13 Best APIs with Bulk Transfers in Nigeria

We've analyzed and compared the top 13 API providers supporting Bulk Transfers for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 12th June, 2026

All APIs with Bulk Transfers

Compare	Wise Platform API	Payoneer Payout API	AZA Finance API	Flutterwave Transfer API	Airwallex Payout API	Grey Finance API	Thunes Payout API	Remita	Fincra	Nium Payout API	Rapyd Payout API	Paystack API	Flutterwave API
Pricing	paid	paid	paid	paid	paid	freemium	paid	NGN 4,000 setup + 1% per local transaction (4% international)	Varies by payment channel (domestic, international, remittance). Request pricing from sales team.	paid	paid	No monthly fees. 1.5% per transaction (local), capped at ₦2,000. International cards: 3.9% + ₦100	1.4% per local transaction, 3.8% international. No setup fees. Volume discounts available.
Cross-border Settlement	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	No	No
Multi-currency	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	Yes	Yes
Bank Transfer	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	Yes	Yes	Yes
Bulk Transfers	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Bulk Payouts	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	No
Webhook Notifications	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	Yes	No	No
Sandbox	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	Yes	No	No
API Access	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	Yes	No	No
Bank Transfer Payouts	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	Yes	No	No
Currency Conversion	Yes	No	Yes	No	No	No	No	No	No	No	No	No	No
Mobile Money	No	No	No	No	No	No	Yes	No	No	No	No	Yes	No
Card Payments (Debit & Credit)	No	No	No	No	No	No	No	Yes	No	No	No	No	No
USSD Payments	No	No	No	No	No	No	No	Yes	Yes	No	No	Yes	Yes
Bank Transfer (Internet Banking)	No	No	No	No	No	No	No	Yes	No	No	No	No	No
POS Terminal Payments	No	No	No	No	No	No	No	Yes	No	No	No	No	No
Direct Debit	No	No	No	No	No	No	No	Yes	No	No	No	Yes	Yes
TSA Integration	No	No	No	No	No	No	No	Yes	No	No	No	No	No
Recurring Billing	No	No	No	No	No	No	No	Yes	Yes	No	No	Yes	Yes
Payment Links	No	No	No	No	No	No	No	Yes	Yes	No	No	Yes	Yes
Bill Payments	No	No	No	No	No	No	No	Yes	No	No	No	Yes	Yes
Virtual Accounts	No	No	No	No	No	No	No	No	Yes	No	No	Yes	Yes
Pay-in Collections (Multiple Channels)	No	No	No	No	No	No	No	No	Yes	No	No	No	No
Payouts & Disbursements	No	No	No	No	No	No	No	No	Yes	No	No	No	No
International Card Acquiring	No	No	No	No	No	No	No	No	Yes	No	No	No	No
Remittance Services	No	No	No	No	No	No	No	No	Yes	No	No	No	No
Treasury & Digital Banking	No	No	No	No	No	No	No	No	Yes	No	No	No	No
KYC & Identity Verification	No	No	No	No	No	No	No	No	Yes	No	No	No	No
SWIFT & SEPA Rails	No	No	No	No	No	No	No	No	Yes	No	No	No	No
Card Payments	No	No	No	No	No	No	No	No	Yes	No	No	Yes	Yes
Transaction Monitoring	No	No	No	No	No	No	No	No	Yes	No	No	Yes	Yes
SDK Support	No	No	No	No	No	No	No	No	Yes	No	No	Yes	Yes
Transaction History	No	No	No	No	No	No	No	No	Yes	No	No	Yes	Yes
Compliance	No	No	No	No	No	No	No	No	Yes	Yes	Yes	Yes	Yes
Batch Processing	No	No	No	No	No	No	No	No	No	Yes	Yes	Yes	Yes
Refunds	No	No	No	No	No	No	No	No	No	No	No	Yes	No
Split Payments	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes
Webhooks	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes
Sandbox Environment	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes
QR Code Payments	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes
Fraud Detection	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes
Real-time Data	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes
Data Export	No	No	No	No	No	No	No	No	No	No	No	Yes	Yes
USSD	No	No	No	No	No	No	No	No	No	No	No	No	Yes
Mobile Money (M-Pesa etc)	No	No	No	No	No	No	No	No	No	No	No	No	Yes
FX Conversion	No	No	No	No	No	No	No	No	No	No	No	No	Yes
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