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Onafriq (Baxi) API vs eBills API Comparison: Discover the best for Utilities & Bill Payments in Nigeria

Detailed technical benchmark and comparison between Onafriq (Baxi) API and eBills API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.

Last verified: 2 November, 2026

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Onafriq (Baxi) API

Collect cash payments through Nigeria's 460,000+ agent network

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e

eBills API

Resell Nigerian airtime, data, bills, and betting top-ups via API

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Onafriq (Baxi) API is best for nigerian digital businesses, streaming platforms, and fintechs that need to reach the 460,000+ Baxi agent network for cash-based collection particularly for serving unbanked/underbanked customers who pay bills and subscriptions in cash at corner shops and POS agents.

eBills API is best for developers and businesses that need to resell Nigerian airtime, data, bills, and betting top-ups via API.

Onafriq (Baxi) API VS eBills API Key Highlights

Highlight	O Onafriq (Baxi) API	e eBills API
Authentication	Bearer Token / API Key (from Onafriq developer portal)	API Key
Rate Limit	Not publicly specified	Standard API rate limits per key. Contact eBills for high-volume transaction limits.
Sandbox Mode	✓ Available	✓ Available
Webhooks	✓ Supported	✗ Not supported
API Services	Prepaid Electricity Tokens (All DisCos)Cable TV (DSTV / GOtv / Startimes)Water / Other Utility BillsAll Major Nigerian Networks Supported	Prepaid Electricity Tokens (All DisCos)Cable TV (DSTV / GOtv / Startimes)Airtime Top-up (MTN / Airtel / Glo / 9mobile)Data Bundle Purchase
Supported Regions	NigeriaGhanaKenya	NigeriaGhanaKenya

Pricing & Fee Structure

Fee Component	O Onafriq (Baxi) API	e eBills API
Setup & Monthly Fees	Contact provider	No monthly fee
Rates & Additional Terms	Transaction-based pricing Exact rates not publicly listed contact Onafriq/Baxi for partnership pricing Enterprise rates available for high-volume integrators	Wallet-funded at wholesale rates Airtime:face value minus ~1.5-3% discount Data:SME/discounted rates Electricity, cable, betting:small transaction margin Contact eBills for rates

Onafriq (Baxi) API & eBills API Feature by Feature Comparison

Feature / Capability	O Onafriq (Baxi) API	e eBills API
Prepaid Electricity Tokens (All DisCos)	✓	✓
Cable TV (DSTV / GOtv / Startimes)	✓	✓
Water / Other Utility Bills	✓	✓
All Major Nigerian Networks Supported	✓	✓
Airtime Top-up (MTN / Airtel / Glo / 9mobile)	✗	✓
Data Bundle Purchase	✗	✓
Exam PINs (WAEC / NECO / JAMB)	✗	✗
Instant PIN / Token Delivery	✗	✗
Betting Wallet Funding	✗	✓
Reseller Commissions & Discounts	✗	✓
International Airtime Top-up	✗	✗
Webhooks & Event Notifications	✓	✗
Sandbox Testing Environment	✓	✓
API Key / Token Authentication	✓	✓

Frequently Asked Questions

Which is better between Onafriq (Baxi) API and eBills API in Nigeria?

Onafriq (Baxi) API is best for: Nigerian digital businesses, streaming platforms, and fintechs that need to reach the 460,000+ Baxi agent network for cash-based collection particularly for serving unbanked/underbanked customers who pay bills and subscriptions in cash at corner shops and POS agents.. Meanwhile, eBills API is best for: Developers and businesses that need to resell Nigerian airtime, data, bills, and betting top-ups via API.. Your choice should align with whether your team prioritizes Onafriq (Baxi) API's developer ecosystem or eBills API's specific capability set.

Does Onafriq (Baxi) API or eBills API support webhooks and sandbox testing?

Onafriq (Baxi) API provides a dedicated sandbox testing environment and supports real-time webhooks. eBills API offers sandbox testing and has webhook status unverified.

What are the fees and pricing models for Onafriq (Baxi) API vs eBills API?

Onafriq (Baxi) API pricing: Transaction-based pricing. Exact rates not publicly listed contact Onafriq/Baxi for partnership pricing. Enterprise rates available for high-volume integrators.. eBills API pricing: Wallet-funded at wholesale rates. Airtime: face value minus ~1.5-3% discount. Data: SME/discounted rates. Electricity, cable, betting: small transaction margin. No monthly fee. Contact eBills for rates.. Both platforms offer tailored pricing structures for Nigerian transactions.

What authentication methods do Onafriq (Baxi) API and eBills API use?

Onafriq (Baxi) API uses Bearer Token / API Key (from Onafriq developer portal) authentication with Not publicly specified. eBills API uses API Key authentication with Standard API rate limits per key. Contact eBills for high-volume transaction limits..

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