4 Best APIs with cbn in Nigeria

We've analyzed and compared the top 4 API providers supporting cbn for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 12th June, 2026

All APIs with cbn

Compare
eTranzact
Epic Pay
Linq Payment Technology
Zone (formerly AppZone)
PricingEnterprise pricing based on integration scope and transaction volumesTransaction-based fees. Contact for specific rates.Transaction-based fees. Contact for specific rates.Enterprise pricing based on transaction volume and settlement arrangements
Payment Switching (Core Infrastructure)
Yes
No
No
No
POS Payment Processing
Yes
No
No
No
Mobile Payment Processing
Yes
No
No
No
Online/Web Payment Processing
Yes
No
No
No
ATM Transaction Processing
Yes
No
No
No
Card Payment Processing
Yes
No
No
No
Transaction Monitoring & Fraud Detection
Yes
No
No
No
Chargeback Management
Yes
No
No
No
Webhook Notifications
Yes
No
No
Yes
Comprehensive Reporting & Analytics
Yes
No
No
No
Payment API
No
Yes
No
No
Reporting API
No
Yes
No
No
Money Transfers
No
Yes
Yes
No
Bill Payments
No
Yes
No
No
Collections
No
Yes
No
No
Digital Payments
No
No
Yes
No
API Integration
No
No
Yes
No
Blockchain-powered Switching
No
No
No
Yes
Interbank Payment Processing
No
No
No
Yes
50,000 TPS Capacity
No
No
No
Yes
Same-day Settlement
No
No
No
Yes
Decentralized Architecture
No
No
No
Yes
NIBSS Integration
No
No
No
Yes
AML/Fraud Detection
No
No
No
Yes
Real-time Monitoring
No
No
No
Yes
White-label Capabilities
No
No
No
Yes
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