Detailed technical benchmark and comparison between Epic Pay API and Square API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Accept one-time payments through a white-label-ready, PCI-certified gateway
Build point-of-sale & online payment systems
Epic Pay API is best for nigerian businesses, fintechs, and developers that need a white-label-ready payment gateway with PCI DSS 4.0 certification, supporting one-time payments, recurring billing, tokenization, and agent boarding via a multi-API developer portal.
Square API is best for businesses in the US, UK, Canada, Australia, Japan, France, Spain, or Ireland needing a deeply integrated in-person + online payments platform Nigeria is NOT a supported Square market.
| Highlight | E Epic Pay API | S Square API |
|---|---|---|
| Authentication | API Key (from EpicPay Gateway Developer Portal) | OAuth 2.0 / Access Token |
| Rate Limit | Not publicly specified | 500 requests/min per endpoint |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | ✗ Not supported | ✗ Not supported |
| API Services | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsInternational / Multi-Currency Payments | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsInternational / Multi-Currency Payments |
| Supported Regions |
| Fee Component | E Epic Pay API | S Square API |
|---|---|---|
| Free Tier / Trial Credits | Free developer portal access for testing | Contact provider |
| Setup & Monthly Fees | Contact provider | No monthly fees on basic plan |
| Rates & Additional Terms |
| 2.6% + 10¢ in-person, 2.9% + 30¢ online |
Discover head-to-head comparisons between Epic Pay API and Mono Connect API
Discover head-to-head comparisons between Square API and Mono Connect API
Discover head-to-head comparisons between Epic Pay API and Verto (VertoFX) API
Discover head-to-head comparisons between Square API and Verto (VertoFX) API
Discover head-to-head comparisons between Epic Pay API and Bitmama API
Discover head-to-head comparisons between Square API and Bitmama API