Detailed technical benchmark and comparison between Dojah API and Bloc API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Verify BVN, NIN & facial identity with AI-powered KYC and AML
Embed virtual accounts, transfers & bills payment via a CBN-licensed bank
Dojah API is best for nigerian and African fintechs, lenders, and platforms needing a unified AI-powered KYC + AML API covering BVN, NIN, document verification, facial recognition, liveness detection, CAC lookup, digital address verification, and fraud prevention in a single integration.
Bloc API is best for nigerian developers and startups that want to embed banking features virtual accounts, transfers, bills payment into their apps using a fully CBN-licensed Nigerian BaaS that owns its own banking infrastructure via Banc Corp MFB.
| Highlight | D Dojah API | B Bloc API |
|---|---|---|
| Authentication | API Key issued via Dojah dashboard; passed as Authorization header | API Key (Secret Key from Bloc Dashboard) |
| Rate Limit | Not publicly documented contact Dojah for production rate limits | Not publicly specified contact Bloc for limits |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | Not verified yet | ✗ Not supported |
| API Services | Identity VerificationKYC & AMLDocument VerificationBiometric LivenessFinancial Data | Virtual Card IssuancePhysical Card IssuanceNaira (NGN) CardDollar (USD) Virtual Card |
| Supported Regions |
| Fee Component | D Dojah API | B Bloc API |
|---|---|---|
| Transfers & Payouts | Contact provider | Virtual Accounts and Transfers pricing varies contact Bloc for enterprise rates |
| Free Tier / Trial Credits |
| Free to integrate |
| Rates & Additional Terms | Per-API-call pricing:Starting Out plan from $0.06/call; Optimizing plan from $0.04/call (volume discount) |
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