IBAN Validation API (API Ninjas)
Data Validation
MOD-97 checksum validation & structure decomposition API for International Bank Account Numbers (IBAN)
IBAN Validation API (API Ninjas) Highlights
IBAN Validation API (API Ninjas) is best for cross-border payment apps, remittance fintechs, and freelance platforms sending international bank transfers
Nigeria
Ghana
KenyaThe IBAN Validation API by API Ninjas validates International Bank Account Numbers (IBAN) across all participating countries worldwide. It runs rigorous mathematical MOD-97-10 checksum validation algorithms, verifies country-specific character lengths, and decomposes the IBAN into its constituent parts: country code, check digits, bank code, branch identifier, and domestic account number.
For Nigerian cross-border payments, remittance platforms (like LemFi or Chipper Cash), and freelancers receiving payouts from European or Middle Eastern clients, validating IBANs prior to initiating SWIFT or SEPA transfers eliminates costly wire transfer rejections and bank return fees.
IBAN Validation API (API Ninjas) Core Features & Capabilities
| Feature | Status | Description & Capabilities |
|---|---|---|
| Bulk Data Validation | ✓ Supported | Provides native Bulk Data Validation capabilities integrated within the API. |
| Real-time API Validation | ✓ Supported | Provides native Real-time API Validation capabilities integrated within the API. |
| Error Code & Reason Detail | ✓ Supported | Provides native Error Code & Reason Detail capabilities integrated within the API. |
| Free Tier / Credits Available | ✓ Supported | Provides native Free Tier / Credits Available capabilities integrated within the API. |
| Email Format Validation | ✗ Not Supported | Email Format Validation is currently not supported by IBAN Validation API (API Ninjas). |
| Phone Number Format Validation | ✗ Not Supported | Phone Number Format Validation is currently not supported by IBAN Validation API (API Ninjas). |
| Address / Postcode Validation | ✗ Not Supported | Address / Postcode Validation is currently not supported by IBAN Validation API (API Ninjas). |
| Nigerian BVN / NIN Format Check | ✗ Not Supported | This verification service is not offered by IBAN Validation API (API Ninjas). |
- Free tier includes up to 50,000 API requests per month with an API key
- Commercial paid plans starting from $10/month
Required Access Documents for IBAN Validation API (API Ninjas)
- API Ninjas AccountRequiredRegister at api-ninjas.com to retrieve your API key
Different IBAN Validation API (API Ninjas) use cases
- Remittance Payout Beneficiary Validation:Ensure foreign beneficiary IBAN details are mathematically valid before executing wire payouts.
- Freelance Invoicing & Billing Portals:Validate European customer bank account numbers on international business invoices.
- Global Payroll Verification:Audit international employee direct-deposit bank details prior to monthly payroll execution.