2 Best APIs with Online Checkout in Nigeria
We've analyzed and compared the top 2 API providers supporting Online Checkout for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.
Written by Editorial Staffs as at 12th June, 2026
All APIs with Online Checkout
| Compare | ||
|---|---|---|
| Pricing | Per-transaction fees vary by payment method (exact rates available upon request) | Transaction-based fees (exact rates not publicly listed). Contact SPay for current pricing. No setup fees for basic plan. |
| POS Terminal Payments (Android/NEXGO) | Yes | No |
| QR Code Payments | Yes | No |
| Virtual Account Collections (NUBAN) | Yes | No |
| Online Checkout | Yes | Yes |
| USSD Payments | Yes | No |
| Card Payments (Verve, Mastercard, Visa) | Yes | No |
| Bank Transfer Payments | Yes | No |
| Webhook Notifications | Yes | No |
| Unified Settlement Dashboard | Yes | No |
| Next-day Settlement | Yes | No |
| Payment Links | No | Yes |
| Direct Debit | No | Yes |
| Invoice Automation | No | Yes |
| Mobile App | No | Yes |
| View Details | View Details |