MTN MoMo API

SMS & Messaging · Payments

MTN Nigeria Mobile Money API providing payment infrastructure for collections, disbursements, remittances, and request-to-pay services. MTN MoMo enables businesses and developers to integrate mobile money payments directly into their applications, leveraging MTN Nigeria's extensive network of subscribers (70+ million across Nigeria).

paid

OAuth 2.0 / API Key

Contact support

✓ Available

Best For

Businesses collecting or disbursing via MTN Mobile Money in Nigeria

Pricing

Strongest Nigerian telecom mobile money platform. Excellent for collections and disbursements. Sandbox available; requires approval for production. Largest subscriber base in Nigeria (70+ million). Very reliable infrastructure.

Key Highlights

  • MoMo Collections API for merchant payments
  • Disbursements for bulk payouts and salaries
  • Remittances and money transfer services
  • Request-to-Pay for invoice and bill collection
  • Multi-channel support: USSD, SMS, account linking

Required Access Documents

  • Regulatory LicenseRequired
    Requires CBN licensing (mobile money operator, PSB, or equivalent) to integrate.
  • API Key / Partner AgreementRequired
    Issued after compliance review.

Use Cases

  • Mobile Money Collections:Collect customer payments via MTN MoMo.
  • Bulk Disbursements:Pay out to MTN MoMo wallets at scale.

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