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HomeCategoriesPayment Gateways & ProcessorsCompare

Compare 55 Payment Gateways & Processors APIs you can use in Nigeria

A side-by-side comparison of pricing, features, sandbox access, and documentation for every Payment Gateways & Processors API available to Nigerian developers and startups, updated regularly so you can pick the right provider with confidence.

All Payment Gateways & Processors APIs

5 of 55 selected

OPay API

Pricing
Local transactions: 1.5% capped at ₦2,000. International: 4% per transaction. OPay wallet transfers: ₦5 each. Other bank transfers: ₦10 (≤₦5K), ₦25 (₦5K ₦50K), ₦50 (>₦50K). Volume discounts available for large processors.
Card Payments (Visa / Mastercard / Verve)
Available
Bank Transfer / Pay by Transfer
Available
USSD Payments
Available
Virtual Account Numbers
Not available
International / Multi-Currency Payments
Available
Recurring / Subscription Billing
Available
Payment Links & Invoicing
Available
Webhooks & Real-time Notifications
Not available
Product Catalog Management
Not available
Shopping Cart & Checkout
Not available
Order & Inventory Management
Not available
Payment Gateway Integration
Not available
Shipping & Delivery Integration
Not available
Coupon & Discount Support
Not available
Customer Reviews & Ratings
Not available
Nigeria / Africa Market Support
Not available
REST API
Not available
SDKs (JavaScript / Python / Mobile)
Not available
Webhooks & Event Notifications
Not available
Sandbox / Test Environment
Not available
API Documentation
Not available
Rate Limiting & Quota Management
Not available
OAuth / API Key Authentication
Not available
Free Tier / Developer Plan
Not available
View Details

Paga API

Pricing
P2P transfers, airtime/data purchases, and loading Paga account: free. Paga to bank transfer: 1.5% of transfer amount (card-funded). Minimum fee ₦10. Custom enterprise pricing available for API partners.
Card Payments (Visa / Mastercard / Verve)
Available
Bank Transfer / Pay by Transfer
Available
USSD Payments
Available
Virtual Account Numbers
Available
International / Multi-Currency Payments
Available
Recurring / Subscription Billing
Not available
Payment Links & Invoicing
Available
Webhooks & Real-time Notifications
Not available
Product Catalog Management
Not available
Shopping Cart & Checkout
Not available
Order & Inventory Management
Not available
Payment Gateway Integration
Not available
Shipping & Delivery Integration
Not available
Coupon & Discount Support
Not available
Customer Reviews & Ratings
Not available
Nigeria / Africa Market Support
Not available
REST API
Not available
SDKs (JavaScript / Python / Mobile)
Not available
Webhooks & Event Notifications
Not available
Sandbox / Test Environment
Not available
API Documentation
Not available
Rate Limiting & Quota Management
Not available
OAuth / API Key Authentication
Not available
Free Tier / Developer Plan
Not available
View Details

RexPay (Global Accelerex) API

Pricing
Starting from $0/month. Transaction-based percentage fee. Exact rates available on request. No mandatory monthly platform fee.
Card Payments (Visa / Mastercard / Verve)
Available
Bank Transfer / Pay by Transfer
Available
USSD Payments
Available
Virtual Account Numbers
Available
International / Multi-Currency Payments
Available
Recurring / Subscription Billing
Available
Payment Links & Invoicing
Available
Webhooks & Real-time Notifications
Not available
Product Catalog Management
Not available
Shopping Cart & Checkout
Not available
Order & Inventory Management
Not available
Payment Gateway Integration
Not available
Shipping & Delivery Integration
Not available
Coupon & Discount Support
Not available
Customer Reviews & Ratings
Not available
Nigeria / Africa Market Support
Not available
REST API
Not available
SDKs (JavaScript / Python / Mobile)
Not available
Webhooks & Event Notifications
Not available
Sandbox / Test Environment
Not available
API Documentation
Not available
Rate Limiting & Quota Management
Not available
OAuth / API Key Authentication
Not available
Free Tier / Developer Plan
Not available
View Details

eTranzact API

Pricing
Enterprise pricing not publicly listed. Contact eTranzact for integration and pricing. Listed company on the Nigerian Stock Exchange.
Card Payments (Visa / Mastercard / Verve)
Available
Bank Transfer / Pay by Transfer
Available
USSD Payments
Available
Virtual Account Numbers
Available
International / Multi-Currency Payments
Available
Recurring / Subscription Billing
Not available
Payment Links & Invoicing
Available
Webhooks & Real-time Notifications
Not available
Product Catalog Management
Not available
Shopping Cart & Checkout
Not available
Order & Inventory Management
Not available
Payment Gateway Integration
Not available
Shipping & Delivery Integration
Not available
Coupon & Discount Support
Not available
Customer Reviews & Ratings
Not available
Nigeria / Africa Market Support
Not available
REST API
Not available
SDKs (JavaScript / Python / Mobile)
Not available
Webhooks & Event Notifications
Not available
Sandbox / Test Environment
Not available
API Documentation
Not available
Rate Limiting & Quota Management
Not available
OAuth / API Key Authentication
Not available
Free Tier / Developer Plan
Not available
View Details

Unlimit (formerly CardPay) API

Pricing
Custom enterprise pricing not publicly listed. Based on volume, payment methods, and regions. Contact Unlimit sales for a merchant pricing quote. No publicly listed free tier.
Card Payments (Visa / Mastercard / Verve)
Available
Bank Transfer / Pay by Transfer
Available
USSD Payments
Available
Virtual Account Numbers
Not available
International / Multi-Currency Payments
Available
Recurring / Subscription Billing
Available
Payment Links & Invoicing
Available
Webhooks & Real-time Notifications
Available
Product Catalog Management
Not available
Shopping Cart & Checkout
Not available
Order & Inventory Management
Not available
Payment Gateway Integration
Not available
Shipping & Delivery Integration
Not available
Coupon & Discount Support
Not available
Customer Reviews & Ratings
Not available
Nigeria / Africa Market Support
Not available
REST API
Not available
SDKs (JavaScript / Python / Mobile)
Not available
Webhooks & Event Notifications
Not available
Sandbox / Test Environment
Not available
API Documentation
Not available
Rate Limiting & Quota Management
Not available
OAuth / API Key Authentication
Not available
Free Tier / Developer Plan
Not available
View Details

← Swipe to compare all 5 APIs →

Feature
OPay API
Paga API
RexPay (Global Accelerex) API
eTranzact API
Unlimit (formerly CardPay) API
PricingLocal transactions: 1.5% capped at ₦2,000. International: 4% per transaction. OPay wallet transfers: ₦5 each. Other bank transfers: ₦10 (≤₦5K), ₦25 (₦5K ₦50K), ₦50 (>₦50K). Volume discounts available for large processors.P2P transfers, airtime/data purchases, and loading Paga account: free. Paga to bank transfer: 1.5% of transfer amount (card-funded). Minimum fee ₦10. Custom enterprise pricing available for API partners.Starting from $0/month. Transaction-based percentage fee. Exact rates available on request. No mandatory monthly platform fee.Enterprise pricing not publicly listed. Contact eTranzact for integration and pricing. Listed company on the Nigerian Stock Exchange.Custom enterprise pricing not publicly listed. Based on volume, payment methods, and regions. Contact Unlimit sales for a merchant pricing quote. No publicly listed free tier.
Card Payments (Visa / Mastercard / Verve)
Available
Available
Available
Available
Available
Bank Transfer / Pay by Transfer
Available
Available
Available
Available
Available
USSD Payments
Available
Available
Available
Available
Available
Virtual Account Numbers
Not available
Available
Available
Available
Not available
International / Multi-Currency Payments
Available
Available
Available
Available
Available
Recurring / Subscription Billing
Available
Not available
Available
Not available
Available
Payment Links & Invoicing
Available
Available
Available
Available
Available
Webhooks & Real-time Notifications
Not available
Not available
Not available
Not available
Available
Product Catalog Management
Not available
Not available
Not available
Not available
Not available
Shopping Cart & Checkout
Not available
Not available
Not available
Not available
Not available
Order & Inventory Management
Not available
Not available
Not available
Not available
Not available
Payment Gateway Integration
Not available
Not available
Not available
Not available
Not available
Shipping & Delivery Integration
Not available
Not available
Not available
Not available
Not available
Coupon & Discount Support
Not available
Not available
Not available
Not available
Not available
Customer Reviews & Ratings
Not available
Not available
Not available
Not available
Not available
Nigeria / Africa Market Support
Not available
Not available
Not available
Not available
Not available
REST API
Not available
Not available
Not available
Not available
Not available
SDKs (JavaScript / Python / Mobile)
Not available
Not available
Not available
Not available
Not available
Webhooks & Event Notifications
Not available
Not available
Not available
Not available
Not available
Sandbox / Test Environment
Not available
Not available
Not available
Not available
Not available
API Documentation
Not available
Not available
Not available
Not available
Not available
Rate Limiting & Quota Management
Not available
Not available
Not available
Not available
Not available
OAuth / API Key Authentication
Not available
Not available
Not available
Not available
Not available
Free Tier / Developer Plan
Not available
Not available
Not available
Not available
Not available
View Details View Details View Details View Details View Details