2 Best APIs for Risk scoring in Nigeria
We've analyzed and compared the top 2 API providers supporting Risk scoring for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.
Written by Editorial Staffs as at 5th August, 2026
All APIs with Risk scoring
Pulsedive
- Pricing
- Free tier with limited daily queries; paid plans for higher volume and premium feeds
- IP enrichment
- Available
- Domain analysis
- Available
- URL scanning
- Available
- Risk scoring
- Available
- Threat feeds
- Available
- BVN Verification (NIBSS direct)
- Not available
- NIN Verification (NIMC direct)
- Not available
- CAC Company Verification (KYB)
- Not available
- FRSC Driver's License Verification
- Not available
- International Passport Verification
- Not available
- Voter ID Verification
- Not available
- Address Verification
- Not available
- Facial Recognition + Liveness Detection
- Not available
- Video KYC (vKYC) with session recording
- Not available
- AML / PEP / Sanctions Screening
- Not available
- yvOS 300M+ Identity Database
- Not available
- 30+ African Countries
- Not available
- CBN 5-year Audit Trail Retention
- Not available
- Risk Scoring
- Not available
- Plug-and-play SDK Integration
- Not available
Youverify
- Pricing
- Per-verification pricing — rates vary by ID type and country. Contact Youverify for enterprise pricing. Integrates via SDK or REST API. No publicly listed flat-rate pricing.
- IP enrichment
- Not available
- Domain analysis
- Not available
- URL scanning
- Not available
- Risk scoring
- Not available
- Threat feeds
- Not available
- BVN Verification (NIBSS direct)
- Available
- NIN Verification (NIMC direct)
- Available
- CAC Company Verification (KYB)
- Available
- FRSC Driver's License Verification
- Available
- International Passport Verification
- Available
- Voter ID Verification
- Available
- Address Verification
- Available
- Facial Recognition + Liveness Detection
- Available
- Video KYC (vKYC) with session recording
- Available
- AML / PEP / Sanctions Screening
- Available
- yvOS 300M+ Identity Database
- Available
- 30+ African Countries
- Available
- CBN 5-year Audit Trail Retention
- Available
- Risk Scoring
- Available
- Plug-and-play SDK Integration
- Available
← Swipe to compare all 2 APIs →
Pulsedive
Pulsedive is a community-driven threat intelligence API that provides enriched information about indicators of compromise including IP addresses, domain names, and URLs. The platform aggregates threat data from dozens of open-source intelligence feeds, performs active and passive scanning, and enriches each indicator with risk scores, associated threats, properties, and historical scan data to give security teams comprehensive context about potential threats. The core value of Pulsedive lies in its aggregation and enrichment capabilities. Rather than querying multiple individual threat intelligence sources and manually correlating the results, Pulsedive queries all connected feeds simultaneously and returns a consolidated risk assessment. Each indicator receives a risk score ranging from none to critical based on factors including its appearance in known malicious activity, the types of threats it has been associated with, and scan results revealing potentially malicious server configurations. The API supports lookups for three primary indicator types. IP address lookups reveal information about the hosting organization, ASN, geolocation, open ports and services discovered during active scanning, SSL certificate details, DNS records, associated domains, and any threats the IP has been linked to across threat intelligence feeds. Domain lookups provide registration information, DNS history, SSL certificate chain, associated IP addresses over time, and threat associations. URL lookups perform active scanning to analyze the page content, check for malicious redirects, identify hosting details, and cross-reference against known malicious URL databases. For Nigerian cybersecurity professionals and organizations, Pulsedive provides a particularly accessible entry point into threat intelligence because of its generous free tier. The free plan allows individual researchers and small security teams at Nigerian startups and SMEs to perform meaningful threat analysis without budget constraints. At 30 requests per day on the free tier, security analysts at Nigerian organizations can perform enrichment on the most critical indicators encountered during incident response and daily monitoring activities. Nigerian fintech companies and banks regularly encounter suspicious IPs attempting to probe their APIs and payment systems. Pulsedive enrichment transforms a raw suspicious IP address into a complete threat profile showing whether that IP has been previously associated with banking trojans, fraud operations, or botnets. This context enables faster, more confident decisions about whether an incident requires immediate escalation or can be handled as routine noise. Threat feed integration is central to Pulsedive effectiveness. The platform continuously ingests from open-source feeds including AlienVault OTX, Emerging Threats, Abuse.ch, ThreatFox, MalwareBazaar, URLhaus, Feodo Tracker, and many others. When any of these feeds marks an indicator as malicious, that information propagates into Pulsedive and becomes available through the API. For Nigerian security teams that cannot afford premium threat intelligence subscriptions, Pulsedive aggregates the best available open-source intelligence into a single API call. The API also exposes Pulsedive threat profiles, which are named threat campaigns and malware families. Security teams can query for all indicators associated with a specific threat such as a ransomware group, banking trojan, or APT actor, enabling targeted threat hunting and proactive blocking of infrastructure linked to known threat actors. Bulk indicator scanning is supported for security operations that need to enrich large lists of indicators from network logs or SIEM data. Analysts can submit lists of IPs, domains, and URLs for batch processing, with results returned in structured JSON format that can be imported into SIEM platforms or spreadsheets for analysis. For developers building security products targeting the Nigerian market, Pulsedive API integration adds immediate threat intelligence value to security dashboards, SOAR platforms, and incident response tools. The clear risk scoring and structured data format makes it straightforward to display threat context in user interfaces and trigger automated responses when high-risk indicators are detected. The combination of free access, comprehensive enrichment, and easy integration makes Pulsedive an excellent starting point for Nigerian organizations beginning to build threat intelligence capabilities.
Youverify
Youverify is a Nigerian-founded identity verification and compliance infrastructure company offering an end-to-end KYC, AML, and fraud prevention platform designed for African businesses operating under regulatory compliance requirements. Trusted by hundreds of businesses across Nigeria and 30+ African countries, Youverify's flagship product — the YouVerify Operating System (yvOS) — provides access to a global government-backed identity database of 300 million+ records through a single unified API. Youverify is particularly distinguished by its direct integrations with Nigerian government identity authorities: NIMC (NIN verification), NIBSS (BVN verification), and CAC (business registration) — meaning verifications return data directly from authoritative government sources, not from third-party aggregated copies. This direct-source approach significantly reduces false positives and data freshness issues. **yvOS — YouVerify Operating System** yvOS is Youverify's core product: a unified API endpoint that orchestrates the full KYC/AML workflow in a single session. Developers configure a verification flow (e.g., NIN + BVN + facial recognition + AML screening) and yvOS handles all data source routing, response aggregation, risk scoring, and audit trail generation automatically. This eliminates the need to manage multiple separate API integrations and build custom orchestration logic. **Nigerian ID Verifications Supported** - **BVN (Bank Verification Number)**: Direct NIBSS verification — returns name, DOB, phone, and enrollment details - **NIN (National Identification Number)**: Direct NIMC verification — confirms identity against Nigeria's national biometric database - **FRSC Driver's License**: FRSC database verification of license number, holder name, and validity - **International Passport**: Nigerian immigration service verification - **Voter ID (INEC)**: Independent National Electoral Commission voter registration verification - **CAC Company Verification**: Corporate Affairs Commission lookup for KYB compliance **Video KYC (vKYC) — CBN Compliant** Youverify's video KYC module allows businesses to conduct live identity verification sessions with customers via video call. The vKYC session is recorded, encrypted, and stored for the CBN-mandated minimum of five years. ISO 30107-3 compliant liveness detection with deepfake resistance is embedded in the session, providing a tamper-evident audit trail from initial onboarding through to ongoing compliance monitoring. **Biometrics & Liveness Detection** Facial recognition with active and passive liveness detection is available as a standalone verification step or integrated into the full KYC flow. The liveness detection is ISO 30107-3 compliant, meaning it meets the international standard for biometric presentation attack detection. Deepfake attacks — increasingly used to bypass identity checks — are specifically addressed. **AML & Compliance Screening** Automatic PEP (Politically Exposed Person) and sanctions screening is triggered at the point of vKYC or KYC completion. Results feed into the customer's initial risk score and the case management workflow in Youverify's compliance dashboard. AML screening covers global sanctions lists, PEP databases, and adverse media sources. **30+ African Countries** Beyond Nigeria, Youverify supports identity verification in 30+ African countries including Ghana, Kenya, South Africa, Ivory Coast, Senegal, and others. Country-specific national ID documents are supported, making it a strong choice for platforms expanding across Africa. **Authentication & Data Security** Youverify uses API key-based authentication. All data in transit is encrypted with TLS 1.2 minimum; data at rest uses AES-256 encryption. The platform is designed to comply with NDPR (Nigeria Data Protection Regulation) and CBN data handling requirements. **Integration Options** Youverify integrates via REST API or plug-and-play SDKs (available for web, iOS, and Android). The SDK approach enables non-technical teams to embed verification flows without writing custom API integration code. The platform delivers 99.9% uptime through enterprise-grade infrastructure. **Pricing** Per-verification pricing — rates vary by verification type (basic ID lookup vs. biometric + liveness vs. full video KYC) and country. Enterprise plans with volume pricing are available. Contact Youverify for a pricing schedule. **Challenges for Nigerian Developers** Pricing requires a sales engagement. While yvOS simplifies integration by providing a unified API, configuring complex multi-step verification flows may require compliance and product design input beyond standard developer integration. Physical address verification involves agent visits with associated delays. **Frequently Asked Questions** Q: Does Youverify use direct government data sources for Nigeria? A: Yes. Youverify integrates directly with NIMC (NIN), NIBSS (BVN), and CAC — not via aggregated copies. Q: Is Youverify's liveness detection certified? A: Yes — ISO 30107-3 compliant with deepfake resistance. Q: How many African countries does Youverify cover? A: 30+ African countries through the yvOS platform. Q: How long is vKYC session data retained? A: 5 years — the minimum required by CBN regulations. Q: Does Youverify support AML screening? A: Yes — automatic PEP and sanctions screening with risk scoring is included in the platform.