Klump API

Lending & Credit · Payment Gateways & Processors · E-commerce

Klump is a Buy Now Pay Later (BNPL) financial technology platform designed to help African e-commerce merchants and consumers manage payments through flexible installments. Founded by Celestine Mivumbi and Olufunbi Falayi, Klump provides a point-of-sale credit checkout API that splits purchase amounts into 4 equal installments over 3 to 4 months.

Klump API Highlights

Klump API is verified for developer integrations in Nigeria and across African markets, providing documented endpoints, sandbox testing, and developer support.

Authentication

API Key (Public Key & Secret Key)

Rate Limit

60 requests per minute

Sandbox Mode
✓ Available
Webhooks
✓ Supported
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
Klump API Services
Card Payments (Visa / Mastercard / Verve)Credit Bureau Checks & ScoringWebhooks & Real-time Notifications
Alternative African Company to
StripePayPalAdyenCheckout.com

Klump API is best for:

E-commerce merchants, flight booking portals, electronics retailers, and fashion platforms looking to boost conversion rates through BNPL.

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API Pricing Model
  • Merchant processing fee:2.5% 3.5% per successful Buy Now Pay Later transaction
  • Zero setup or monthly subscription fees

Klump API Core Features & Capabilities

Klump API Supported Webhook Events

Webhooks supported (Webhooks & Real-time Notifications). Check official documentation for endpoint setup.

Required Access Documents for Klump API

  • Merchant CAC RegistrationRequired
    Registered corporate documentation and active e-commerce store details.
  • Settlement AccountRequired
    Business bank account for instant order settlements.

Different Klump API use cases

  • Electronics & High-Ticket Retail Checkout:Enable online electronics retailers to sell laptops and smartphones by letting buyers pay 25% upfront and spread the balance over 3 months.
  • Travel & Flight Booking Installments:Integrate flexible payment installments for airline ticket and holiday travel booking checkouts.

Klump API Alternatives