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HomeCategoriesCard IssuingComparisonsBloc API vs Afriex API
Back to Bloc API Alternatives

Bloc API vs Afriex API Comparison: Discover the best for Card Issuing in Nigeria

Detailed technical benchmark and comparison between Bloc API and Afriex API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.

VS
BBloc API

Bloc API

Embed virtual accounts, transfers & bills payment via a CBN-licensed bank

Learn More
AAfriex API

Afriex API

Send cross-border payouts & collections across Africa

Learn More

Bloc API is best for nigerian developers and startups that want to embed banking features virtual accounts, transfers, bills payment into their apps using a fully CBN-licensed Nigerian BaaS that owns its own banking infrastructure via Banc Corp MFB.

Afriex API is best for Nigerian businesses and developers looking for reliable card issuing solutions.

Bloc API VS Afriex API Key Highlights

Highlight
BBloc API
Bloc API
AAfriex API
Afriex API
AuthenticationAPI Key (Secret Key from Bloc Dashboard)API Key
Rate LimitNot publicly specified contact Bloc for limitsContact support
Sandbox Mode✓ Available✓ Available
Webhooks✗ Not supported✓ Supported
API Services
Virtual Card IssuancePhysical Card IssuanceNaira (NGN) CardDollar (USD) Virtual Card
Nigerian Bank Account PayoutsMobile Money PayoutsBulk / Batch Payout ProcessingWebhook Payment Status Notifications
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
NigeriaNigeriaGhanaGhanaKenyaKenya

Pricing & Fee Structure

Fee Component
BBloc API
Bloc API
AAfriex API
Afriex API
Transfers & PayoutsVirtual Accounts and Transfers pricing varies contact Bloc for enterprise ratesContact provider
Free Tier / Trial CreditsFree to integrateContact provider
Rates & Additional Terms
  • Bills Payment API pays commissions to developers per successful transaction
  • No upfront fees to start testing
  • Commission-based
  • transaction fees vary by corridor and method

Bloc API & Afriex API Feature by Feature Comparison

Feature / Capability
BBloc API
Bloc API
AAfriex API
Afriex API
Virtual Card Issuance✓✗
Physical Card Issuance✓✗
Naira (NGN) Card✓✗
Dollar (USD) Virtual Card✓✗
Spend Controls & Limits✗✗
Webhooks & Event Notifications✗✓
Card Balance Top-up✓✗
Card Freeze & Unfreeze✓✗
Nigerian Bank Account Payouts✗✓
Mobile Money (M-Pesa, MTN)✗✓
Bulk / Batch Payout Processing✗✓
International Remittances✗✗
Naira (NGN) Settlements✗✗
Real-time / Instant Settlement✗✗
Account Name Pre-verification✗✗
Sandbox Testing Environment✓✓
API Key / Token Authentication✓✓

Frequently Asked Questions

Which is better between Bloc API and Afriex API in Nigeria?
Bloc API is best for: Nigerian developers and startups that want to embed banking features virtual accounts, transfers, bills payment into their apps using a fully CBN-licensed Nigerian BaaS that owns its own banking infrastructure via Banc Corp MFB.. Meanwhile, Afriex API is best for: Nigerian businesses looking for reliable card issuing solutions. Your choice should align with whether your team prioritizes Bloc API's developer ecosystem or Afriex API's specific capability set.
Does Bloc API or Afriex API support webhooks and sandbox testing?
Bloc API provides a dedicated sandbox testing environment and has webhook status unverified. Afriex API offers sandbox testing and supports real-time webhooks.
What are the fees and pricing models for Bloc API vs Afriex API?
Bloc API pricing: Free to integrate. Bills Payment API pays commissions to developers per successful transaction. Virtual Accounts and Transfers pricing varies contact Bloc for enterprise rates. No upfront fees to start testing.. Afriex API pricing: Commission-based; transaction fees vary by corridor and method. Both platforms offer tailored pricing structures for Nigerian transactions.
What authentication methods do Bloc API and Afriex API use?
Bloc API uses API Key (Secret Key from Bloc Dashboard) authentication with Not publicly specified contact Bloc for limits. Afriex API uses API Key authentication with Contact support.

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CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.