13 Best APIs with Bank Transfer in Nigeria

We've analyzed and compared the top 13 API providers supporting Bank Transfer for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.

Written by Editorial Staffs as at 11th June, 2026

All APIs with Bank Transfer

Compare
Nomba Global Payout API
Wise Platform API
Payoneer Payout API
AZA Finance API
Flutterwave Transfer API
Airwallex Payout API
Grey Finance API
Thunes Payout API
Monnify
Nium Payout API
Rapyd Payout API
Paystack API
Flutterwave API
PricingpaidpaidpaidpaidpaidpaidfreemiumpaidFree setup; 1% per card transaction (capped NGN 2,000); 0.5% per bank transfer (capped NGN 500); no monthly feespaidpaidNo monthly fees. 1.5% per transaction (local), capped at ₦2,000. International cards: 3.9% + ₦1001.4% per local transaction, 3.8% international. No setup fees. Volume discounts available.
Cross-border Settlement
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
No
Multi-currency
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Bank Transfer
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Bulk Payouts
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
No
Bank Transfer Payouts
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
No
API Access
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
No
Webhook Notifications
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
No
Bulk Transfers
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
Sandbox
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
No
No
Currency Conversion
No
Yes
No
Yes
No
No
No
No
No
No
No
No
No
Mobile Money
No
No
No
No
No
No
No
Yes
No
No
No
Yes
No
Card Payments
No
No
No
No
No
No
No
No
Yes
No
No
Yes
Yes
Bank Transfers
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Recurring Payments
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Virtual Accounts
No
No
No
No
No
No
No
No
Yes
No
No
Yes
Yes
Wallet Solutions
No
No
No
No
No
No
No
No
No
No
No
No
No
Merchant Dashboard
No
No
No
No
No
No
No
No
Yes
No
No
No
No
API Documentation
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Mobile SDK
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Point-of-Sale
No
No
No
No
No
No
No
No
Yes
No
No
No
No
Split Payments
No
No
No
No
No
No
No
No
Yes
No
No
Yes
Yes
Recurring Billing
No
No
No
No
No
No
No
No
Yes
No
No
Yes
Yes
QR Code Payments
No
No
No
No
No
No
No
No
Yes
No
No
Yes
Yes
Payment Links
No
No
No
No
No
No
No
No
Yes
No
No
Yes
Yes
USSD Payments
No
No
No
No
No
No
No
No
Yes
No
No
Yes
Yes
Compliance
No
No
No
No
No
No
No
No
No
Yes
Yes
Yes
Yes
Batch Processing
No
No
No
No
No
No
No
No
No
Yes
Yes
Yes
Yes
Refunds
No
No
No
No
No
No
No
No
No
No
No
Yes
No
Webhooks
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Sandbox Environment
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Direct Debit
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Bill Payments
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Fraud Detection
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Transaction Monitoring
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
SDK Support
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Transaction History
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Real-time Data
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
Data Export
No
No
No
No
No
No
No
No
No
No
No
Yes
Yes
USSD
No
No
No
No
No
No
No
No
No
No
No
No
Yes
Mobile Money (M-Pesa etc)
No
No
No
No
No
No
No
No
No
No
No
No
Yes
FX Conversion
No
No
No
No
No
No
No
No
No
No
No
No
Yes
View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details View Details
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Nomba Global Payout API

Nomba Global Payout API

++++
Wise Platform API

Wise Platform API

++++
Payoneer Payout API

Payoneer Payout API

++++
AZA Finance API

AZA Finance API

++++
Flutterwave Transfer API

Flutterwave Transfer API

++++
Airwallex Payout API

Airwallex Payout API

++++
Grey Finance API

Grey Finance API

++++
Thunes Payout API

Thunes Payout API

++++
Monnify

Monnify

++++
Nium Payout API

Nium Payout API

++++
Rapyd Payout API

Rapyd Payout API

++++
Paystack API

Paystack API

++++
Flutterwave API

Flutterwave API