Squad API vs Paystack API Comparison: Discover the best for Payment Gateways & Processors in Nigeria

Squad API is best for: Nigerian developers and businesses that want a GTBank-backed payment gateway with lower fee caps than competitors gateway capped at ₦1,500, virtual accounts capped at ₦1,000 with full developer API, subscription billing, and BVN verification.. Meanwhile, Paystack API is best for: Nigerian businesses of all sizes from solo developers to enterprises needing Nigeria's best-documented payment API with the widest developer ecosystem, comprehensive payment methods, and full-feature parity between test and live environments.. Your choice should align with whether your team prioritizes Squad API's developer ecosystem or Paystack API's specific capability set.

Squad API provides a dedicated sandbox testing environment and has webhook status unverified. Paystack API offers sandbox testing and has webhook status unverified.

Squad API pricing: Gateway (card/USSD/bank transfer): capped at ₦1,500. Virtual accounts: capped at ₦1,000. Payment links: 1% local, 3.5% international. No setup fees, no hidden charges.. Paystack API pricing: Local cards: 1.5% + ₦100, capped at ₦2,000 (waived for ≤₦2,500). International cards: 3.9% + ₦100. Transfers: ₦10 (≤₦5K), ₦25 (₦5K ₦50K), ₦50 (>₦50K). Volume discounts >₦10M/month. No setup/monthly fees.. Both platforms offer tailored pricing structures for Nigerian transactions.

Squad API uses Bearer Token (Secret Key from Squad Dashboard) authentication with Not publicly specified. Paystack API uses Bearer Token (Secret Key from Paystack Dashboard) authentication with Rate limited contact Paystack for exact limits.