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HomeCategoriesPayment Gateways & ProcessorsComparisonsErcasPay API vs Ceviant Payments API
Back to ErcasPay API Alternatives

ErcasPay API vs Ceviant Payments API Comparison: Discover the best for Payment Gateways & Processors in Nigeria

Detailed technical benchmark and comparison between ErcasPay API and Ceviant Payments API. Analyze pricing structures, verified webhooks, sandbox testing, authentication, and compliance for teams building in Nigeria.

VS
EErcasPay API

ErcasPay API

Accept NGN, USD, GBP, EUR & more through one payment gateway

Learn More
CCeviant Payments API

Ceviant Payments API

Process payments through infrastructure licensed in both Nigeria and the UK

Learn More

ErcasPay API is best for nigerian businesses that want to accept both local NGN payments and international payments in USD, GBP, EUR, CAD, and 4 more currencies through a single PSSP-licensed, PCI DSS-certified gateway with transparent flat-rate pricing.

Ceviant Payments API is best for enterprise businesses, fintechs, and financial institutions in Nigeria and the UK needing CBN PSSP-licensed and FCA-registered payment infrastructure with direct bank API connectivity in emerging markets.

ErcasPay API VS Ceviant Payments API Key Highlights

Highlight
EErcasPay API
ErcasPay API
CCeviant Payments API
Ceviant Payments API
AuthenticationBearer Token (Secret Key from ErcasPay Dashboard, prefix: ECRS-TEST-SK for test)API Key (contact Ceviant for developer access)
Rate LimitNot publicly specifiedNot publicly specified enterprise SLA
Sandbox Mode✓ Available✓ Available
Webhooks✗ Not supported✗ Not supported
API Services
Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsVirtual Account Numbers
Card Payments (Visa / Mastercard / Verve)Bank Transfer / Pay by TransferUSSD PaymentsInternational / Multi-Currency Payments
Supported Regions
NigeriaNigeriaGhanaGhanaKenyaKenya
NigeriaNigeriaGhanaGhanaKenyaKenya

Pricing & Fee Structure

Fee Component
EErcasPay API
ErcasPay API
CCeviant Payments API
Ceviant Payments API
Local Transactions / CardsLocal transactions (cards, bank transfer, QR, USSD): 1.4% capped at ₦2,000Contact provider
International / FX Cards
  • International cards:4.8% per transaction
  • 10% rolling reserve on international card transactions held 180 days (refundable if no chargebacks)
Contact provider
Setup & Monthly FeesNo monthly feeContact provider
Rates & Additional TermsStandard tier rates apply
  • Enterprise pricing not publicly listed
  • Ceviant targets enterprise clients with custom contracts
  • Contact Ceviant for pricing

ErcasPay API & Ceviant Payments API Feature by Feature Comparison

Feature / Capability
EErcasPay API
ErcasPay API
CCeviant Payments API
Ceviant Payments API
Card Payments (Verve/Visa/Mastercard)✓✓
Bank Transfer / Pay by Transfer✓✓
USSD Payments✓✓
Virtual Accounts✓✗
International / Multi-Currency Payments✓✓
Recurring Billing / Subscriptions✓✗
Payment Links & Hosted Checkout✓✓
Webhooks & Event Notifications✗✗
Sandbox Testing Environment✓✓
API Key / Token Authentication✓✓

Frequently Asked Questions

Which is better between ErcasPay API and Ceviant Payments API in Nigeria?
ErcasPay API is best for: Nigerian businesses that want to accept both local NGN payments and international payments in USD, GBP, EUR, CAD, and 4 more currencies through a single PSSP-licensed, PCI DSS-certified gateway with transparent flat-rate pricing.. Meanwhile, Ceviant Payments API is best for: Enterprise businesses, fintechs, and financial institutions in Nigeria and the UK needing CBN PSSP-licensed and FCA-registered payment infrastructure with direct bank API connectivity in emerging markets.. Your choice should align with whether your team prioritizes ErcasPay API's developer ecosystem or Ceviant Payments API's specific capability set.
Does ErcasPay API or Ceviant Payments API support webhooks and sandbox testing?
ErcasPay API provides a dedicated sandbox testing environment and has webhook status unverified. Ceviant Payments API offers sandbox testing and has webhook status unverified.
What are the fees and pricing models for ErcasPay API vs Ceviant Payments API?
ErcasPay API pricing: Local transactions (cards, bank transfer, QR, USSD): 1.4% capped at ₦2,000. International cards: 4.8% per transaction. 10% rolling reserve on international card transactions held 180 days (refundable if no chargebacks). No monthly fee.. Ceviant Payments API pricing: Enterprise pricing not publicly listed. Ceviant targets enterprise clients with custom contracts. Contact Ceviant for pricing.. Both platforms offer tailored pricing structures for Nigerian transactions.
What authentication methods do ErcasPay API and Ceviant Payments API use?
ErcasPay API uses Bearer Token (Secret Key from ErcasPay Dashboard, prefix: ECRS-TEST-SK for test) authentication with Not publicly specified. Ceviant Payments API uses API Key (contact Ceviant for developer access) authentication with Not publicly specified enterprise SLA.

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CBN PSSP-licensed African payment gateway. Checkout, virtual accounts, direct debit, and cross-border payments across 50+ currencies and 150+ countries.