist allows developers to dynamically show card scheme logos as customers type, verify if the card was issued in Nigeria, and route domestic cards through local payment rails.
Binlist API Core Features & Capabilities
| Feature | Status | Description & Capabilities |
|---|---|---|
| Card Brand Identification | ✓ Supported | Provides native Card Brand Identification capabilities integrated within the API. |
| Debit / Credit / Prepaid Classification | ✓ Supported | Provides native Debit / Credit / Prepaid Classification capabilities integrated within the API. |
| Issuing Bank Name Resolution | ✓ Supported | Provides native Issuing Bank Name Resolution capabilities integrated within the API. |
| Country of Issuance Lookup | ✓ Supported | Provides native Country of Issuance Lookup capabilities integrated within the API. |
| Zero Authentication Required | ✓ Supported | Provides native Zero Authentication Required capabilities integrated within the API. |
| Direct Payment Processing | ✗ Not Supported | Direct Payment Processing is currently not supported by Binlist API. |
- 100% Free open public REST service
- No API key or registration required
Required Access Documents for Binlist API
- NoneOptionalPublicly accessible endpoint without credentials
Different Binlist API use cases
- Dynamic Checkout Card Scheme Icons:Display the Visa, Mastercard, or Verve badge dynamically as the customer enters their card number.
- Payment Routing Optimization:Route cards issued by Nigerian banks to domestic payment channels to lower merchant fees.
- Card Fraud Detection:Cross-check whether the card's issuing country matches the shopper's shipping location.