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HomeCategoriesIdentity Verification & KYCComparisonsDojah API vs Bloc API
Back to Dojah API Alternatives

Dojah API vs Bloc API Comparison: Discover the best for Identity Verification & KYC in Nigeria

Detailed technical benchmark and comparison between Dojah API and Bloc API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.

VS
DDojah API

Dojah API

Verify BVN, NIN & facial identity with AI-powered KYC and AML

Learn More
BBloc API

Bloc API

Embed virtual accounts, transfers & bills payment via a CBN-licensed bank

Learn More

Dojah API is best for nigerian and African fintechs, lenders, and platforms needing a unified AI-powered KYC + AML API covering BVN, NIN, document verification, facial recognition, liveness detection, CAC lookup, digital address verification, and fraud prevention in a single integration.

Bloc API is best for nigerian developers and startups that want to embed banking features virtual accounts, transfers, bills payment into their apps using a fully CBN-licensed Nigerian BaaS that owns its own banking infrastructure via Banc Corp MFB.

Dojah API VS Bloc API Key Highlights

Highlight
DDojah API
Dojah API
BBloc API
Bloc API
AuthenticationAPI Key issued via Dojah dashboard; passed as Authorization headerAPI Key (Secret Key from Bloc Dashboard)
Rate LimitNot publicly documented contact Dojah for production rate limitsNot publicly specified contact Bloc for limits
Sandbox Mode✓ Available✓ Available
WebhooksNot verified yet✗ Not supported
API Services
Identity VerificationKYC & AMLDocument VerificationBiometric LivenessFinancial Data
Virtual Card IssuancePhysical Card IssuanceNaira (NGN) CardDollar (USD) Virtual Card
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenyaSouth AfricaSouth AfricaUgandaUganda
NigeriaNigeriaGhanaGhanaKenyaKenya

Pricing & Fee Structure

Fee Component
DDojah API
Dojah API
BBloc API
Bloc API
Transfers & PayoutsContact providerVirtual Accounts and Transfers pricing varies contact Bloc for enterprise rates
Free Tier / Trial Credits
  • Specific rates per verification type (NIN, BVN, face match, etc.) available after free account signup
  • Free sandbox with no cost for testing
Free to integrate
Rates & Additional TermsPer-API-call pricing:Starting Out plan from $0.06/call; Optimizing plan from $0.04/call (volume discount)
  • Bills Payment API pays commissions to developers per successful transaction
  • No upfront fees to start testing

Dojah API & Bloc API Feature by Feature Comparison

Feature / Capability
DDojah API
Dojah API
BBloc API
Bloc API
BVN Verification✓✗
NIN Verification✓✗
Facial Biometric / Liveness Detection✓✗
Document Verification (Passport / ID)✓✗
Business / CAC Verification✓✗
Driver's Licence Verification✓✗
AML & Sanctions Screening✓✗
Sandbox Testing Environment✓✓
Virtual Card Issuance✗✓
Physical Card Issuance✗✓
Naira (NGN) Card✗✓
Dollar (USD) Virtual Card✗✓
Spend Controls & Limits✗✗
Webhooks & Event Notifications✗✗
Card Balance Top-up✗✓
Card Freeze & Unfreeze✗✓
API Key / Token Authentication✓✓

Frequently Asked Questions

Which is better between Dojah API and Bloc API in Nigeria?
Dojah API is best for: Nigerian and African fintechs, lenders, and platforms needing a unified AI-powered KYC + AML API covering BVN, NIN, document verification, facial recognition, liveness detection, CAC lookup, digital address verification, and fraud prevention in a single integration.. Meanwhile, Bloc API is best for: Nigerian developers and startups that want to embed banking features virtual accounts, transfers, bills payment into their apps using a fully CBN-licensed Nigerian BaaS that owns its own banking infrastructure via Banc Corp MFB.. Your choice should align with whether your team prioritizes Dojah API's developer ecosystem or Bloc API's specific capability set.
Does Dojah API or Bloc API support webhooks and sandbox testing?
Dojah API provides a dedicated sandbox testing environment and has webhook status unverified. Bloc API offers sandbox testing and has webhook status unverified.
What are the fees and pricing models for Dojah API vs Bloc API?
Dojah API pricing: Per-API-call pricing: Starting Out plan from $0.06/call; Optimizing plan from $0.04/call (volume discount). Specific rates per verification type (NIN, BVN, face match, etc.) available after free account signup. Free sandbox with no cost for testing.. Bloc API pricing: Free to integrate. Bills Payment API pays commissions to developers per successful transaction. Virtual Accounts and Transfers pricing varies contact Bloc for enterprise rates. No upfront fees to start testing.. Both platforms offer tailored pricing structures for Nigerian transactions.
What authentication methods do Dojah API and Bloc API use?
Dojah API uses API Key issued via Dojah dashboard; passed as Authorization header authentication with Not publicly documented contact Dojah for production rate limits. Bloc API uses API Key (Secret Key from Bloc Dashboard) authentication with Not publicly specified contact Bloc for limits.

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