eTranzact API vs Bloc API Comparison: Discover the best for Payment Gateways & Processors in Nigeria

eTranzact API is best for: Large Nigerian enterprises, banks, financial institutions, government agencies, and telcos that need a proven, publicly-listed payment infrastructure partner for bill payments, virtual accounts, instant transfers, e-invoicing, and wallet-as-a-service.. Meanwhile, Bloc API is best for: Nigerian developers and startups that want to embed banking features virtual accounts, transfers, bills payment into their apps using a fully CBN-licensed Nigerian BaaS that owns its own banking infrastructure via Banc Corp MFB.. Your choice should align with whether your team prioritizes eTranzact API's developer ecosystem or Bloc API's specific capability set.

eTranzact API provides a dedicated sandbox testing environment and has webhook status unverified. Bloc API offers sandbox testing and has webhook status unverified.

eTranzact API pricing: Enterprise pricing not publicly listed. Contact eTranzact for integration and pricing. Listed company on the Nigerian Stock Exchange.. Bloc API pricing: Free to integrate. Bills Payment API pays commissions to developers per successful transaction. Virtual Accounts and Transfers pricing varies contact Bloc for enterprise rates. No upfront fees to start testing.. Both platforms offer tailored pricing structures for Nigerian transactions.

eTranzact API uses API Key (from eTranzact developer portal) authentication with Not publicly specified. Bloc API uses API Key (Secret Key from Bloc Dashboard) authentication with Not publicly specified contact Bloc for limits.