Detailed technical benchmark and comparison between Medsaf API and Paga API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.
Connect pharmacies with drug suppliers for procurement
Send money, pay bills & top up airtime at scale for agents
Medsaf API is best for Nigerian businesses and developers looking for reliable healthcare solutions.
Paga API is best for nigerian businesses and aggregators that need to send money, pay bills, and top up airtime at scale particularly agents, agent banking software providers, enterprise HR platforms, and mobile money aggregators wanting programmatic access to Paga's 20M+ user network.
| Highlight | M Medsaf API | P Paga API |
|---|---|---|
| Authentication | API Key | Custom HMAC headers: principal (public ID), credentials (password), and hash (SHA-512 of request params + secret key) |
| Rate Limit | Contact support | Not publicly specified |
| Sandbox Mode | ✓ Available | ✓ Available |
| Webhooks | Not verified yet | ✗ Not supported |
| API Services | Nigerian Health System Integration | Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsVirtual Account Numbers |
| Supported Regions |
| Fee Component | M Medsaf API | P Paga API |
|---|---|---|
| Transfers & Payouts | Contact provider |
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| Rates & Additional Terms |
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