2 Best APIs with agent banking in Nigeria
We've analyzed and compared the top 2 API providers supporting agent banking for Nigerian developers and businesses. Find the right infrastructure fit for your startup below.
Written by Editorial Staffs as at 12th June, 2026
All APIs with agent banking
| Compare | ||
|---|---|---|
| Pricing | Variable based on transaction type (wallet transfers, collections, payouts) | Usage-based pricing for collections, payouts, and bills payment (request pricing for specific needs) |
| Consumer Wallet | Yes | No |
| USSD-based Access (any phone) | Yes | No |
| Agent Network (Cash In/Out) | Yes | No |
| Wallet-to-Wallet Transfers | Yes | No |
| Enterprise Collections API | Yes | No |
| Enterprise Payouts API | Yes | No |
| Payment Links (JustPaga.Me) | Yes | No |
| Bank Account Transfers | Yes | No |
| Webhook Notifications | Yes | Yes |
| Multi-currency | No | No |
| Bill Payments | Yes | No |
| QR Code Payments | Yes | No |
| Card Payments | Yes | Yes |
| Collections (Multiple Channels) | No | Yes |
| Payouts (Wallets & Bank Accounts) | No | Yes |
| Bill Payments (248+ Billers) | No | Yes |
| Agent Network (Baxi - 460k agents) | No | Yes |
| Card Issuance | No | Yes |
| Card Processing | No | Yes |
| Airtime & Data Vending | No | Yes |
| Real-time Settlement | No | Yes |
| Pan-African Coverage | No | Yes |
| Split Payments | No | Yes |
| Recurring Billing | No | Yes |
| Payment Links | No | Yes |
| View Details | View Details |