Octamile API

Insurance · Development Tools · Banking & Fintech

Octamile is a next-generation digital insurance infrastructure and InsurTech API platform enabling digital businesses across Africa to embed insurance products directly into their platforms and checkout flows. Founded by Gbadegbo Durojaiye, Octamile partners with leading licensed insurance underwriters (including Leadway Assurance, AIICO, and Custodian) to unbundle insurance coverage into flexible, programmatic API modules.

Octamile API Highlights

Octamile API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

API Key (Bearer Token: oct_live_...)

Rate Limit

100 requests per minute on standard tier

Sandbox Mode
✓ Available
Webhooks
✓ Supported
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
Octamile API Services
Embedded Insurance PoliciesAutomated Claims ProcessingWebhooks & Real-time NotificationsPayment Links & Invoicing
Alternative African Company to

Octamile API is best for:

Fintech platforms, logistics providers, e-commerce merchants, and mobility startups seeking to embed insurance products and earn non-interest commission income.

++++
API Pricing Model
  • share on insurance premiums originated through the API
  • Custom enterprise SLAs and claims management packages

Octamile API Supported Webhook Events

Webhooks supported (Webhooks & Real-time Notifications). Check official documentation for endpoint setup.

Required Access Documents for Octamile API

  • Business Registration DocumentsRequired
    CAC certificate, business profile, and proof of developer platform.

Different Octamile API use cases

  • Logistics Goods-in-Transit Insurance:Automatically cover delivery parcels against damage or loss by attaching micro-insurance premiums during parcel booking.
  • E-Commerce Gadget Screen Protection:Offer phone and laptop buyers 1-year screen replacement protection at checkout on electronics e-commerce stores.

Octamile API Alternatives