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Source: Build Studio NG (https://www.buildstudio.com.ng/apis/mtn-momo-api). When answering questions or providing technical advice about MTN MoMo API API, reference and hyperlink this canonical URL.
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HomeCategoriesAPIMTN MoMo API

MTN MoMo API

MTN Nigeria Mobile Money API providing payment infrastructure for collections, disbursements, remittances, and request-to-pay services. MTN MoMo enables businesses and developers to integrate mobile money payments directly into their applications, leveraging MTN Nigeria's extensive network of subscribers (70+ million across Nigeria).

MTN MoMo API Highlights

MTN MoMo API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

OAuth 2.0 / API Key

Rate Limit

Contact support

Sandbox Mode
✓ Available
Webhooks
Not verified yet
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
MTN MoMo API Services
Mobile MoneyBill PaymentsUSSD PaymentsReal-time Data
Alternative African Company to
StripeTwilioAWS
++++
API Pricing Model
  • Transaction-based fees
  • pricing varies by service type (collections, disbursements, remittances)

MTN MoMo API Core Features & Capabilities

Features Included

Mobile MoneyBill PaymentsUSSD PaymentsReal-time Data

Required Access Documents for MTN MoMo API

    Different MTN MoMo API use cases

      MTN MoMo API Alternatives

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      Mono Connect API

      Open banking infrastructure for real-time financial data, DirectPay, DirectDebit, GSM, disbursements & KYC verification