3 Best APIs with Bank Account Linking in Nigeria
We've analyzed and compared the top 3 API providers supporting Bank Account Linking for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.
Written by Editorial Staffs as at 11th June, 2026
All APIs with Bank Account Linking
| Compare | |||
|---|---|---|---|
| Pricing | Free tier + usage-based billing for production | 1.5% + ₦20 local transactions, 3.9% + ₦20 international (no setup/subscription fees) | Pay-per-use model. Pricing based on number of connected accounts and API calls. |
| Account Linking | Yes | No | No |
| Balance Inquiry | Yes | No | No |
| Transaction History | Yes | No | Yes |
| Account Identity | Yes | No | No |
| BVN Verification | Yes | No | No |
| Real-time Sync | Yes | No | No |
| Webhook Notifications | Yes | No | No |
| Mobile SDK | Yes | No | No |
| International Accounts | No | No | No |
| Credit Score Data | No | No | No |
| Bank Account Linking | Yes | Yes | Yes |
| Local Card Payments (Nigerian Debit Cards) | No | Yes | No |
| International Cards (Visa, Mastercard) | No | Yes | No |
| CashEnvoy Wallet Payments | No | Yes | No |
| Online Banking Integration | No | Yes | No |
| Easy Checkout Process | No | Yes | No |
| E-commerce Platform Plugins | No | Yes | No |
| Dispute Resolution Service | No | Yes | No |
| Fraud Prevention | No | Yes | No |
| PCI DSS Compliant | No | Yes | No |
| Identity Data | No | No | Yes |
| Income Verification | No | No | Yes |
| Direct Debit | No | No | Yes |
| Statements PDF | No | No | Yes |
| 50+ Banks | No | No | Yes |
| Webhooks | No | No | Yes |
| Sandbox Environment | No | No | Yes |
| Credit Scoring Data | No | No | Yes |
| View Details | View Details | View Details |