We've analyzed and compared the top 2 API providers supporting gtbank for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.
Written by Editorial Staffs as at 12th June, 2026
| Compare | ||
|---|---|---|
| Pricing | Contact GTBank for merchant rates (typically competitive enterprise pricing) | Free setup + 1.5% per card/USSD (zero fees on bank transfers) |
| Card Payments (Local Nigerian Cards) | Yes | No |
| International Card Payments (Visa, Mastercard) | Yes | No |
| Real-time Transaction Processing | Yes | No |
| Instant Merchant Credit | Yes | No |
| API Integration | Yes | No |
| Transaction Verification Endpoints | Yes | No |
| Webhook Notifications | Yes | No |
| Multi-currency Support (NGN, USD) | Yes | No |
| WooCommerce Integration | Yes | No |
| Bank-backed Security | Yes | No |
| Virtual Account Collections | No | Yes |
| Card Payments | No | Yes |
| USSD Payments | No | Yes |
| Bank Transfer Payments | No | Yes |
| GTBank Direct Debit | No | Yes |
| Merchant Mobile POS App | No | Yes |
| Payment Links | No | Yes |
| Outbound Transfers | No | Yes |
| Recurring Billing | No | No |
| Transaction Splitting | No | No |
| View Details | View Details |