1 Best APIs for Instant transfer (InstaPay) in Nigeria

We've analyzed and compared the top 1 API providers supporting Instant transfer (InstaPay) for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 5th August, 2026

All APIs with Instant transfer (InstaPay)

1 of 1 selected

NIBSS Interbank Settlement API

Pricing: Licensed banks and authorized financial institutions. Partnership required with NIBSS.
Instant transfer (InstaPay): Available
Interbank settlement: Available
Bank connectivity: Available
Liquidity management: Available

View Details

Feature	NIBSS Interbank Settlement API
Pricing	Licensed banks and authorized financial institutions. Partnership required with NIBSS.
Instant transfer (InstaPay)	Available
Interbank settlement	Available
Bank connectivity	Available
Liquidity management	Available
	View Details

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NIBSS Interbank Settlement API

The NIBSS (Nigeria Inter-Bank Settlement System) API provides access to real-time interbank payment settlement, instant transfer (InstaPay), and bank connectivity services. NIBSS operates Nigeria critical national payment infrastructure handling trillions of naira in daily transactions. The NIBSS API enables banks, fintech platforms, and payment processors to originate and settle interbank transfers, manage liquidity, and participate in Nigeria payment network. Nigerian fintech, payment platforms, and licensed financial institutions use NIBSS APIs for core payment settlement functionality.