pawaPay API

Payment Gateways & Processors · Banking & Fintech

pawaPay is a specialized Pan-African payment infrastructure company dedicated entirely to Mobile Money. Founded by Nikolai Barnwell, pawaPay provides a single, high-reliability REST API that integrates directly with over 20 mobile network operators (MNOs) across 10+ African countries, including MTN, Airtel, M-Pesa, Vodafone, and Orange.

pawaPay API Highlights

pawaPay API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

API Key (Bearer Token in Authorization header)

Rate Limit

High-volume throughput designed for enterprise workloads

Sandbox Mode
✓ Available
Webhooks
✓ Supported
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
pawaPay API Services
Bank Transfer / Pay by TransferInternational / Multi-Currency PaymentsWebhooks & Real-time NotificationsPayouts & Disbursements
Alternative African Company to
StripePayPalAdyenCheckout.com

pawaPay API is best for:

International and Pan-African digital companies seeking a single, robust API connection to all major African mobile money networks.

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API Pricing Model
  • Competitive per-transaction fee (typically 1.5% 2.5% depending on country and mobile operator)
  • Volume tiers available for high-throughput merchants

pawaPay API Core Features & Capabilities

pawaPay API Supported Webhook Events

Webhooks supported (Webhooks & Real-time Notifications). Check official documentation for endpoint setup.

Required Access Documents for pawaPay API

  • Corporate Legal KYCRequired
    Certificate of Incorporation, director IDs, and registered business utility bill.
  • Compliance Due DiligenceRequired
    Anti-Money Laundering (AML) questionnaire and expected monthly transactional volume.

Different pawaPay API use cases

  • Cross-Border Gaming & Remittance Payouts:Automate real-time prize or remittance payouts directly into mobile money wallets across multiple African nations in local currency.
  • Pan-African App Subscription Collections:Charge African users on basic mobile phones via mobile money push USSD prompts directly from your web checkout.

pawaPay API Alternatives