9 Best APIs with fraud detection in Nigeria

We've analyzed and compared the top 9 API providers supporting fraud detection for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 12th June, 2026

All APIs with fraud detection

Compare
Onfido (Entrust)
Dojah
Youverify
Paystack API
Flutterwave API
Stripe
ErcasPay
Sumsub
Fingerprint Pro (formerly FingerprintJS)
PricingEnterprise pricing based on volume and featuresPay-per-query pricing. Free tier available for testing.Enterprise pricing in USD (request custom quotes)No monthly fees. 1.5% per transaction (local), capped at ₦2,000. International cards: 3.9% + ₦1001.4% per local transaction, 3.8% international. No setup fees. Volume discounts available.2.9% + $0.30 per successful card charge. Additional fees for international cards, currency conversion, and advanced features.Per-transaction fees based on payment method and currency (request pricing details)Custom enterprise pricing based on verification volume and featuresFree: 20,000 API calls/month. Paid from $0/month (pay-as-you-go after free tier).
Document Verification
Yes
Yes
Yes
No
No
No
No
Yes
No
Biometric Matching
Yes
No
No
No
No
No
No
No
No
Facial Recognition
Yes
No
No
No
No
No
No
No
No
Advanced Fraud Detection (ML-powered)
Yes
No
No
No
No
No
No
No
No
Background Checks
Yes
No
No
No
No
No
No
No
No
AML Screening
Yes
Yes
Yes
No
No
No
No
Yes
No
Customizable Workflows
Yes
No
No
No
No
No
No
Yes
No
HR System Integration
Yes
No
No
No
No
No
No
No
No
Global Coverage
Yes
No
No
No
No
No
No
Yes
No
Enterprise Compliance
Yes
No
No
No
No
No
No
No
No
KYC Verification
Yes
Yes
Yes
No
No
No
No
Yes
No
Business Verification
Yes
Yes
No
No
No
No
No
No
No
Biometric Verification
Yes
Yes
No
No
No
No
No
Yes
No
Sanctions Screening
Yes
Yes
No
No
No
No
No
Yes
No
Face Verification
Yes
Yes
No
No
No
No
No
No
No
Liveness Detection
Yes
Yes
No
No
No
No
No
No
No
BVN Lookup
No
Yes
No
No
No
No
No
No
No
NIN Verification
No
Yes
Yes
No
No
No
No
No
No
CAC Company Check
No
Yes
No
No
No
No
No
No
No
Driver's Licence
No
Yes
No
No
No
No
No
No
No
International Passport
No
Yes
No
No
No
No
No
No
No
Voter's Card
No
Yes
No
No
No
No
No
No
No
Address Verification
No
Yes
Yes
No
No
No
No
Yes
No
Sandbox Environment
No
Yes
No
Yes
Yes
Yes
No
No
No
Phone Number Verification
No
Yes
Yes
No
No
No
No
No
No
BVN Verification
No
Yes
Yes
No
No
No
No
No
No
CAC Lookup
No
Yes
Yes
No
No
No
No
No
No
Fraud Detection
No
Yes
Yes
Yes
Yes
No
Yes
Yes
No
TIN Verification
No
Yes
Yes
No
No
No
No
No
No
Compliance
No
Yes
No
Yes
Yes
Yes
No
No
No
KYC Onboarding
No
No
Yes
No
No
No
No
No
No
Facial Biometrics & Document Checks
No
No
Yes
No
No
No
No
No
No
KYB (Business Verification)
No
No
Yes
No
No
No
No
No
No
AML & Sanctions Screening
No
No
Yes
No
No
No
No
No
No
No-code Workflow Builder
No
No
Yes
No
No
No
No
No
No
Transaction Monitoring
No
No
Yes
Yes
Yes
Yes
No
No
No
Custom Compliance Flows
No
No
Yes
No
No
No
No
No
No
Credit Report Access
No
No
Yes
No
No
No
No
No
No
Card Payments
No
No
No
Yes
Yes
Yes
No
No
No
Bank Transfer
No
No
No
Yes
Yes
No
No
No
No
USSD Payments
No
No
No
Yes
Yes
No
No
No
No
Mobile Money
No
No
No
Yes
No
No
No
No
No
Recurring Billing
No
No
No
Yes
Yes
No
No
No
No
Refunds
No
No
No
Yes
No
No
No
No
No
Split Payments
No
No
No
Yes
Yes
No
No
No
No
Bulk Transfers
No
No
No
Yes
Yes
No
No
No
No
Payment Links
No
No
No
Yes
Yes
No
Yes
No
No
Webhooks
No
No
No
Yes
Yes
Yes
No
No
No
Multi-currency
No
No
No
Yes
Yes
Yes
No
No
No
Virtual Accounts
No
No
No
Yes
Yes
No
Yes
No
No
Direct Debit
No
No
No
Yes
Yes
No
No
No
No
Bill Payments
No
No
No
Yes
Yes
No
No
No
No
QR Code Payments
No
No
No
Yes
Yes
No
No
No
No
SDK Support
No
No
No
Yes
Yes
Yes
No
No
No
Transaction History
No
No
No
Yes
Yes
Yes
No
No
No
Batch Processing
No
No
No
Yes
Yes
Yes
No
No
No
Real-time Data
No
No
No
Yes
Yes
Yes
No
No
No
Data Export
No
No
No
Yes
Yes
Yes
No
No
No
USSD
No
No
No
No
Yes
No
No
No
No
Mobile Money (M-Pesa etc)
No
No
No
No
Yes
No
No
No
No
FX Conversion
No
No
No
No
Yes
No
No
No
No
Bank Debit (ACH)
No
No
No
No
No
Yes
No
No
No
Buy Now Pay Later
No
No
No
No
No
Yes
No
No
No
Recurring Subscriptions
No
No
No
No
No
Yes
No
No
No
Marketplace Payouts (Connect)
No
No
No
No
No
Yes
No
No
No
Invoicing
No
No
No
No
No
Yes
No
No
No
Fraud Detection (Radar)
No
No
No
No
No
Yes
No
No
No
Terminal (In-person)
No
No
No
No
No
Yes
No
No
No
Nigerian Naira (NGN)
No
No
No
No
No
No
No
No
No
Hosted Checkout
No
No
No
No
No
No
Yes
No
No
Developer APIs
No
No
No
No
No
No
Yes
No
No
Multicurrency Support
No
No
No
No
No
No
Yes
No
No
Automatic Reconciliation
No
No
No
No
No
No
Yes
No
No
Webhook Notifications
No
No
No
No
No
No
Yes
No
No
Real-time Reporting
No
No
No
No
No
No
Yes
No
No
PCI DSS Compliant
No
No
No
No
No
No
Yes
No
No
KYB Verification
No
No
No
No
No
No
No
Yes
No
Risk-based Verification
No
No
No
No
No
No
No
Yes
No
Crypto Compliance
No
No
No
No
No
No
No
Yes
No
API Access
No
No
No
No
No
No
No
No
Yes
JSON Responses
No
No
No
No
No
No
No
No
Yes
HTTPS Secure
No
No
No
No
No
No
No
No
Yes
Documentation
No
No
No
No
No
No
No
No
Yes
Sandbox
No
No
No
No
No
No
No
No
Yes
Free Tier
No
No
No
No
No
No
No
No
No
View Details View Details View Details View Details View Details View Details View Details View Details View Details
++++
Onfido (Entrust)

Onfido (Entrust)

++++
Dojah

Dojah

++++
Youverify

Youverify

++++
Paystack API

Paystack API

++++
Flutterwave API

Flutterwave API

++++
Stripe

Stripe

++++
ErcasPay

ErcasPay

++++
Sumsub

Sumsub

++++
Fingerprint Pro (formerly FingerprintJS)

Fingerprint Pro (formerly FingerprintJS)