A side-by-side comparison of pricing, features, sandbox access, and documentation for every Human Resources API available to Nigerian developers and startups — updated regularly so you can pick the right provider with confidence.
← Swipe to compare all 5 APIs →
| Feature | |||||
|---|---|---|---|---|---|
| Pricing | Custom pricing tailored to business needs. Anchor offers flexible pricing models based on transaction volume and product usage. Contact sales for a quote. No publicly listed free tier. | Free to integrate. Bills Payment API pays commissions to developers per successful transaction. Virtual Accounts and Transfers pricing varies — contact Bloc for enterprise rates. No upfront fees to start testing. | Free tier available; paid plans for production use | Transaction and service-based pricing. Card issuance, account services, and payout fees available on request. | Transaction-based pricing. Exact rates not publicly listed — contact Nomba for enterprise pricing. API access is free to set up via the Nomba business dashboard. |
| Virtual Account Creation | Available | Not available | Not available | Not available | Not available |
| Deposit Accounts | Available | Not available | Not available | Not available | Not available |
| Instant NIP Bank Transfers | Available | Not available | Not available | Not available | Not available |
| Bulk Transfers | Available | Available | Not available | Not available | Not available |
| Physical Card Issuance | Available | Not available | Not available | Available | Not available |
| Virtual Card Issuance | Available | Not available | Not available | Available | Not available |
| Individual KYC Verification | Available | Not available | Not available | Not available | Not available |
| Business KYB Verification | Available | Not available | Not available | Not available | Not available |
| Savings & Investment Products | Available | Not available | Not available | Not available | Not available |
| Loan / Credit Management | Available | Not available | Not available | Not available | Not available |
| Bill Payments (Airtime, Data, Cable, Electricity) | Available | Not available | Not available | Not available | Not available |
| Webhook Events | Available | Not available | Not available | Not available | Not available |
| Sub-ledger / Sub-accounts | Available | Not available | Not available | Not available | Not available |
| Crypto Payments | Not available | Not available | Not available | Not available | Not available |
| International SWIFT Transfers | Not available | Not available | Not available | Not available | Not available |
| Multi-currency Accounts | Not available | Not available | Not available | Not available | Not available |
| Virtual Account Issuance (Fixed) | Not available | Available | Not available | Not available | Not available |
| Virtual Account Issuance (Collection) | Not available | Available | Not available | Not available | Not available |
| Bank Transfers (NIP) | Not available | Available | Not available | Not available | Not available |
| Airtime/Data Bills Payment | Not available | Available | Not available | Not available | Not available |
| Electricity Bills Payment | Not available | Available | Not available | Not available | Not available |
| Cable TV Subscription Payment | Not available | Available | Not available | Not available | Not available |
| Webhooks | Not available | Available | Not available | Not available | Available |
| Dashboard Management | Not available | Available | Not available | Not available | Not available |
| Card Issuance | Not available | Not available | Not available | Not available | Not available |
| USSD Payments | Not available | Not available | Not available | Not available | Available |
| International Transfers | Not available | Not available | Not available | Not available | Not available |
| FX Conversion | Not available | Not available | Not available | Not available | Not available |
| Mental health resources | Not available | Not available | Available | Not available | Not available |
| Crisis information | Not available | Not available | Available | Not available | Not available |
| Wellness content | Not available | Not available | Available | Not available | Not available |
| Structured health data | Not available | Not available | Available | Not available | Not available |
| Support line data | Not available | Not available | Available | Not available | Not available |
| Corporate Cards | Not available | Not available | Not available | Available | Not available |
| Expense Management | Not available | Not available | Not available | Available | Not available |
| Spending Controls | Not available | Not available | Not available | Available | Not available |
| NGN Accounts | Not available | Not available | Not available | Available | Not available |
| USD Accounts | Not available | Not available | Not available | Available | Not available |
| Bill Payments | Not available | Not available | Not available | Available | Not available |
| Bulk Payouts | Not available | Not available | Not available | Available | Not available |
| Mobile Money Payouts | Not available | Not available | Not available | Available | Not available |
| Wallet as a Service | Not available | Not available | Not available | Available | Not available |
| Real-time Reporting | Not available | Not available | Not available | Available | Not available |
| Cryptocurrency Support | Not available | Not available | Not available | Not available | Not available |
| Cross-border Transfers | Not available | Not available | Not available | Not available | Not available |
| Checkout / Payment Links | Not available | Not available | Not available | Not available | Available |
| Card Payments | Not available | Not available | Not available | Not available | Available |
| Bank Transfer Checkout | Not available | Not available | Not available | Not available | Available |
| Virtual Accounts | Not available | Not available | Not available | Not available | Available |
| Outbound Transfers (Payouts) | Not available | Not available | Not available | Not available | Available |
| Tokenized Card Flows | Not available | Not available | Not available | Not available | Available |
| POS Terminal Integration | Not available | Not available | Not available | Not available | Available |
| Recurring Billing | Not available | Not available | Not available | Not available | Not available |
| Split Payments | Not available | Not available | Not available | Not available | Not available |
| Cross-Border Payouts | Not available | Not available | Not available | Not available | Not available |
| Local Payment Method Collections | Not available | Not available | Not available | Not available | Not available |
| Global Payouts | Not available | Not available | Not available | Not available | Not available |
| Multi-Currency Wallets | Not available | Not available | Not available | Not available | Not available |
| Card Issuing | Not available | Not available | Not available | Not available | Not available |
| Sandbox | Not available | Not available | Not available | Not available | Not available |
| NGN Direct Local Checkout | Not available | Not available | Not available | Not available | Not available |
| Policy management | Not available | Not available | Not available | Not available | Not available |
| Claims processing | Not available | Not available | Not available | Not available | Not available |
| Healthcare provider network access | Not available | Not available | Not available | Not available | Not available |
| Government Collections (IPPIS/GIFMIS) | Not available | Not available | Not available | Not available | Not available |
| Multi-Bank Collections via RRR | Not available | Not available | Not available | Not available | Not available |
| Agency Banking | Not available | Not available | Not available | Not available | Not available |
| Bulk Disbursements | Not available | Not available | Not available | Not available | Not available |
| Airtime/Data/Electricity Vending | Not available | Not available | Not available | Not available | Not available |
| Direct Debit Mandates | Not available | Not available | Not available | Not available | Not available |
| School Fees Collections | Not available | Not available | Not available | Not available | Not available |
| Tax / Levy Collections | Not available | Not available | Not available | Not available | Not available |
| International Cross-Border Payouts | Not available | Not available | Not available | Not available | Not available |
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