We've analyzed and compared the top 9 API providers supporting Transaction History for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.
Written by Editorial Staffs as at 12th June, 2026
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| Pricing | Free: 5 calls/second, 100,000 calls/day. Paid plans from $199/month. | Free tier + usage-based billing for production | Free setup + 1.5% per local transaction (cards, bank, USSD, mobile money) | Varies by payment channel (domestic, international, remittance). Request pricing from sales team. | No monthly fees. 1.5% per transaction (local), capped at ₦2,000. International cards: 3.9% + ₦100 | 1.4% per local transaction, 3.8% international. No setup fees. Volume discounts available. | 2.9% + $0.30 per successful card charge. Additional fees for international cards, currency conversion, and advanced features. | Free tier: 100 requests/day. Paid plans available. | Pay-per-use model. Pricing based on number of connected accounts and API calls. |
| Wallet Balance | Yes | No | No | No | No | No | No | No | No |
| Transaction History | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| ERC-20 Token Data | Yes | No | No | No | No | No | No | No | No |
| NFT Transfers | Yes | No | No | No | No | No | No | No | No |
| Gas Price Tracker | Yes | No | No | No | No | No | No | No | No |
| Smart Contract ABI | Yes | No | No | No | No | No | No | No | No |
| Event Logs | Yes | No | No | No | No | No | No | No | No |
| 100K Free Calls/Day | Yes | No | No | No | No | No | No | No | No |
| Account Linking | No | Yes | No | No | No | No | No | No | No |
| Balance Inquiry | No | Yes | No | No | No | No | No | No | No |
| Account Identity | No | Yes | No | No | No | No | No | No | No |
| BVN Verification | No | Yes | No | No | No | No | No | No | No |
| Real-time Sync | No | Yes | No | No | No | No | No | No | No |
| Webhook Notifications | No | Yes | Yes | No | No | No | No | No | No |
| Mobile SDK | No | Yes | No | No | No | No | No | No | No |
| International Accounts | No | No | No | No | No | No | No | No | No |
| Credit Score Data | No | No | No | No | No | No | No | No | No |
| Bank Account Linking | No | Yes | No | No | No | No | No | No | Yes |
| Pay-in Collections (Card, Bank, USSD) | No | No | Yes | No | No | No | No | No | No |
| Bulk Payouts / Disbursement | No | No | Yes | No | No | No | No | No | No |
| Virtual Accounts | No | No | Yes | Yes | Yes | Yes | No | No | No |
| Cross-border Settlement | No | No | Yes | Yes | No | No | No | No | No |
| Multi-currency | No | No | Yes | Yes | Yes | Yes | Yes | No | No |
| Card Issuance | No | No | Yes | No | No | No | No | No | No |
| Payment Links | No | No | Yes | Yes | Yes | Yes | No | No | No |
| WooCommerce Plugin | No | No | Yes | No | No | No | No | No | No |
| Recurring Billing | No | No | No | Yes | Yes | Yes | No | No | No |
| Transaction Splitting | No | No | No | No | No | No | No | No | No |
| Split Payments | No | No | Yes | No | Yes | Yes | No | No | No |
| Mobile Money | No | No | Yes | No | Yes | No | No | No | No |
| Card Payments | No | No | Yes | Yes | Yes | Yes | Yes | No | No |
| USSD Payments | No | No | Yes | Yes | Yes | Yes | No | No | No |
| SDK Support | No | No | Yes | Yes | Yes | Yes | Yes | No | No |
| Pay-in Collections (Multiple Channels) | No | No | No | Yes | No | No | No | No | No |
| Payouts & Disbursements | No | No | No | Yes | No | No | No | No | No |
| International Card Acquiring | No | No | No | Yes | No | No | No | No | No |
| Remittance Services | No | No | No | Yes | No | No | No | No | No |
| Treasury & Digital Banking | No | No | No | Yes | No | No | No | No | No |
| KYC & Identity Verification | No | No | No | Yes | No | No | No | No | No |
| SWIFT & SEPA Rails | No | No | No | Yes | No | No | No | No | No |
| Bulk Transfers | No | No | No | Yes | Yes | Yes | No | No | No |
| Bulk Payouts | No | No | No | Yes | No | No | No | No | No |
| Transaction Monitoring | No | No | No | Yes | Yes | Yes | Yes | No | No |
| Compliance | No | No | No | Yes | Yes | Yes | Yes | No | No |
| Bank Transfer | No | No | No | No | Yes | Yes | No | No | No |
| Refunds | No | No | No | No | Yes | No | No | No | No |
| Webhooks | No | No | No | No | Yes | Yes | Yes | No | Yes |
| Sandbox Environment | No | No | No | No | Yes | Yes | Yes | No | Yes |
| Direct Debit | No | No | No | No | Yes | Yes | No | No | Yes |
| Bill Payments | No | No | No | No | Yes | Yes | No | No | No |
| QR Code Payments | No | No | No | No | Yes | Yes | No | No | No |
| Fraud Detection | No | No | No | No | Yes | Yes | No | No | No |
| Batch Processing | No | No | No | No | Yes | Yes | Yes | No | No |
| Real-time Data | No | No | No | No | Yes | Yes | Yes | No | No |
| Data Export | No | No | No | No | Yes | Yes | Yes | No | No |
| USSD | No | No | No | No | No | Yes | No | No | No |
| Mobile Money (M-Pesa etc) | No | No | No | No | No | Yes | No | No | No |
| FX Conversion | No | No | No | No | No | Yes | No | No | No |
| Bank Debit (ACH) | No | No | No | No | No | No | Yes | No | No |
| Buy Now Pay Later | No | No | No | No | No | No | Yes | No | No |
| Recurring Subscriptions | No | No | No | No | No | No | Yes | No | No |
| Marketplace Payouts (Connect) | No | No | No | No | No | No | Yes | No | No |
| Invoicing | No | No | No | No | No | No | Yes | No | No |
| Fraud Detection (Radar) | No | No | No | No | No | No | Yes | No | No |
| Terminal (In-person) | No | No | No | No | No | No | Yes | No | No |
| Nigerian Naira (NGN) | No | No | No | No | No | No | No | No | No |
| Multi-chain Token Balances | No | No | No | No | No | No | No | Yes | No |
| NFT Metadata | No | No | No | No | No | No | No | Yes | No |
| Log Events | No | No | No | No | No | No | No | Yes | No |
| DeFi Protocol Data | No | No | No | No | No | No | No | Yes | No |
| 200+ Blockchains | No | No | No | No | No | No | No | Yes | No |
| No Node Required | No | No | No | No | No | No | No | Yes | No |
| Identity Data | No | No | No | No | No | No | No | No | Yes |
| Income Verification | No | No | No | No | No | No | No | No | Yes |
| Statements PDF | No | No | No | No | No | No | No | No | Yes |
| 50+ Banks | No | No | No | No | No | No | No | No | Yes |
| Credit Scoring Data | No | No | No | No | No | No | No | No | Yes |
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