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HomeCategoriesPayment Gateways & ProcessorsComparisonsEpic Pay API vs Square API
Back to Epic Pay API Alternatives

Epic Pay API vs Square API Comparison: Discover the best for Payment Gateways & Processors in Nigeria

Detailed technical benchmark and comparison between Epic Pay API and Square API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.

VS
EEpic Pay API

Epic Pay API

Accept one-time payments through a white-label-ready, PCI-certified gateway

Learn More
SSquare API

Square API

Build point-of-sale & online payment systems

Learn More

Epic Pay API is best for nigerian businesses, fintechs, and developers that need a white-label-ready payment gateway with PCI DSS 4.0 certification, supporting one-time payments, recurring billing, tokenization, and agent boarding via a multi-API developer portal.

Square API is best for businesses in the US, UK, Canada, Australia, Japan, France, Spain, or Ireland needing a deeply integrated in-person + online payments platform Nigeria is NOT a supported Square market.

Epic Pay API VS Square API Key Highlights

Highlight
EEpic Pay API
Epic Pay API
SSquare API
Square API
AuthenticationAPI Key (from EpicPay Gateway Developer Portal)OAuth 2.0 / Access Token
Rate LimitNot publicly specified500 requests/min per endpoint
Sandbox Mode✓ Available✓ Available
Webhooks✗ Not supported✗ Not supported
API Services
Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsInternational / Multi-Currency Payments
Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsInternational / Multi-Currency Payments
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
GlobalGlobalUnited StatesUnited StatesUnited KingdomUnited Kingdom

Pricing & Fee Structure

Fee Component
EEpic Pay API
Epic Pay API
SSquare API
Square API
Free Tier / Trial CreditsFree developer portal access for testingContact provider
Setup & Monthly FeesContact providerNo monthly fees on basic plan
Rates & Additional Terms
  • Not publicly listed
  • Contact Epic Pay for transaction fee structure
2.6% + 10¢ in-person, 2.9% + 30¢ online

Epic Pay API & Square API Feature by Feature Comparison

Feature / Capability
EEpic Pay API
Epic Pay API
SSquare API
Square API
Card Payments (Verve/Visa/Mastercard)✓✓
Bank Transfer / Pay by Transfer✓✓
USSD Payments✓✓
Virtual Accounts✗✗
International / Multi-Currency Payments✓✓
Recurring Billing / Subscriptions✓✓
Payment Links & Hosted Checkout✓✓
Webhooks & Event Notifications✗✗
Sandbox Testing Environment✓✓
API Key / Token Authentication✓✓

Frequently Asked Questions

Which is better between Epic Pay API and Square API in Nigeria?
Epic Pay API is best for: Nigerian businesses, fintechs, and developers that need a white-label-ready payment gateway with PCI DSS 4.0 certification, supporting one-time payments, recurring billing, tokenization, and agent boarding via a multi-API developer portal.. Meanwhile, Square API is best for: Businesses in the US, UK, Canada, Australia, Japan, France, Spain, or Ireland needing a deeply integrated in-person + online payments platform Nigeria is NOT a supported Square market.. Your choice should align with whether your team prioritizes Epic Pay API's developer ecosystem or Square API's specific capability set.
Does Epic Pay API or Square API support webhooks and sandbox testing?
Epic Pay API provides a dedicated sandbox testing environment and has webhook status unverified. Square API offers sandbox testing and has webhook status unverified.
What are the fees and pricing models for Epic Pay API vs Square API?
Epic Pay API pricing: Not publicly listed. Contact Epic Pay for transaction fee structure. Free developer portal access for testing.. Square API pricing: 2.6% + 10¢ in-person, 2.9% + 30¢ online. No monthly fees on basic plan.. Both platforms offer tailored pricing structures for Nigerian transactions.
What authentication methods do Epic Pay API and Square API use?
Epic Pay API uses API Key (from EpicPay Gateway Developer Portal) authentication with Not publicly specified. Square API uses OAuth 2.0 / Access Token authentication with 500 requests/min per endpoint.

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