Detailed technical benchmark and comparison between Ceviant Payments API and Epic Pay API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Process payments through infrastructure licensed in both Nigeria and the UK
Accept one-time payments through a white-label-ready, PCI-certified gateway
Ceviant Payments API is best for enterprise businesses, fintechs, and financial institutions in Nigeria and the UK needing CBN PSSP-licensed and FCA-registered payment infrastructure with direct bank API connectivity in emerging markets.
Epic Pay API is best for nigerian businesses, fintechs, and developers that need a white-label-ready payment gateway with PCI DSS 4.0 certification, supporting one-time payments, recurring billing, tokenization, and agent boarding via a multi-API developer portal.
| Highlight | C Ceviant Payments API | E Epic Pay API |
|---|---|---|
| Authentication | API Key (contact Ceviant for developer access) | API Key (from EpicPay Gateway Developer Portal) |
| Rate Limit | Not publicly specified enterprise SLA | Not publicly specified |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | ✗ Not supported | ✗ Not supported |
| API Services | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsInternational / Multi-Currency Payments | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsInternational / Multi-Currency Payments |
| Supported Regions |
| Fee Component | C Ceviant Payments API | E Epic Pay API |
|---|---|---|
| Free Tier / Trial Credits | Contact provider | Free developer portal access for testing |
| Rates & Additional Terms |
|
|
| Feature / Capability | C Ceviant Payments API | E Epic Pay API |
|---|---|---|
| Card Payments (Verve/Visa/Mastercard) | ✓ | ✓ |
| Bank Transfer / Pay by Transfer | ✓ | ✓ |
| USSD Payments | ✓ | ✓ |
| Virtual Accounts | ✗ | ✗ |
| International / Multi-Currency Payments | ✓ | ✓ |
| Recurring Billing / Subscriptions | ✗ | ✓ |
| Payment Links & Hosted Checkout | ✓ | ✓ |
| Webhooks & Event Notifications | ✗ | ✗ |
| Sandbox Testing Environment | ✓ | ✓ |
| API Key / Token Authentication | ✓ | ✓ |
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