20 Best APIs with multi-currency in Nigeria

We've analyzed and compared the top 20 API providers supporting multi-currency for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 12th June, 2026

All APIs with multi-currency

Compare
Unlimint (formerly Cardpay)
Nomba Global Payout API
Wise Platform API
Payoneer Payout API
AZA Finance API
Flutterwave Transfer API
Airwallex Payout API
Grey Finance API
Thunes Payout API
Kora Payments API
Fincra
Nium Payout API
Rapyd Payout API
Paystack API
Flutterwave API
Stripe
PayU Nigeria
Provab
Travu Africa
SeerBit
PricingCompetitive global rates based on payment method and corridor (request pricing for specific needs)paidpaidpaidpaidpaidpaidfreemiumpaidFree setup + 1.5% per local transaction (cards, bank, USSD, mobile money)Varies by payment channel (domestic, international, remittance). Request pricing from sales team.paidpaidNo monthly fees. 1.5% per transaction (local), capped at ₦2,000. International cards: 3.9% + ₦1001.4% per local transaction, 3.8% international. No setup fees. Volume discounts available.2.9% + $0.30 per successful card charge. Additional fees for international cards, currency conversion, and advanced features.Enterprise pricing based on transaction volume and payment methods (contact for specific rates)Freemium. Free sandbox/demo; production access requires partnership agreement with revenue-share or subscription model.Freemium. Free developer sandbox available; live access tied to commission on bookings.Free setup + 1.5% per local transaction (capped at NGN 2,000)
Global Payment Acceptance (1,000+ methods)
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Multi-currency Processing
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
International Card Processing
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Digital Wallet Payments
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Mobile Money Integration
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Bank Transfer Processing
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Global Payouts
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Cross-border Settlement
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
No
No
No
No
Transaction Monitoring & Fraud Detection
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Multi-currency Accounts
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Multi-currency
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
Bank Transfer
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
Yes
Yes
Yes
Yes
No
No
No
No
No
Bulk Payouts
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
No
No
No
No
No
No
No
Bank Transfer Payouts
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
Yes
Yes
No
No
No
No
No
No
No
API Access
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
Yes
Yes
No
No
No
No
No
No
No
Webhook Notifications
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
No
No
Yes
No
No
No
Bulk Transfers
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Yes
No
No
No
No
No
Sandbox
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
No
Yes
Yes
No
No
No
No
No
No
No
Currency Conversion
No
No
Yes
No
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Mobile Money
No
No
No
No
No
No
No
No
Yes
Yes
No
No
No
Yes
No
No
No
No
No
Yes
Pay-in Collections (Card, Bank, USSD)
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
Bulk Payouts / Disbursement
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
Virtual Accounts
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
Yes
Yes
No
No
No
No
No
Card Issuance
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
Payment Links
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
Yes
Yes
No
No
No
No
No
WooCommerce Plugin
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
No
Recurring Billing
No
No
No
No
No
No
No
No
No
No
Yes
No
No
Yes
Yes
No
No
No
No
No
Transaction Splitting
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Split Payments
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Yes
Yes
No
No
No
No
No
Card Payments
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
Yes
Yes
Yes
No
No
No
No
USSD Payments
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
Yes
Yes
No
No
No
No
Yes
SDK Support
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
Yes
Yes
Yes
No
No
No
No
Transaction History
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
Yes
Yes
Yes
No
No
No
No
Pay-in Collections (Multiple Channels)
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
Payouts & Disbursements
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
International Card Acquiring
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
Remittance Services
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
Treasury & Digital Banking
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
KYC & Identity Verification
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
SWIFT & SEPA Rails
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
Transaction Monitoring
No
No
No
No
No
No
No
No
No
No
Yes
No
No
Yes
Yes
Yes
No
No
No
No
Compliance
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Yes
Yes
Yes
Yes
No
No
No
No
Batch Processing
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Yes
Yes
Yes
No
No
No
No
Refunds
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
No
Webhooks
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Yes
No
No
No
No
Sandbox Environment
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Yes
No
No
No
No
Direct Debit
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
No
No
No
Bill Payments
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
No
No
No
QR Code Payments
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
No
No
Yes
Fraud Detection
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
No
No
No
No
No
Real-time Data
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Yes
No
No
No
No
Data Export
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Yes
No
No
No
No
USSD
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
Mobile Money (M-Pesa etc)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
FX Conversion
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
No
Bank Debit (ACH)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Buy Now Pay Later
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Recurring Subscriptions
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Marketplace Payouts (Connect)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Invoicing
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Fraud Detection (Radar)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Terminal (In-person)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Nigerian Naira (NGN)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Card Payments (Visa, Mastercard, Verve)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Instant Account Transfers
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Custom Payment Page Design
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
AI-driven Analytics
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Intelligent Payment Routing
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Real-time Reporting Dashboard
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
PCI DSS Compliant
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
No
Flight APIs
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
Hotel APIs
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
Package APIs
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
Wholesale Rates
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
B2B Integration
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
White-label
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
Real-time Search
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
Booking
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
Commission
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
No
Bus Tickets
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
Flight Booking
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
Train Tickets
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
Inter-city
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
African Coverage
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
Real-time Availability
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
Instant Booking
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
Local Payments
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
Integration
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
No
Card Payments (Debit & Credit)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Bank Transfer Payments
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Virtual Account Collections
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Multi-currency (13 currencies)
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
White-label Infrastructure
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
No
Yes
View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details
++++
Unlimint (formerly Cardpay)

Unlimint (formerly Cardpay)

++++
Nomba Global Payout API

Nomba Global Payout API

++++
Wise Platform API

Wise Platform API

++++
Payoneer Payout API

Payoneer Payout API

++++
AZA Finance API

AZA Finance API

++++
Flutterwave Transfer API

Flutterwave Transfer API

++++
Airwallex Payout API

Airwallex Payout API

++++
Grey Finance API

Grey Finance API

++++
Thunes Payout API

Thunes Payout API

++++
Kora Payments API

Kora Payments API

++++
Fincra

Fincra

++++
Nium Payout API

Nium Payout API

++++
Rapyd Payout API

Rapyd Payout API

++++
Paystack API

Paystack API

++++
Flutterwave API

Flutterwave API

++++
Stripe

Stripe

++++
PayU Nigeria

PayU Nigeria

++++
Provab

Provab

++++
Travu Africa

Travu Africa

++++
SeerBit

SeerBit