18 Best APIs for Government in Nigeria

We've analyzed and compared the top 18 API providers supporting Government for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 5th August, 2026

All APIs with Government

5 of 18 selected

NINAuth API

Pricing
Free for approved government and private sector partners.
Not available
Train schedules
Not available
Route information
Not available
Passenger booking
Not available
Station data
Not available
Freight logistics
Not available
Government Collections (IPPIS/GIFMIS)
Not available
Multi-Bank Collections via RRR
Not available
Agency Banking
Not available
Bulk Disbursements
Not available
Airtime/Data/Electricity Vending
Not available
Direct Debit Mandates
Not available
Webhooks
Not available
School Fees Collections
Not available
Tax / Levy Collections
Not available
Crypto Payments
Not available
International Cross-Border Payouts
Not available
Card Payments (Verve/Visa/Mastercard)
Not available
Airtime Vending
Not available
3,000+ Biller Payments
Not available
Instant Bank Transfers (NIP)
Not available
USSD Payments
Not available
QR Code Payments
Not available
Virtual Accounts
Not available
Hosted Fields (PCI-DSS card capture)
Not available
Mobile SDKs
Not available
Recurring Billing
Not available
Split Payments
Not available
Subscriber data
Not available
Network statistics
Not available
Internet metrics
Not available
Industry reports
Not available
NIN Verification
Not available
Virtual NIN (vNIN) Verification
Not available
BVN Verification
Not available
FRSC Driver's License Verification
Not available
Address Verification (CBN Tier III)
Not available
Employment History Verification
Not available
Property Verification
Not available
Guarantor Verification
Not available
Facial Recognition + Liveness Detection
Not available
Background Check Reports (Pluto)
Not available
No-code KYC Workflow Builder (QoreID)
Not available
Agent Verification Network (GOVA)
Not available
AML / PEP Screening
Not available
International Identity Verification
Not available
Disease surveillance
Not available
Health facility data
Not available
Public health metrics
Not available
Immunization data
Not available
Drug Adverse Events (FAERS)
Not available
Drug Labeling (FDA-approved)
Not available
Drug Recalls
Not available
Medical Device Adverse Events
Not available
Food Enforcement Reports
Not available
Full-Text Drug Search
Not available
Free API Access
Not available
NAFDAC Nigeria Drug Database
Not available
Nigerian Drug Pricing
Not available
Trade data
Not available
Tariff lookup
Not available
Duty calculations
Not available
Import/export records
Not available
NIN Number Verification (Level 1-5)
Not available
Biometric (Fingerprint) Verification
Not available
Demographic Data Lookup
Not available
NINAuth OAuth-based Authentication
Not available
Virtual NIN (vNIN / Tokenized NIN)
Not available
Identity Search by Fingerprint
Not available
SME Plans (Bronze/Silver/Gold)
Not available
Enterprise Bulk Purchasing
Not available
VPN-Secured Access
Not available
Self-serve Instant Developer Access
Not available
REST API (uses SOAP for NVS)
Not available

Nigerian Railway Corporation (NRC) Data API

Pricing
Free access for government data; partner access for booking integration
Not available
Train schedules
Available
Route information
Available
Passenger booking
Available
Station data
Available
Freight logistics
Available
Government Collections (IPPIS/GIFMIS)
Not available
Multi-Bank Collections via RRR
Not available
Agency Banking
Not available
Bulk Disbursements
Not available
Airtime/Data/Electricity Vending
Not available
Direct Debit Mandates
Not available
Webhooks
Not available
School Fees Collections
Not available
Tax / Levy Collections
Not available
Crypto Payments
Not available
International Cross-Border Payouts
Not available
Card Payments (Verve/Visa/Mastercard)
Not available
Airtime Vending
Not available
3,000+ Biller Payments
Not available
Instant Bank Transfers (NIP)
Not available
USSD Payments
Not available
QR Code Payments
Not available
Virtual Accounts
Not available
Hosted Fields (PCI-DSS card capture)
Not available
Mobile SDKs
Not available
Recurring Billing
Not available
Split Payments
Not available
Subscriber data
Not available
Network statistics
Not available
Internet metrics
Not available
Industry reports
Not available
NIN Verification
Not available
Virtual NIN (vNIN) Verification
Not available
BVN Verification
Not available
FRSC Driver's License Verification
Not available
Address Verification (CBN Tier III)
Not available
Employment History Verification
Not available
Property Verification
Not available
Guarantor Verification
Not available
Facial Recognition + Liveness Detection
Not available
Background Check Reports (Pluto)
Not available
No-code KYC Workflow Builder (QoreID)
Not available
Agent Verification Network (GOVA)
Not available
AML / PEP Screening
Not available
International Identity Verification
Not available
Disease surveillance
Not available
Health facility data
Not available
Public health metrics
Not available
Immunization data
Not available
Drug Adverse Events (FAERS)
Not available
Drug Labeling (FDA-approved)
Not available
Drug Recalls
Not available
Medical Device Adverse Events
Not available
Food Enforcement Reports
Not available
Full-Text Drug Search
Not available
Free API Access
Not available
NAFDAC Nigeria Drug Database
Not available
Nigerian Drug Pricing
Not available
Trade data
Not available
Tariff lookup
Not available
Duty calculations
Not available
Import/export records
Not available
NIN Number Verification (Level 1-5)
Not available
Biometric (Fingerprint) Verification
Not available
Demographic Data Lookup
Not available
NINAuth OAuth-based Authentication
Not available
Virtual NIN (vNIN / Tokenized NIN)
Not available
Identity Search by Fingerprint
Not available
SME Plans (Bronze/Silver/Gold)
Not available
Enterprise Bulk Purchasing
Not available
VPN-Secured Access
Not available
Self-serve Instant Developer Access
Not available
REST API (uses SOAP for NVS)
Not available

NIMC Verification Service API

Pricing
Free access for approved partners. Partnership agreement with NIMC required.
Not available
Train schedules
Not available
Route information
Not available
Passenger booking
Not available
Station data
Not available
Freight logistics
Not available
Government Collections (IPPIS/GIFMIS)
Not available
Multi-Bank Collections via RRR
Not available
Agency Banking
Not available
Bulk Disbursements
Not available
Airtime/Data/Electricity Vending
Not available
Direct Debit Mandates
Not available
Webhooks
Not available
School Fees Collections
Not available
Tax / Levy Collections
Not available
Crypto Payments
Not available
International Cross-Border Payouts
Not available
Card Payments (Verve/Visa/Mastercard)
Not available
Airtime Vending
Not available
3,000+ Biller Payments
Not available
Instant Bank Transfers (NIP)
Not available
USSD Payments
Not available
QR Code Payments
Not available
Virtual Accounts
Not available
Hosted Fields (PCI-DSS card capture)
Not available
Mobile SDKs
Not available
Recurring Billing
Not available
Split Payments
Not available
Subscriber data
Not available
Network statistics
Not available
Internet metrics
Not available
Industry reports
Not available
NIN Verification
Not available
Virtual NIN (vNIN) Verification
Not available
BVN Verification
Not available
FRSC Driver's License Verification
Not available
Address Verification (CBN Tier III)
Not available
Employment History Verification
Not available
Property Verification
Not available
Guarantor Verification
Not available
Facial Recognition + Liveness Detection
Not available
Background Check Reports (Pluto)
Not available
No-code KYC Workflow Builder (QoreID)
Not available
Agent Verification Network (GOVA)
Not available
AML / PEP Screening
Not available
International Identity Verification
Not available
Disease surveillance
Not available
Health facility data
Not available
Public health metrics
Not available
Immunization data
Not available
Drug Adverse Events (FAERS)
Not available
Drug Labeling (FDA-approved)
Not available
Drug Recalls
Not available
Medical Device Adverse Events
Not available
Food Enforcement Reports
Not available
Full-Text Drug Search
Not available
Free API Access
Not available
NAFDAC Nigeria Drug Database
Not available
Nigerian Drug Pricing
Not available
Trade data
Not available
Tariff lookup
Not available
Duty calculations
Not available
Import/export records
Not available
NIN Number Verification (Level 1-5)
Not available
Biometric (Fingerprint) Verification
Not available
Demographic Data Lookup
Not available
NINAuth OAuth-based Authentication
Not available
Virtual NIN (vNIN / Tokenized NIN)
Not available
Identity Search by Fingerprint
Not available
SME Plans (Bronze/Silver/Gold)
Not available
Enterprise Bulk Purchasing
Not available
VPN-Secured Access
Not available
Self-serve Instant Developer Access
Not available
REST API (uses SOAP for NVS)
Not available

NBS Open Data Portal (ODP)

Pricing
Free public access. No authentication required.
Not available
Train schedules
Not available
Route information
Not available
Passenger booking
Not available
Station data
Not available
Freight logistics
Not available
Government Collections (IPPIS/GIFMIS)
Not available
Multi-Bank Collections via RRR
Not available
Agency Banking
Not available
Bulk Disbursements
Not available
Airtime/Data/Electricity Vending
Not available
Direct Debit Mandates
Not available
Webhooks
Not available
School Fees Collections
Not available
Tax / Levy Collections
Not available
Crypto Payments
Not available
International Cross-Border Payouts
Not available
Card Payments (Verve/Visa/Mastercard)
Not available
Airtime Vending
Not available
3,000+ Biller Payments
Not available
Instant Bank Transfers (NIP)
Not available
USSD Payments
Not available
QR Code Payments
Not available
Virtual Accounts
Not available
Hosted Fields (PCI-DSS card capture)
Not available
Mobile SDKs
Not available
Recurring Billing
Not available
Split Payments
Not available
Subscriber data
Not available
Network statistics
Not available
Internet metrics
Not available
Industry reports
Not available
NIN Verification
Not available
Virtual NIN (vNIN) Verification
Not available
BVN Verification
Not available
FRSC Driver's License Verification
Not available
Address Verification (CBN Tier III)
Not available
Employment History Verification
Not available
Property Verification
Not available
Guarantor Verification
Not available
Facial Recognition + Liveness Detection
Not available
Background Check Reports (Pluto)
Not available
No-code KYC Workflow Builder (QoreID)
Not available
Agent Verification Network (GOVA)
Not available
AML / PEP Screening
Not available
International Identity Verification
Not available
Disease surveillance
Not available
Health facility data
Not available
Public health metrics
Not available
Immunization data
Not available
Drug Adverse Events (FAERS)
Not available
Drug Labeling (FDA-approved)
Not available
Drug Recalls
Not available
Medical Device Adverse Events
Not available
Food Enforcement Reports
Not available
Full-Text Drug Search
Not available
Free API Access
Not available
NAFDAC Nigeria Drug Database
Not available
Nigerian Drug Pricing
Not available
Trade data
Not available
Tariff lookup
Not available
Duty calculations
Not available
Import/export records
Not available
NIN Number Verification (Level 1-5)
Not available
Biometric (Fingerprint) Verification
Not available
Demographic Data Lookup
Not available
NINAuth OAuth-based Authentication
Not available
Virtual NIN (vNIN / Tokenized NIN)
Not available
Identity Search by Fingerprint
Not available
SME Plans (Bronze/Silver/Gold)
Not available
Enterprise Bulk Purchasing
Not available
VPN-Secured Access
Not available
Self-serve Instant Developer Access
Not available
REST API (uses SOAP for NVS)
Not available

FIRS ATRS / e-Invoicing API

Pricing
Free for registered Nigerian businesses with valid TIN.
Not available
Train schedules
Not available
Route information
Not available
Passenger booking
Not available
Station data
Not available
Freight logistics
Not available
Government Collections (IPPIS/GIFMIS)
Not available
Multi-Bank Collections via RRR
Not available
Agency Banking
Not available
Bulk Disbursements
Not available
Airtime/Data/Electricity Vending
Not available
Direct Debit Mandates
Not available
Webhooks
Not available
School Fees Collections
Not available
Tax / Levy Collections
Not available
Crypto Payments
Not available
International Cross-Border Payouts
Not available
Card Payments (Verve/Visa/Mastercard)
Not available
Airtime Vending
Not available
3,000+ Biller Payments
Not available
Instant Bank Transfers (NIP)
Not available
USSD Payments
Not available
QR Code Payments
Not available
Virtual Accounts
Not available
Hosted Fields (PCI-DSS card capture)
Not available
Mobile SDKs
Not available
Recurring Billing
Not available
Split Payments
Not available
Subscriber data
Not available
Network statistics
Not available
Internet metrics
Not available
Industry reports
Not available
NIN Verification
Not available
Virtual NIN (vNIN) Verification
Not available
BVN Verification
Not available
FRSC Driver's License Verification
Not available
Address Verification (CBN Tier III)
Not available
Employment History Verification
Not available
Property Verification
Not available
Guarantor Verification
Not available
Facial Recognition + Liveness Detection
Not available
Background Check Reports (Pluto)
Not available
No-code KYC Workflow Builder (QoreID)
Not available
Agent Verification Network (GOVA)
Not available
AML / PEP Screening
Not available
International Identity Verification
Not available
Disease surveillance
Not available
Health facility data
Not available
Public health metrics
Not available
Immunization data
Not available
Drug Adverse Events (FAERS)
Not available
Drug Labeling (FDA-approved)
Not available
Drug Recalls
Not available
Medical Device Adverse Events
Not available
Food Enforcement Reports
Not available
Full-Text Drug Search
Not available
Free API Access
Not available
NAFDAC Nigeria Drug Database
Not available
Nigerian Drug Pricing
Not available
Trade data
Not available
Tariff lookup
Not available
Duty calculations
Not available
Import/export records
Not available
NIN Number Verification (Level 1-5)
Not available
Biometric (Fingerprint) Verification
Not available
Demographic Data Lookup
Not available
NINAuth OAuth-based Authentication
Not available
Virtual NIN (vNIN / Tokenized NIN)
Not available
Identity Search by Fingerprint
Not available
SME Plans (Bronze/Silver/Gold)
Not available
Enterprise Bulk Purchasing
Not available
VPN-Secured Access
Not available
Self-serve Instant Developer Access
Not available
REST API (uses SOAP for NVS)
Not available

← Swipe to compare all 5 APIs →

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NINAuth API

NINAuth API

Real-time NIN authentication service for secure digital identity verification. NINAuth allows services to verify citizens' identities without exposing actual NIN data. Supports web, API, and mobile verification with enhanced security and privacy protection.

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Nigerian Railway Corporation (NRC) Data API

Nigerian Railway Corporation (NRC) Data API

The Nigerian Railway Corporation (NRC) Data API provides programmatic access to information about Nigeria's rail transport network, including train schedules, route data, station information, and passenger booking capabilities for the routes operated by the NRC. As Nigeria invests in expanding and modernizing its railway infrastructure — including the operationally successful Lagos-Ibadan Standard Gauge Railway, the Abuja-Kaduna Railway, and the developing coastal rail corridor — rail transport is becoming an increasingly important component of Nigeria's multimodal transport ecosystem. The Lagos-Ibadan Express Railway has become one of Nigeria's most popular transport options since its launch, offering a comfortable and predictable alternative to road travel on one of Nigeria's most congested and accident-prone corridors. The line connects Lagos to Ibadan in approximately 2 hours, serving the massive commuter and intercity travel demand between Nigeria's commercial capital and the third-largest city. Real-time train scheduling and passenger booking for this route through digital platforms represents a significant quality-of-life improvement for the millions of Nigerians who use this corridor. The Abuja-Kaduna Standard Gauge Railway serves the northern corridor, providing efficient passenger and cargo transport between the federal capital and Kaduna, historically a major industrial city and northern commercial hub. This rail connection reduces road transport pressure on the Abuja-Kaduna highway and provides a safer travel alternative for passengers. API access to scheduling and booking data for this route enables Nigerian transport platforms to integrate rail options into multimodal journey planning tools. Passenger booking functionality allows travel applications and train ticket platforms to offer seat reservations for NRC services, handling the selection of travel date, train service, seat class, and passenger information before processing the booking. For Nigerian transport aggregators building platforms that present passengers with all transport options between major city pairs — including road, rail, and air — NRC booking API integration completes the multimodal picture for rail-served routes. Station data from the NRC covers the network of stations across active rail lines, including station location coordinates, facilities available at each station, and access information. This data is useful for mapping applications that want to display rail infrastructure on Nigerian transport maps and for navigation tools that help passengers find their way to and from station locations. Freight and cargo transport is an important economic function of the NRC, with goods movements on the rail network serving Nigeria's manufacturing, agricultural, and distribution sectors. Access to freight capacity data, rate information, and booking capabilities for cargo transport enables logistics technology platforms to include rail as an option in freight planning and procurement tools. For Nigerian goods movers on congested road corridors, rail freight where available offers cost and reliability advantages. As the NRC continues modernizing its operations and the federal government expands the national rail network through new standard gauge projects, the volume of passenger and freight traffic on Nigerian railways will grow substantially. Digital booking platforms built on NRC API integration position early-moving Nigerian transport technology companies to capture the growing market of rail travelers as awareness and adoption of Nigerian rail services increases.

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NIMC Verification Service API

NIMC Verification Service API

SOAP-based API for NIN verification at multiple levels (1-5) with biometric support including fingerprint and facial recognition. Enables identity verification for KYC, onboarding, and identity services.

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NBS Open Data Portal (ODP)

NBS Open Data Portal (ODP)

Public access to Nigeria's economic indicators including CPI, GDP, population statistics, trade data, and agricultural information. Provides data visualization and download tools for research, dashboards, and analytics purposes.

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FIRS ATRS / e-Invoicing API

FIRS ATRS / e-Invoicing API

Automated Tax Remittance System providing REST API for tax invoice validation and compliance checks. E-invoicing solution enabling businesses to generate, validate, and submit invoices electronically through the FIRSMBS platform with real-time compliance verification.

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CBN Statistics Database

CBN Statistics Database

Official central bank statistics database providing exchange rates, banking statistics, monetary aggregates, balance of payments, and financial data. Access to Nigeria's macro-economic indicators for research, analysis, and applications.

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Nigeria Open Contracting Portal (NOCOPO)

Nigeria Open Contracting Portal (NOCOPO)

Public procurement transparency portal providing access to procurement data from 700+ government MDAs. Discloses contractor names, contract amounts, scope of work, duration, and project locations across all procurement process stages.

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Remita

Remita

Remita is Nigeria's most widely deployed government payment infrastructure platform, operated by SystemSpecs — a Lagos-based technology company founded in 1992. Remita is the payment engine behind the Nigerian Federal Government's Integrated Payroll and Personnel Information System (IPPIS), which processes salaries for over 1.7 million federal civil servants monthly. It is also integrated with the Government Integrated Financial Management Information System (GIFMIS), making Remita the de facto standard for Nigerian government financial transactions. Beyond government, Remita is used by over 100 Nigerian universities for school fees, thousands of corporate organizations for payroll and collections, and millions of individuals for bill payments. The Remita API is RESTful with JSON payloads and uses a multi-layer authentication scheme: OAuth 2.0 Bearer Token combined with a separate API-Key header. Both are required for all API calls. This double authentication layer is by design — given that Remita processes government and institutional transactions that carry higher security requirements than typical commercial gateways. OAuth 2.0 tokens are obtained by authenticating against the Remita token endpoint using merchant credentials. The API-Key is a static key assigned during merchant onboarding. Full API documentation is at api.remita.net. The core Remita Collections product works via a unique concept called the Remita Retrieval Reference (RRR). When an invoice or payment obligation is created via the Remita API, a unique 12-digit RRR code is generated. The payer can then present this RRR at any of Nigeria's 30+ bank branches, ATMs, mobile banking apps, or online banking portals and make the payment. Funds are automatically routed to the merchant's account, and Remita reconciles the transaction in real time. This multi-bank collection capability — where a single reference code is valid at every bank in Nigeria — is Remita's most powerful differentiator. The Collections API is available for all business types. Government-specific integrations (Ministries, Departments, and Agencies — MDAs) connect to Remita's TSA (Treasury Single Account) integration, which automatically sweeps collected funds to the CBN Treasury Single Account as mandated by the Federal Government's 2015 TSA policy. The Agency Banking API enables fintech platforms and banks to build agent banking products — where registered agents (typically airtime kiosks, POS shops, supermarkets) can process financial transactions on behalf of their customers. Remita's agent network spans rural and urban Nigeria. The Vending API provides programmatic access to utility top-ups: airtime and data purchases for all four major Nigerian networks (MTN, Airtel, Glo, 9mobile), electricity unit purchases for EKEDC, IKEDC, AEDC, BEDC, EEDC, JED, KAEDCO, and other NERC-licensed DISCOs, and DStv/GOtv subscription management. This makes Remita a convenient single integration point for platforms offering VAS (Value Added Services) products. The Direct Debit API enables businesses to set up standing debit mandates on customer bank accounts — automatically debiting on a schedule without requiring manual customer action for each transaction. This is used for insurance premium collection, loan repayments, and subscription services. Pricing for Remita is transaction-based and varies by product type (collections, transfers, vending). Unlike some gateways, Remita does not publish a flat public pricing table — rates are agreed during merchant onboarding and depend on volume and business type. Government entities and high-volume enterprises typically negotiate custom rates. The demo/test environment is available at remitademo.net, which mirrors all production functionality. Moving from demo to live requires completing Remita's merchant onboarding, which is more involved than typical payment gateways — reflecting the higher compliance requirements of its government-focused products. From a compliance standpoint, SystemSpecs Ltd (Remita's operator) holds CBN licensing and has SOC 2 Type II certification. Remita is also ISO 27001 certified for information security management. These certifications are required for the government contracts that form Remita's core business. Known challenges: Remita's developer documentation and API design are less modern than Paystack or Flutterwave. The API uses older REST conventions. The multi-layer authentication (OAuth 2.0 + API-Key) requires careful implementation. Merchant onboarding is more bureaucratic than self-service gateways. These trade-offs are acceptable for government and institutional clients where regulatory compliance outweighs developer experience. Frequently Asked Questions: Does Remita only serve government institutions? No — Remita is available to private businesses, educational institutions, and individuals. Government integration is its strongest use case, but any Nigerian business can use Remita for collections, payroll, and VAS. What is an RRR code? A Remita Retrieval Reference (RRR) is a unique 12-digit code generated for each payment obligation. Payers can use this code to pay at any Nigerian bank, ATM, or mobile app — making it ideal for widespread collection from diverse payment sources. Is Remita safe for government revenue? Yes — Remita is SOC 2 and ISO 27001 certified, and is the CBN-approved platform for federal government revenue collection under the Treasury Single Account policy.

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Interswitch

Interswitch

Interswitch Group is Nigeria's pioneering payment infrastructure company and the creator of the Verve card network — the most widely used debit card in Nigeria with over 35 million cardholders. Founded in 2002 and listed on the Nigerian Stock Exchange, Interswitch owns and operates Nigeria's core payment switching infrastructure, connecting virtually all Nigerian banks. The company provides developer access to its infrastructure through the Interswitch Developer Center and the Quickteller Business platform. What the API Does The Interswitch API ecosystem covers multiple products: (1) Quickteller SVA — access to 3,000+ billers for airtime vending, utility payments, and transfers to all Nigerian banks and selected African mobile wallets; (2) Quickteller Business — a comprehensive payment gateway for card acceptance, USSD, QR, hosted fields, and mobile SDKs; (3) Virtual Accounts — for NGN collections via dedicated account numbers; (4) NIP Instant Transfers — for bank-to-bank transfers across the Nigerian banking system. How Developers Use It Developers sign up at docs.interswitchgroup.com, create an app in the developer console, and obtain a Client ID and Secret Key for OAuth 2.0 authentication. The API uses standard OAuth 2.0 authorization to generate access tokens. A sandbox environment is available for testing with test credentials. Integration options include REST API, hosted fields (for PCI-compliant card capture), web gateway, and mobile SDKs. Pricing Integration is free — no setup or monthly fees. Local transactions (cards, USSD, QR): 1.5% capped at ₦2,000. 7.5% VAT applies to all transaction fees. Volume-based custom pricing available for high-volume merchants — contact sales. Authentication OAuth 2.0 using Client ID and Secret Key from the developer console. Access tokens are generated and included in API request headers. Token expiry and refresh are managed per OAuth 2.0 standards. Compliance Interswitch is CBN-licensed, PCIDSS certified, and regulated as a switching and processing company under Nigerian financial regulations. As an NSE-listed company it is subject to SEC and public disclosure requirements. Challenges and Gotchas (1) OAuth 2.0 is more complex to implement than simple Bearer token APIs — requires proper token management. (2) Quickteller SVA and Quickteller Business are separate products with different documentation. (3) Settlement takes up to 48 hours — not instant. (4) Verve card processing is Interswitch's core strength; for international card processing, competitors like Paystack may offer better rates. Company Background Interswitch was founded in 2002 by Mitchell Elegbe in Lagos. The company processes hundreds of millions of transactions monthly and serves over 40,000 merchants across Nigeria. Interswitch is valued at over $1 billion, making it one of Africa's fintech unicorns. Products include Verve, Quickteller, Paydirect, and eClat. FAQs Q: What is the fee for local card transactions? A: 1.5% capped at ₦2,000, plus 7.5% VAT on the fee. Q: Does Interswitch support 3,000+ billers? A: Yes. Quickteller SVA gives access to airtime, utilities, and thousands of Nigerian billers. Q: What authentication does Interswitch use? A: OAuth 2.0. You get a Client ID and Secret Key from the developer console to generate access tokens. Q: Is there a sandbox? A: Yes. Available at docs.interswitchgroup.com with test credentials. Interswitch's Verve card network — with over 40 million active cards issued by virtually every Nigerian bank — is one of the most important domestic payment assets in the country. Merchants and platforms integrated with Interswitch gain acceptance of Verve cards, which are the primary debit cards for millions of Nigerian bank customers who may not have international Visa or Mastercard credentials. For consumer-facing Nigerian businesses where Verve card acceptance determines accessibility to a large portion of the Nigerian banked population, Interswitch integration is often essential rather than optional. The NIP (NIBSS Instant Payment) switch that Interswitch helps power enables instant settlement between banks across Nigeria, with transactions completing within seconds rather than the 24-hour windows of older payment systems. For Nigerian businesses where payment confirmation delays affect operational workflows — logistics companies confirming payment before dispatch, service providers starting work after payment, retailers managing inventory allocation — NIP instant payment confirmation through Interswitch's infrastructure removes settlement uncertainty from business operations. Interswitch's three-plus decades of operation in Nigeria represent institutional knowledge of Nigerian payment infrastructure that newer entrants cannot match. The company has navigated multiple CBN regulatory cycles, multiple technology infrastructure shifts, and the evolution of Nigerian consumer payment behavior from cash to cards to mobile. For Nigerian enterprises selecting long-term payment infrastructure partners, this institutional longevity and demonstrated resilience is a meaningful factor in vendor selection.

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National Assembly Open Data API

National Assembly Open Data API

Legislative data API providing access to bills, senate members, house representatives, committees, and parliamentary proceedings. Enables tracking of bills from first reading to presidential assent with real-time legislative information.

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Nigerian Communication Commission (NCC) Statistics API

Nigerian Communication Commission (NCC) Statistics API

The Nigerian Communications Commission (NCC) Statistics API provides access to Nigeria's telecommunications sector data, including subscriber statistics, network operator performance metrics, internet penetration rates, spectrum allocation data, and communications industry reports. The NCC is the federal regulatory agency responsible for overseeing all telecommunications services in Nigeria, and its statistical publications represent the authoritative primary source for Nigerian telecom market data. Nigeria has one of the largest telecommunications markets in Africa, with over 220 million mobile subscribers across four major mobile network operators: MTN Nigeria, Airtel Nigeria, Glo Mobile, and 9mobile. The NCC collects and publishes quarterly subscriber data broken down by operator, service type (voice, data, SMS), and geographic state distribution. For telecom market researchers, investors, and competitive intelligence tools, this granular operator-level data tracks market share shifts and growth trends across Nigeria's diverse regional markets. Internet penetration statistics from NCC document the growth of broadband and mobile internet adoption across Nigeria's 36 states and the FCT. The data distinguishes between mobile broadband (3G and 4G connections) and fixed broadband (fiber, DSL, and fixed wireless), providing a detailed picture of connectivity infrastructure distribution. For Nigerian internet service providers and infrastructure investors, state-level penetration data identifies underserved markets with the greatest expansion potential. Quality of Service (QoS) metrics published by NCC hold mobile operators accountable to regulatory standards for call drop rates, connection success rates, data speed performance, and complaints per subscriber. For Nigerian consumer protection platforms and telecom rating apps, NCC QoS data provides objective, regulatory-grade performance benchmarks against which operators can be compared. Users in regions with consistently poor quality scores from a specific operator have data-backed evidence for switching. Spectrum allocation data from NCC lists licensed frequency bands, assigned operators, geographic coverage areas, and license validity periods. For Nigerian telecom infrastructure companies, tower companies, and frequency planning tools, spectrum allocation data maps the licensed electromagnetic landscape. The NCC's annual industry report collates all this data into comprehensive market analysis that can be processed programmatically for dashboard and analytics applications. The statistical data is updated following each NCC quarterly regulatory report release, ensuring that applications built on the API reflect the most current state of the Nigerian telecommunications sector. Developers can use the API to power interactive data visualizations showing the growth of mobile broadband penetration across Nigerian states, the competitive dynamics between MTN, Airtel, Glo, and 9mobile in different market segments, and the correlation between network infrastructure investment and subscriber growth in underserved rural areas. For Nigerian investors and analysts tracking the financial performance of listed telecom companies, NCC subscriber data provides essential industry context. Telecom sector researchers at universities and think tanks can use the API to streamline data collection for academic publications, avoiding the manual compilation of statistics from PDF reports. Independent data journalists and civic hackers in Nigeria use NCC statistics to build public interest applications that visualize mobile network coverage gaps, track the growth of internet access across Nigerian states, and hold network operators accountable for quality of service commitments. The availability of standardized, machine-readable telecoms data through the API enables a broader ecosystem of applications and analyses that improve transparency in a sector that is fundamental to Nigerian economic and social development.

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VerifyMe Nigeria

VerifyMe Nigeria

VerifyMe Nigeria is an identity verification and trust infrastructure company tackling "Africa's credibility gap" — the challenge of verifying identities, addresses, employment histories, and background information in markets where traditional verification methods fail. Founded in Nigeria and licensed by the National Identity Management Commission (NIMC), VerifyMe provides API-accessible verification services used by over 10,000 businesses across fintech, lending, HR, insurance, e-commerce, and logistics in Nigeria and across Africa. The company has verified over 500 million identities and 400,000 addresses, making it one of the most battle-tested identity verification platforms in Nigeria. Notable clients include Moniepoint (one of Nigeria's largest fintech companies, using VerifyMe for employment verification) and ALT Finance (using address verification for loan underwriting). **Core Verification Services** VerifyMe provides seven categories of verification, all accessible via REST API: 1. **NIN (National Identity Number) Verification** — Verifies a customer's NIN against NIMC's national identity database. NIMC-licensed access ensures government-authorized data retrieval. Supports standard NIN and Virtual NIN (vNIN) verification — the NIN alias format required by the NIMC for data privacy protection. 2. **BVN (Bank Verification Number) Verification** — Verifies a customer's BVN against the CBN/NIBSS database, confirming name, date of birth, and phone number match. Essential for CBN-mandated KYC for Nigerian financial services. 3. **FRSC Driver's License Verification** — Verifies Nigerian driver's license details against the Federal Road Safety Commission database — name, DOB, license number, and status. 4. **Address Verification** — Physical address verification using a network of field agents (GOVA) combined with 4D geo-location technology. Meets CBN Tier III KYC requirements for address confirmation. Verifies both residential and business addresses. 5. **Employment History Verification** — Confirms a person's current and past employment details — employer name, job title, employment period, and reason for leaving — useful for lending credit assessment and HR screening. 6. **Property Verification** — Verifies property ownership and occupancy details for loan collateral assessment, rental agreements, and real estate due diligence. 7. **Guarantor Verification** — Verifies the identity and contact details of loan guarantors, with optional physical visit confirmation. **AI-Powered Facial Recognition & Liveness Detection** VerifyMe integrates facial recognition with liveness detection for contactless customer onboarding. Customers can complete identity verification using selfie + government ID, with the AI system matching the face to the government ID photo and confirming the user is physically present (not a photo or video replay). This is particularly valuable for digital-first fintechs that cannot collect physical documents. **Core Products** **QoreID** — A KYC and compliance integration product that provides a centralized verification endpoint with configurable workflows. Developers can build custom KYC journeys combining multiple verification types (e.g., NIN + BVN + liveness + address) in a single flow. QoreID also includes VeriLinks — shareable verification links that customers complete without requiring the business to write any code. This makes KYC accessible to non-technical teams. **Pluto** — A background check platform for employment and pre-hire screening. Pluto enables HR departments and recruitment agencies to request remote candidate verification covering identity, employment history, educational credentials, address, and criminal history — all without scheduling in-person appointments. Reports include risk scoring and structured output for HR decision-making. **GOVA** — A network of VerifyMe verification agents deployed across Nigeria who conduct physical address and guarantor verifications. The agent network gives VerifyMe reach into informal Nigerian addresses and rural areas that digital-only verification cannot cover. **Authentication** VerifyMe uses API key authentication. Keys are issued after account creation and approval at app.verifyme.ng. API keys are passed as Bearer tokens in the Authorization header of all API requests. Test credentials are separate from production credentials. **Compliance** All VerifyMe verifications are compliant with: - **NIMC regulations**: Licensed data processor for NIN verification - **CBN Tier 1, 2, 3 KYC requirements**: Identity, BVN, and address verifications meet all CBN tier upgrade requirements - **AML (Anti-Money Laundering)** guidelines for regulated financial institutions - **NDPR (Nigeria Data Protection Regulation)**: Data handling complies with Nigeria's data privacy law **Pricing** VerifyMe uses per-verification pricing. No flat-rate pricing is publicly listed — rates vary by verification type (NIN is typically cheaper than address or employment verification). Contact sales@verifyme.ng or sign up at app.verifyme.ng for pricing. Enterprise volume pricing is available. **Challenges for Nigerian Developers** Pricing is not transparent without a sales engagement, which can slow initial evaluation. NIN verification requires NIMC licensing/certification, which VerifyMe holds — so developers do not need to obtain their own NIMC license. Address and employment verifications involving physical agent visits take longer (hours to days) than instant digital verifications. **Frequently Asked Questions** Q: Is VerifyMe licensed by NIMC? A: Yes. VerifyMe is a NIMC-licensed data processor, authorized to access Nigeria's NIN database. Q: Does VerifyMe support Virtual NIN (vNIN)? A: Yes. Both standard NIN and Virtual NIN verification are supported. Q: How do I get started with the API? A: Create an account at app.verifyme.ng to receive test credentials and access documentation at docs.verifyme.ng. Q: Does VerifyMe offer a no-code option? A: Yes. QoreID's VeriLinks allow KYC collection without any coding — share a link with the customer. Q: How long does address verification take? A: Physical address verification using the GOVA agent network typically takes hours to 1–2 business days depending on location and agent availability.

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Ministry of Health Data API

Ministry of Health Data API

The Nigerian Federal Ministry of Health (FMOH) Data API provides access to public health statistics, disease surveillance data, health facility information, immunization coverage metrics, and public health program outcomes across Nigeria. Nigeria's population of over 220 million people and its complex public health landscape — managing endemic diseases like malaria and tuberculosis alongside emerging infectious disease threats — make FMOH health data critical infrastructure for healthcare planning, research, and digital health applications. Disease surveillance data from the Nigeria Centre for Disease Control (NCDC), operating under FMOH oversight, tracks case counts, outbreak alerts, and epidemiological curves for notifiable diseases including malaria, cholera, Lassa fever, meningitis, monkeypox, and COVID-19. Real-time disease reporting from the Integrated Disease Surveillance and Response (IDSR) system aggregates reports from state public health laboratories and sentinel surveillance sites. For Nigerian public health dashboards and epidemic intelligence tools, this surveillance data provides the early warning signals that epidemiologists and health authorities need to respond rapidly to outbreak events. Health facility data maps Nigeria's healthcare infrastructure across the three tiers: primary health care centers (PHCs), secondary health facilities (general hospitals), and tertiary institutions (teaching hospitals and specialist centers). The National Health Facility Registry maintained by FMOH contains over 30,000 registered facilities with location coordinates, service availability, operational status, and ownership type (federal, state, LGA, private). For telemedicine platforms and health directory apps, facility data powers patient-to-facility matching services that help Nigerians find appropriate nearby care. Immunization coverage statistics track vaccination rates for childhood immunizations (BCG, OPV, DPT, measles) and supplementary immunization activities (SIAs) at state and LGA levels. For public health organizations running vaccination campaigns in Nigeria — particularly those targeting states with historically low coverage — immunization data identifies priority areas and measures campaign impact over time. Vital statistics including birth registrations, mortality data, and cause-of-death information are compiled by FMOH from state health management information systems. Nigeria's civil registration coverage has historically been incomplete, but digital health programs are improving data quality. Researchers and NGOs working on maternal and child health in Nigeria rely on FMOH vital statistics as the official primary source for health indicator monitoring. Nigerian pharmaceutical companies, hospital systems, and healthcare NGOs can use the Ministry of Health API to access authoritative morbidity and mortality statistics that inform resource allocation, medical procurement planning, and intervention targeting. The disease surveillance data enables early warning systems for outbreak detection, allowing health applications to display alert information when disease incidence in specific Nigerian states or local government areas rises above baseline thresholds. Public health researchers at Nigerian universities and research institutes benefit from API access to longitudinal health data that would otherwise require time-consuming manual extraction from ministry publications. International health organizations including WHO, UNICEF, and bilateral health development programs use Nigerian Ministry of Health data as the baseline for program design, monitoring, and evaluation, and machine-readable API access supports more efficient data integration into their planning and reporting systems.

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NBS National Data Archive (NADA)

NBS National Data Archive (NADA)

Comprehensive archive of microdata from surveys, censuses, and administrative sources. Provides access to granular household and individual-level data for in-depth research and statistical analysis on socio-economic, demographic, and social topics.

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OpenFDA API

OpenFDA API

OpenFDA is a free, publicly accessible REST API developed by the US Food and Drug Administration (FDA) that provides access to millions of records across several critical regulatory datasets: drug adverse events, drug labeling, drug recalls, medical device adverse events, food enforcement reports, and tobacco adverse event reports. While the data originates from US regulatory submissions, OpenFDA is globally accessible and provides valuable resources for Nigerian health tech developers, pharmaceutical companies, and medical researchers who work with drugs and devices that are also sold or used in Nigeria. **What OpenFDA Does** OpenFDA exposes six primary datasets through a unified query API: **1. Drug Adverse Events (FAERS)** The FDA Adverse Event Reporting System (FAERS) contains over 20 million adverse event reports submitted by patients, healthcare professionals, and pharmaceutical companies. Each report describes a drug or biological product suspected of causing a patient's adverse outcome. Searchable by drug name, reaction type, patient demographics, and reporting date. **2. Drug Labeling** Full text of FDA-approved drug labels (package inserts) for thousands of prescription and over-the-counter drugs. Includes indications, dosage, contraindications, warnings, adverse reactions, drug interactions, and storage conditions. Updated whenever the FDA approves labeling changes. **3. Drug Recalls (Enforcement Reports)** Records of drug recall actions, including the reason for recall (contamination, mislabeling, sub-potency, etc.), the affected lot numbers, the recalling firm, and the recall classification. Searchable by drug name, NDC code, or recall date. **4. Medical Device Adverse Events (MAUDE)** Reports of problems with medical devices, including deaths, serious injuries, and malfunctions associated with specific device types and manufacturers. Important for biomedical engineers and hospital administrators monitoring device safety. **5. Food Enforcement Reports** FDA enforcement actions related to food products, including recalls of contaminated or mislabeled food items. Useful for food importers and distributors. **6. Tobacco Adverse Event Reports** Adverse event reports related to tobacco products, including electronic cigarettes. Growing relevance as vaping products enter the Nigerian market. **How Developers Use OpenFDA** No API key is required for basic usage: ``` GET https://api.fda.gov/drug/event.json?search=patient.drug.medicinalproduct:metformin&limit=10 ``` Register for a free API key at open.fda.gov to access higher rate limits (120,000 requests/day vs 1,000/day without key): ``` GET https://api.fda.gov/drug/label.json?search=brand_name:paracetamol&api_key=YOUR_KEY ``` OpenFDA uses a powerful query syntax: full-text search (`search=`), field-specific filtering, range queries for dates and numeric values, and result counting (`count=`). The `count=` parameter is particularly useful for analytics — counting adverse events by drug name, reaction type, or patient age group. **Pricing** Completely free. No payment required. The API is a public service of the US government funded by taxpayer dollars. No commercial restrictions on using the data in applications. **Rate Limits** Without API key: 240 requests/minute, 1,000 requests/day. With free API key: 240 requests/minute, 120,000 requests/day. For very high-volume data downloads, FDA also provides bulk data downloads. **Nigerian Relevance** Nigeria's pharmaceutical market includes many drugs that are also FDA-regulated — either because they are imported from the US, manufactured by US-licensed manufacturers, or are global brands with US FDA approval. Examples include common generic drugs (metformin, amoxicillin, artemether-lumefantrine, ARVs), medical devices (blood glucose meters, diagnostic equipment), and vaccines. Key use cases for Nigerian developers and organizations: 1. **Pharmacovigilance Research**: NAFDAC (National Agency for Food and Drug Administration and Control) encourages pharmacovigilance — monitoring adverse drug reactions in Nigeria. Researchers can supplement Nigerian adverse event data with FAERS reports for the same drugs to build a more complete safety picture. 2. **Drug Safety Screening**: Before importing or approving a drug batch, Nigerian pharmacists and importers can check whether the manufacturer or lot number has active FDA recalls. 3. **Clinical Decision Support**: Drug labeling data from OpenFDA can power warnings and interaction alerts in Nigerian hospital pharmacy systems, particularly for drugs used across both US and Nigerian healthcare systems. 4. **Medical Education**: Nigerian medical and pharmacy students can use OpenFDA to access original FDA drug labels as a teaching resource for pharmacology education. **Compliance Considerations** OpenFDA data is US regulatory data. It reflects FDA's jurisdiction and does not constitute NAFDAC approval or Nigerian regulatory guidance. Developers should clearly label any drug information as "US FDA Data" and direct users to NAFDAC for Nigerian regulatory decisions. OpenFDA data is in the public domain and can be freely reproduced with attribution. **Company Background** OpenFDA is developed and maintained by the US Food and Drug Administration's Office of Digital Transformation. It was launched in 2014 as part of a government initiative to make FDA's regulatory data more accessible to the public, researchers, and developers. The project is open-source on GitHub and welcomes community contributions to improve the API and documentation. OpenFDA is one of the most reliable and comprehensive pharmaceutical regulatory databases available for free — making it an invaluable resource for Nigerian health tech innovation.

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Nigeria Customs Service Trade Data API

Nigeria Customs Service Trade Data API

The Nigeria Customs Service (NCS) Trade Data API provides structured access to Nigeria's international trade data, covering import and export records, customs declarations, tariff classifications under the Nigeria Customs Tariff (NCT), duty rates, and customs procedure codes. Nigeria is Africa's largest economy by GDP and one of the continent's most active trading nations, with billions of dollars in goods flowing through its land borders, seaports, and airports annually. The NCS trade data is therefore one of the most economically significant datasets in Africa. Import records contain details of goods entering Nigeria: the HS (Harmonized System) tariff code, product description, country of origin, customs value (CIF — cost, insurance, and freight), duty rate applied, duties collected, importer details, port of entry, and date of clearance. For trade analytics platforms and market intelligence tools, import data reveals what goods Nigeria is buying, from which countries, at what values, and at what volume trends. Nigerian manufacturers can use import data to identify competitive pressure from specific product categories and origin countries. Export records similarly document Nigerian goods leaving the country: HS codes, destination countries, export values (FOB — free on board), exporter details, and port of exit. Nigeria's primary exports — crude oil and petroleum products, liquefied natural gas, cocoa, sesame seeds, and cashew nuts — dominate the trade data. But non-oil export data reveals growth in Nigerian agricultural, manufacturing, and processed goods exports that policy makers and investors track for economic diversification indicators. Tariff classification data maps product descriptions to HS codes and applies the corresponding duty rate from Nigeria's customs tariff schedule. For Nigerian importers and customs brokers who need to correctly classify goods for duty assessment, tariff lookup tools built on NCS data help ensure accurate classification and avoid costly mis-declaration penalties. The HS system's hierarchical structure (chapters, headings, subheadings) allows programmatic lookup and classification validation. Duty calculation tools built on NCS tariff data combine the HS duty rate with the CIF customs value to compute the total duty liability, and can further incorporate VAT, levies, and surcharges applicable to specific product categories. Nigerian trade compliance software, freight forwarding platforms, and import duty calculators all require accurate NCS tariff data as their foundational reference. The data is structured to support both bulk statistical analysis and granular record-level queries, enabling developers to build applications that serve a wide spectrum of users from researchers needing aggregate national statistics to journalists investigating specific trade transactions or shipment records. Nigerian customs compliance software vendors can integrate the API to provide clients with up-to-date tariff schedules and duty calculations based on current NCS published rates. Import and export declarations can be cross-referenced against the database to verify commodity codes, identify potentially incorrect classifications, and flag anomalies that merit further investigation. As Nigeria continues to modernize its customs and trade facilitation systems in alignment with WTO trade simplification commitments, access to machine-readable customs data becomes increasingly valuable for the trade compliance and logistics technology ecosystem serving Nigerian businesses engaged in international commerce. Compliance officers at Nigerian banks and financial institutions can use customs trade data to verify import and export declarations submitted by corporate clients as supporting documentation for trade finance facilities, letter of credit applications, and foreign exchange purchase requests.

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NIMC NIN API

NIMC NIN API

The NIMC NIN API refers to the suite of identity verification services provided by the National Identity Management Commission (NIMC) — the Nigerian government agency responsible for establishing, managing, and maintaining the National Identity Database (NIDB). NIMC is the authoritative source for Nigerian identity data, having enrolled over 100 million Nigerians in its National Identity Management System (NIMS) since its establishment under the NIMC Act of 2007. NIMC provides two primary API products for identity verification: the NIMC Verification Service (NVS) — a SOAP-based enterprise web service for direct database queries — and NINAuth, a newer OAuth 2.0-based digital identity authentication service designed for seamless integration into government and private-sector applications. **NIMC Verification Service (NVS)** NVS is the original NIMC API, exposing Nigeria's National Identity Database as a SOAP (Simple Object Access Protocol) web service. The service provides five levels of data access: - Level 1: Minimum — confirms NIN exists and is valid (name only) - Level 2: Basic demographic data (name, DOB, gender) - Level 3: Extended demographic + contact details - Level 4: Full demographics + enrollment details - Level 5: Maximum — full data including biometric indicators Verification can be performed using three input methods: 1. **NIN-based lookup**: Provide the 11-digit NIN to retrieve identity data 2. **Fingerprint-based verification**: Submit biometric data for fingerprint matching against the NIMC database 3. **Demographic search**: Search by name/DOB combination to locate identity records Access to NVS is secured via dedicated VPN connections, providing an additional layer of security beyond standard HTTPS. This enterprise-grade security posture makes NVS appropriate only for institutional integrators with the technical infrastructure to manage VPN connections. **NINAuth — Modern Digital Identity Authentication** In 2023–2024, NIMC launched NINAuth (ninauth.nimc.gov.ng), a new identity authentication service designed to modernize NIN-based verification. NINAuth uses OAuth 2.0 and is designed for: - Government service portals needing federated Nigerian identity login - Private sector applications wanting NIMC-backed user authentication - Any platform where "Login with NIN" is appropriate NINAuth provides a developer-friendly interface at app.ninauth.nimc.gov.ng/developers and represents NIMC's move toward a more accessible, REST-friendly verification experience. **Tokenization and Virtual NIN (vNIN)** To address data privacy concerns around the raw 11-digit NIN, NIMC introduced vNIN (Virtual NIN) — a tokenized alias generated per-institution that allows verification without exposing or storing the raw NIN. Under NIMC's new policy, no entity in Nigeria is permitted to verify or store the raw 11-digit NIN — they must use vNIN tokens instead. This is a critical compliance requirement for all new NIN verification integrations as of 2024. **Who Can Access NIMC APIs** Direct NIMC NVS access is not self-serve — it requires institutional authorization. The typical path: - CBN-licensed banks, fintechs, insurance companies, and regulated businesses apply to NIMC - Government agencies have institutional data-sharing agreements with NIMC - Most Nigerian startups and SMEs access NIN verification indirectly via licensed aggregators (Prembly, Dojah, Youverify, Smile Identity) who hold NIMC data processor licenses **Pricing** NIMC offers tiered pricing for the NVS: - **SME Service Plans**: Bronze, Silver, Gold — tiered by monthly verification volume - **Enterprise Bulk Purchasing Groups**: Five enterprise tiers for high-volume institutional use Current pricing schedules are available at the NIMC pricing portal (wiki.nimc.gov.ng/en/pricing/enterprises). NINAuth pricing is separate. **NDPR Compliance** All NIMC data access is governed by the Nigeria Data Protection Regulation (NDPR). Organizations accessing NIN data must implement appropriate data protection measures, complete Data Protection Impact Assessments (DPIAs) where required, and must not store raw NINs beyond what is necessary for the immediate verification purpose. **Challenges for Nigerian Developers** The main challenge for Nigerian startup developers is that direct NIMC access requires institutional authorization that most early-stage companies do not have. The SOAP protocol (rather than REST) adds integration complexity for modern web applications. The recommended path for startups is to use a licensed aggregator API (Prembly, Dojah, Youverify) rather than attempting direct NIMC integration — the aggregators have already obtained NIMC licenses and provide modern REST APIs with developer-friendly onboarding. **Frequently Asked Questions** Q: Can a startup developer access NIMC NVS directly? A: Generally no — direct NVS access requires institutional authorization. Use a licensed aggregator like Prembly, Dojah, or Youverify instead. Q: What is vNIN and why does it matter? A: Virtual NIN is a tokenized alias for the raw NIN. NIMC now prohibits storing or sharing the raw 11-digit NIN — all new integrations must use vNIN for compliance. Q: What is NINAuth? A: NINAuth is NIMC's newer OAuth 2.0-based authentication service, providing a more developer-friendly "Login with NIN" capability for government and private-sector portals. Q: Is there a free tier? A: No. NIMC NVS is a paid institutional service. There is no free tier or sandbox environment for NVS. Q: What protocol does NIMC NVS use? A: SOAP (Simple Object Access Protocol), not REST. NINAuth uses REST/OAuth 2.0.

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CAC Beneficial Ownership Register API

CAC Beneficial Ownership Register API

API providing access to company data, directors information, beneficial owners, and Persons With Significant Control (PSC) details. Integrated with NIBSS platform for KYB (Know Your Business), compliance verification, and due diligence. Real-time access to CAC company database.