2 Best APIs with Bank Transfers in Nigeria

We've analyzed and compared the top 2 API providers supporting Bank Transfers for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 12th June, 2026

All APIs with Bank Transfers

Compare
Monnify
RoutePay Fintech
PricingFree setup; 1% per card transaction (capped NGN 2,000); 0.5% per bank transfer (capped NGN 500); no monthly feesTransaction-based pricing (contact for specific rates based on payment method)
Card Payments
Yes
Yes
Bank Transfers
Yes
Yes
Recurring Payments
Yes
No
Virtual Accounts
Yes
No
Wallet Solutions
No
No
Merchant Dashboard
Yes
No
API Documentation
Yes
No
Mobile SDK
Yes
No
Multi-currency
No
No
Point-of-Sale
Yes
No
Split Payments
Yes
No
Recurring Billing
Yes
No
QR Code Payments
Yes
No
Payment Links
Yes
No
USSD Payments
Yes
Yes
Web Payments
No
Yes
Mobile App Payments
No
Yes
POS Terminal Payments
No
Yes
ATM Transactions
No
Yes
Bill Payments
No
Yes
Credit Facilities (MFB)
No
Yes
BVN Verification
No
Yes
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