3 Best APIs with PCI DSS Compliant in Nigeria

We've analyzed and compared the top 3 API providers supporting PCI DSS Compliant for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 11th June, 2026

All APIs with PCI DSS Compliant

Compare
PayU Nigeria
ErcasPay
CashEnvoy
PricingEnterprise pricing based on transaction volume and payment methods (contact for specific rates)Per-transaction fees based on payment method and currency (request pricing details)1.5% + ₦20 local transactions, 3.9% + ₦20 international (no setup/subscription fees)
Card Payments (Visa, Mastercard, Verve)
Yes
No
No
Instant Account Transfers
Yes
No
No
Digital Wallet Payments
Yes
No
No
Multi-currency Processing
Yes
No
No
Custom Payment Page Design
Yes
No
No
AI-driven Analytics
Yes
No
No
Intelligent Payment Routing
Yes
No
No
Webhook Notifications
Yes
Yes
No
Real-time Reporting Dashboard
Yes
No
No
PCI DSS Compliant
Yes
Yes
Yes
Virtual Accounts
No
Yes
No
Payment Links
No
Yes
No
Hosted Checkout
No
Yes
No
Developer APIs
No
Yes
No
Multicurrency Support
No
Yes
No
Automatic Reconciliation
No
Yes
No
Real-time Reporting
No
Yes
No
Fraud Detection
No
Yes
No
Local Card Payments (Nigerian Debit Cards)
No
No
Yes
International Cards (Visa, Mastercard)
No
No
Yes
CashEnvoy Wallet Payments
No
No
Yes
Online Banking Integration
No
No
Yes
Easy Checkout Process
No
No
Yes
E-commerce Platform Plugins
No
No
Yes
Dispute Resolution Service
No
No
Yes
Bank Account Linking
No
No
Yes
Fraud Prevention
No
No
Yes
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