Question 1

What does Busha Commerce API do?

Accepted Answer

Busha Commerce API is the developer platform for Busha, Nigeria's leading regulated cryptocurrency exchange founded in 2019. While global exchanges like Binance and Coinbase face regulatory friction and account restrictions in Nigeria, Busha operates as a Nigerian-registered entity, holds all required local licences, and is fully compliant with Nigerian financial regulations. This makes Busha the most trusted and legally reliable option for Nigerian businesses that want to accept cryptocurrency payments, provide crypto trading services, or build crypto-powered products for Nigerian users. The Busha Commerce API specifically targets Nigerian merchants and developers who need crypto payment acceptance with Nigerian Naira settlement.

Nigeria's digital economy is growing rapidly, but Nigerian businesses face persistent challenges with conventional payment infrastructure: card declines on international transactions, Forex restrictions limiting dollar-denominated purchases, and high remittance fees. Cryptocurrency — particularly USDT (a stablecoin pegged to the US dollar) — has emerged as a practical alternative for Nigerians making and receiving international payments. Busha Commerce bridges the gap between crypto payments and the Nigerian Naira banking system, enabling merchants to accept crypto from customers anywhere in the world and receive NGN in their bank accounts.

The payment workflow is straightforward. A Nigerian merchant creates a payment request via the API, specifying the amount in NGN or a crypto asset. Busha returns a payment address (or QR code) and a unique payment ID. The merchant displays this to the customer. When the customer sends crypto to that address, Busha detects the blockchain transaction, converts it to NGN at the current exchange rate (if NGN settlement is selected), and delivers a webhook notification to the merchant's server confirming the payment. The merchant can then fulfill the order knowing the NGN equivalent has been credited to their Busha balance.

Exchange rate endpoints provide real-time NGN/BTC, NGN/ETH, and NGN/USDT rates based on Busha's live market rates. These rates reflect the actual rates at which Busha will settle payments — not third-party price data — ensuring Nigerian merchants display accurate expected payment amounts to their customers. The rates include Busha's exchange margin, so what the merchant sees is what they will receive.

Webhook notifications are the backbone of the payment detection system. When a payment is received and confirmed on-chain, Busha sends an HTTP POST to the merchant's configured webhook URL with full payment details: amount paid, asset type, exchange rate applied, NGN value, and transaction status. The webhook payload is signed with a secret key so merchants can verify it genuinely came from Busha. This event-driven architecture means Nigerian merchant backends respond immediately to payments without polling.

For Nigerian freelancers and service providers, Busha Commerce enables a particularly useful workflow: generate a shareable payment link for a specific invoice amount, send it to an international client, receive USDT payment from anywhere in the world, and settle to NGN via Busha's banking integration. This circumvents the delays and fees of international wire transfers and the restrictions that Nigerian bank accounts sometimes face on receiving foreign currency.

The sandbox environment allows Nigerian developers to test the complete payment flow — creating test payment requests, simulating test payments, and receiving test webhook events — without using real cryptocurrency. This makes integration development safe and fast.

Busha requires business KYC verification including CAC (Corporate Affairs Commission) registration documents for merchant accounts — consistent with Nigerian financial compliance requirements. API keys are generated after verification in the Busha developer dashboard.

Question 2

How much does Busha Commerce API cost?

Accepted Answer

Busha Commerce API is free to use. Free API access. Transaction fees apply per exchange or payment. No monthly subscription for the API.

Question 3

How do I authenticate with the Busha Commerce API API?

Accepted Answer

API Key + Webhook Secret

Question 4

Is there a rate limit on Busha Commerce API?

Accepted Answer

Standard rate limits apply; contact Busha for high-volume needs

Question 5

Does Busha Commerce API offer a sandbox or test mode?

Accepted Answer

Yes — Busha Commerce API provides a sandbox or test environment so you can integrate and test before going live.

Question 6

What is Busha Commerce API best suited for?

Accepted Answer

Nigerian businesses and developers who want to accept cryptocurrency payments (BTC, ETH, USDT) from Nigerian customers with NGN settlement — without users needing an external exchange account.

Question 7

Is there anything else I should know before integrating Busha Commerce API?

Accepted Answer

Busha is Nigeria's leading regulated crypto exchange. Busha Commerce API enables Nigerian merchants to accept crypto payments and settle in NGN or crypto. Fully local — built for Nigeria with CBN compliance awareness.

Question 8

Where can I find Busha Commerce API's documentation?

Accepted Answer

The official API documentation is at https://developers.busha.co/. The provider's website is https://busha.co/.

Question 9

Does Busha Commerce API support Nigerian developers?

Accepted Answer

Yes — Busha Commerce API explicitly supports Nigerian developers/use cases.

Busha Commerce API

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Key Highlights

Required Access Documents

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