1 Best APIs for Digital Banking in Nigeria

We've analyzed and compared the top 1 API providers supporting Digital Banking for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 5th August, 2026

All APIs with Digital Banking

1 of 1 selected

Alat by Wema API

Pricing
Freemium: Free account creation and basic features. Transparent pricing with no hidden charges. Premium features and high-volume APIs available for partnership arrangements. Contact support for exact rates.
Card payments
Available
Bank transfer
Available
USSD payments
Available
Static virtual account
Available
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Alat by Wema API

Alat by Wema API

Alat by Wema is Wema Bank's comprehensive digital banking and payments platform providing APIs for payment processing, account management, and embedded finance solutions. The platform enables businesses and fintech partners to accept payments through multiple channels (card payments, bank transfers, bank details/static accounts, USSD), manage accounts, and integrate banking services. Alat by Wema powers AlatPay, Wema's battle-tested payment gateway, and offers partner banking APIs for approved fintech partners. Key capabilities include: Instant payment processing with transparent pricing and no hidden charges, Multiple payment channels (Card, Bank Transfer, Bank Details, USSD, Static Account), Real-time merchant dashboard, Dedicated developer support, Unlimited transaction processing, Sandbox environment for testing, Partner banking APIs for embedded finance. Nigerian e-commerce platforms, service providers, USSD-based businesses, and fintech companies use Alat by Wema for reliable payment acceptance and banking integration. API Base URL: https://apibox.alatpay.ng. Support: alatpaysupport@wemabank.com. Powered by WEMA Bank.